Last update: Oct 2026

Cost of Living Comparison Between Osaka and Hong Kong

For one person, living is cheaper in Osaka: $1,400 a month against $2,984 in Hong Kong, rent and utilities included – about $19,000 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Osaka
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Osaka Living Index
144

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Osaka

🇯🇵 Japan

$1,400

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Monthly Cost of Living

How much you'll spend in Osaka and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osaka and in Hong Kong actually costs, broken down by who's living it.

A single person spends $1,400 per month in Osaka vs $2,984 in Hong Kong, rent included.

Osaka $1,400
Hong Kong $2,984

A couple spends around $1,991 per month in Osaka vs $4,558 in Hong Kong, rent included.

Osaka $1,991
Hong Kong $4,558

A family of three spends $2,582 per month in Osaka vs $6,132 in Hong Kong, rent included.

Osaka $2,582
Hong Kong $6,132

Osaka is about 53% cheaper than Hong Kong, and outside of rent the biggest gap is in groceries.

Both Osaka and Hong Kong sit above the global median – Osaka by 4%, Hong Kong by 123%.

Meal at Budget Restaurant

$6.19 ¥978

$8.46 HK$66.4

-26.83%

Three-Course Dinner for Two, Mid-Range

$31.80 ¥5,026

$63.2 HK$496

-49.66%

Fast Food Meal (McDonalds, etc)

$4.93 ¥780

$6.20 HK$48.66

-20.48%

Cappuccino

$3.00 ¥474

$4.90 HK$38.42

-38.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.45 ¥228

$1.27 HK$10.01

14.17%

Water (0.33 liter bottle)

$0.72 ¥113

$1.06 HK$8.31

-32.08%

Local Beer (0.5 liter draught)

$2.62 ¥415

$7.68 HK$60.3

-65.89%

Imported Beer (0.33 liter bottle)

$3.91 ¥618

$6.28 HK$49.24

-37.74%

Milk (1 liter)

$1.46 ¥230

$2.86 HK$22.45

-48.95%

White Bread (500g)

$1.31 ¥207

$2.43 HK$19.10

-46.09%

Rice (white) (1kg)

$5.25 ¥830

$2.18 HK$17.09

140.83%

Eggs

$2.03 ¥321

$3.54 HK$27.80

-42.66%

Local Cheese (1kg)

$9.77 ¥1,544

$25.12 HK$197

-61.11%

Chicken Fillets (1kg)

$9.22 ¥1,458

$8.89 HK$69.8

3.71%

Beef Round Steak (1kg)

$17.95 ¥2,838

$17.63 HK$138

1.82%

Apples (1kg)

$3.29 ¥519

$4.11 HK$32.23

-19.95%

Banana (1kg)

$2.00 ¥317

$2.72 HK$21.32

-26.47%

Oranges (1kg)

$2.11 ¥333

$4.59 HK$36.05

-54.03%

Tomato (1kg)

$4.11 ¥649

$4.02 HK$31.52

2.24%

Potato (1kg)

$1.51 ¥239

$3.25 HK$25.50

-53.54%

Onion (1kg)

$1.19 ¥187

$3.27 HK$25.70

-63.61%

Lettuce (1 head)

$1.30 ¥206

$1.60 HK$12.54

-18.75%

Water (1.5 liter bottle)

$0.86 ¥137

$1.73 HK$13.56

-50.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.82 ¥604

$13.14 HK$103

-70.93%

Wine (Bottle)

$9.74 ¥1,540

$16.59 HK$130

-41.29%

Local Beer (0.5 liter bottle)

$1.87 ¥296

$2.01 HK$15.80

-6.97%

Imported Beer (0.33 liter bottle)

$3.15 ¥498

$2.18 HK$17.13

44.50%

One-way Ticket (Public Transport)

$1.34 ¥211

$1.44 HK$11.31

-6.94%

Public Transport Monthly Pass (Regular Price)

$32.68 ¥5,165

$89.1 HK$699

-63.31%

Taxi Start (Normal Tariff)

$3.85 ¥609

$3.64 HK$28.54

5.77%

Taxi (Normal Tariff) (1km)

$3.19 ¥504

$1.31 HK$10.29

143.51%

Taxi 1hour Waiting (Normal Tariff)

$21.93 ¥3,466

$15.82 HK$124

38.62%

Gasoline (1 liter)

$1.10 ¥173

$4.06 HK$31.89

-72.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ¥3.4M

$44.4K HK$348.2K

-51.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K ¥2.4M

$37.4K HK$293.2K

-59.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 ¥22.1K

$247 HK$1,942

-43.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.14 ¥3,816

$15.89 HK$125

51.92%

Internet (50+ Mbps, Unlimited Data)

$30.58 ¥4,834

$21.46 HK$168

42.50%

Gym Membership (Monthly)

$49.41 ¥7,810

$91.4 HK$717

-45.92%

Tennis Court (1 Hour on Weekend)

$18.41 ¥2,910

$9.08 HK$71.3

102.75%

Cinema Ticket

$12.27 ¥1,939

$13.96 HK$110

-12.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$511 ¥80.8K

$1,155 HK$9,068

-55.77%

International Primary School, 1 Child (Yearly)

$13.1K ¥2.1M

$22.3K HK$174.6K

-41.18%

Jeans (Levis 501 Or Similar)

$47.50 ¥7,508

$68.9 HK$541

-31.05%

Summer Dress (H&M, Zara, etc)

$30.12 ¥4,761

$40.44 HK$317

-25.52%

Sport Shoes (Adidas, Nike)

$73.4 ¥11.6K

$79.9 HK$627

-8.18%

Men's Leather Business Shoes

$91.0 ¥14.4K

$118 HK$923

-22.62%

1-bedroom Apartment, City Center (Monthly)

$704 ¥111.2K

$2,180 HK$17.1K

-67.72%

1-bedroom Apartment, Outside City Center (Monthly)

$508 ¥80.3K

$1,718 HK$13.5K

-70.44%

3-bedroom Apartment, City Center (Monthly)

$1,751 ¥276.8K

$5,047 HK$39.6K

-65.30%

3-bedroom Apartment, Outside City Center (Monthly)

$765 ¥120.9K

$3,543 HK$27.8K

-78.41%

Buy Apartment in City Center (m2)

$6,208 ¥981.2K

$29.1K HK$228.7K

-78.70%

Buy Apartment Outside City Center (m2)

$1,938 ¥306.4K

$17.6K HK$137.9K

-88.97%

Average Monthly Net Salary (After Tax)

$2,346 ¥370.8K

$3,228 HK$25.3K

-27.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.21

3.91

-43.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osaka: October 3, 2026

Last update for Hong Kong: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osaka

$508 36.9%

Hong Kong

$1.7K 57.5% 238% $1.2K

Groceries & Markets

Osaka

$301 21.9%

Hong Kong

$415 13.9% 37.8% $114

Monthly Utilities & Internet

Osaka

$195 14.2%

Hong Kong

$285 9.5% 46.2% $90

Eating Out

Osaka

$130 9.5%

Hong Kong

$205 6.9% 58.1% $75

Clothing & Footwear

Osaka

$109 7.9%

Hong Kong

$138 4.6% 26.8% $29

Sport & Entertainment

Osaka

$74 5.4%

Hong Kong

$119 4% 61.3% $45

Getting Around

Osaka

$58 4.2%

Hong Kong

$105 3.5% 81.6% $47

Cost Breakdown

A central one-bedroom costs $704 in Osaka versus $2,180 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 38% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Osaka versus $63.0 in Hong Kong. Monthly groceries follow the same trend: $301 vs $415 – making Osaka the more affordable choice for daily food spending.

Good to know

🇯🇵 Osaka

🇭🇰 Hong Kong

🕒 Local time

12:32 12:32 PM

11:32 11:32 AM

1 h behind Osaka

🌤 Weather

👥 Population

2,691,185

1,367,900 Capital

💱 Currency

Japanese Yen JPY ¥

Hong Kong Dollar HKD $

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.64 EUR

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

Exchange rates and currency converter

HKD, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 10, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 177 JPY (1,000 JPY = 5.64 EUR).

Hong Kong Dollar exchange rates as of October 10, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.8 HKD (1 HKD = 0.114 EUR).

USD to JPY in detail →

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Between locations

Osaka Hong Kong 2,490 km ≈ 3 h 30 min nonstop flight

From you

Osaka
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osaka vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,400 in Osaka, $2,984 in Hong Kong – roughly 113% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,100 per month in Osaka and $4,476 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osaka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Osaka and $63.0 in Hong Kong. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,400 in Osaka and $2,984 in Hong Kong. That's a gap of about 113%.

A $2,000 monthly budget goes further in Osaka, where all-in costs run around $1,400, than in Hong Kong at $2,984. In Osaka it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,400 in Osaka to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Osaka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.