Cost of Living Comparison Between Ontario, CA and Seattle, WA Cost of Living Comparison Between Ontario, CA and Seattle, WA

Monthly Cost of Living

Monthly costs for one person with rent: $2,818 in Ontario, CA versus $3,836 in Seattle, WA.

Estimated couple costs with rent: $2,783 in Ontario, CA versus $5,763 in Seattle, WA.

Monthly costs for a family of three with rent: $2,748 in Ontario, CA versus $7,691 in Seattle, WA.

Living in Ontario, CA costs roughly 27% less than in Seattle, WA, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ontario, CA 105% above, Seattle, WA 179% above.

Meal at Budget Restaurant

$14.71 $14.71

$24.68 $24.68

-40.40%

Three-Course Dinner for Two, Mid-Range

$65.9 $65.9

$99.1 $99.1

-33.49%

Fast Food Meal (McDonalds, etc)

$10.08 $10.08

$15.09 $15.09

-33.20%

Cappuccino

$5.54 $5.54

$6.62 $6.62

-16.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 $2.71

$3.13 $3.13

-13.42%

Water (0.33 liter bottle)

$1.96 $1.96

$2.98 $2.98

-34.23%

Local Beer (0.5 liter draught)

$6.17 $6.17

$8.12 $8.12

-24.01%

Imported Beer (0.33 liter bottle)

$7.09 $7.09

$7.85 $7.85

-9.68%

Milk (1 liter)

$0.96 $0.96

$1.17 $1.17

-17.95%

White Bread (500g)

$3.42 $3.42

$5.20 $5.20

-34.23%

Rice (white) (1kg)

$3.35 $3.35

$6.40 $6.40

-47.66%

Eggs

$4.36 $4.36

$4.91 $4.91

-11.20%

Local Cheese (1kg)

$19.74 $19.74

$21.46 $21.46

-8.01%

Chicken Fillets (1kg)

$14.38 $14.38

$18.58 $18.58

-22.60%

Beef Round Steak (1kg)

$11.12 $11.12

$23.05 $23.05

-51.76%

Apples (1kg)

$2.22 $2.22

$5.79 $5.79

-61.66%

Banana (1kg)

$1.35 $1.35

$1.88 $1.88

-28.19%

Oranges (1kg)

$2.25 $2.25

$5.38 $5.38

-58.18%

Tomato (1kg)

$1.57 $1.57

$6.30 $6.30

-75.08%

Potato (1kg)

$8.60 $8.60

$3.80 $3.80

126.32%

Onion (1kg)

$4.77 $4.77

$3.26 $3.26

46.32%

Lettuce (1 head)

$3.48 $3.48

$2.87 $2.87

21.25%

Water (1.5 liter bottle)

$2.80 $2.80

$2.71 $2.71

3.32%

Cigarettes 20 Pack (Marlboro, Camel)

$11.89 $11.89

$14.15 $14.15

-15.97%

Wine (Bottle)

$15.92 $15.92

$15.07 $15.07

5.64%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$4.36 $4.36

-59.17%

Imported Beer (0.33 liter bottle)

$4.45 $4.45

$5.75 $5.75

-22.61%

One-way Ticket (Public Transport)

$1.52 $1.52

$3.06 $3.06

-50.33%

Public Transport Monthly Pass (Regular Price)

$29.97 $29.97

$110 $110

-72.76%

Taxi Start (Normal Tariff)

$2.84 $2.84

$2.57 $2.57

10.51%

Taxi (Normal Tariff) (1km)

$2.46 $2.46

$1.65 $1.65

49.09%

Taxi 1hour Waiting (Normal Tariff)

$60.2 $60.2

$29.88 $29.88

101.31%

Gasoline (1 liter)

$1.43 $1.43

$1.38 $1.38

3.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K $31.6K

$36.4K $36.4K

-13.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.1K $25.1K

2.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 $251

$296 $296

-15.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.3 $51.3

$71.3 $71.3

-28.07%

Internet (50+ Mbps, Unlimited Data)

$63.2 $63.2

$88.0 $88.0

-28.20%

Gym Membership (Monthly)

$65.1 $65.1

$81.5 $81.5

-20.12%

Tennis Court (1 Hour on Weekend)

$29.16 $29.16

$35.70 $35.70

-18.32%

Cinema Ticket

$13.83 $13.83

$18.33 $18.33

-24.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,436 $1,436

$3,067 $3,067

-53.17%

International Primary School, 1 Child (Yearly)

$37.1K $37.1K

$30.6K $30.6K

21.39%

Jeans (Levis 501 Or Similar)

$39.79 $39.79

$77.0 $77.0

-48.31%

Summer Dress (H&M, Zara, etc)

$45.62 $45.62

$54.0 $54.0

-15.47%

Sport Shoes (Adidas, Nike)

$74.5 $74.5

$128 $128

-41.65%

Men's Leather Business Shoes

$99.1 $99.1

$165 $165

-39.91%

1-bedroom Apartment, City Center (Monthly)

$1,909 $1,909

$2,418 $2,418

-21.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,483 $1,483

$1,931 $1,931

-23.19%

3-bedroom Apartment, City Center (Monthly)

$2,738 $2,738

$4,756 $4,756

-42.43%

3-bedroom Apartment, Outside City Center (Monthly)

$3,584 $3,584

Buy Apartment in City Center (m2)

$3,918 $3,918

$7,403 $7,403

-47.07%

Buy Apartment Outside City Center (m2)

$3,611 $3,611

$5,056 $5,056

-28.58%

Average Monthly Net Salary (After Tax)

$3,603 $3,603

$6,320 $6,320

-42.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.24

6.42

-2.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ontario, CA: August 30, 2026

Last update for Seattle, WA: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,909 in Ontario, CA and $2,418 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 75% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Ontario, CA vs $99.0 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $408 vs $554 per month, with Ontario, CA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ontario, CA vs Seattle, WA: Cost of Living - Frequently Asked Questions

Ontario, CA is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment. The 36% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 75% lower in Seattle, WA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,909 in Ontario, CA versus $2,418 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,436 in Ontario, CA versus $3,067 in Seattle, WA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 36% higher in Seattle, WA. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,500. Ontario, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Ontario, CA is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Ontario, CA gentler on the wallet – expenses run 36% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.