Last update: Oct 2026

Cost of Living Comparison Between Oakland, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $3,666 in Oakland, CA, rent and utilities included – about $27,800 less a year. Rent and utilities account for most of the difference.

180

Cost of Living Index in Oakland, CA
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Oakland, CA Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Oakland, CA

🇺🇸 United States

$3,666

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Oakland, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oakland, CA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,666 in Oakland, CA versus $1,348 in Ubud, Bali.

Oakland, CA $3,666
Ubud, Bali $1,348

Estimated couple costs with rent: $5,759 in Oakland, CA versus $2,312 in Ubud, Bali.

Oakland, CA $5,759
Ubud, Bali $2,312

Monthly costs for a family of three with rent: $7,853 in Oakland, CA versus $3,276 in Ubud, Bali.

Oakland, CA $7,853
Ubud, Bali $3,276

Living in Oakland, CA is roughly 172% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Oakland, CA 174% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$24.90 $24.90

$3.33 Rp 59.6K

647.75%

Three-Course Dinner for Two, Mid-Range

$121 $121

$35.42 Rp 633.1K

240.63%

Fast Food Meal (McDonalds, etc)

$11.81 $11.81

$5.76 Rp 102.9K

105.03%

Cappuccino

$5.76 $5.76

$2.63 Rp 47.0K

119.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.59 $3.59

$1.74 Rp 31.0K

106.32%

Water (0.33 liter bottle)

$2.30 $2.30

$0.77 Rp 13.8K

198.70%

Local Beer (0.5 liter draught)

$7.91 $7.91

$2.71 Rp 48.4K

191.88%

Imported Beer (0.33 liter bottle)

$7.79 $7.79

$4.52 Rp 80.8K

72.35%

Milk (1 liter)

$1.42 $1.42

$1.53 Rp 27.4K

-7.19%

White Bread (500g)

$4.96 $4.96

$2.20 Rp 39.2K

125.45%

Rice (white) (1kg)

$8.03 $8.03

$1.22 Rp 21.8K

558.20%

Eggs

$6.20 $6.20

$2.14 Rp 38.2K

189.72%

Local Cheese (1kg)

$25.88 $25.88

$17.73 Rp 316.9K

45.97%

Chicken Fillets (1kg)

$18.55 $18.55

$3.86 Rp 68.9K

380.57%

Beef Round Steak (1kg)

$22.84 $22.84

$12.03 Rp 215.0K

89.86%

Apples (1kg)

$7.71 $7.71

$3.61 Rp 64.5K

113.57%

Banana (1kg)

$2.29 $2.29

$1.51 Rp 27.1K

51.66%

Oranges (1kg)

$8.35 $8.35

$2.32 Rp 41.4K

259.91%

Tomato (1kg)

$6.65 $6.65

$2.00 Rp 35.8K

232.50%

Potato (1kg)

$5.01 $5.01

$1.81 Rp 32.4K

176.80%

Onion (1kg)

$3.08 $3.08

$2.39 Rp 42.7K

28.87%

Lettuce (1 head)

$2.43 $2.43

$0.99 Rp 17.8K

145.45%

Water (1.5 liter bottle)

$3.04 $3.04

$0.52 Rp 9,373

484.62%

Cigarettes 20 Pack (Marlboro, Camel)

$11.94 $11.94

$2.18 Rp 39.0K

447.71%

Wine (Bottle)

$20.14 $20.14

$22.98 Rp 410.7K

-12.36%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.40 Rp 42.8K

-26.25%

Imported Beer (0.33 liter bottle)

$3.71 $3.71

$3.00 Rp 53.6K

23.67%

One-way Ticket (Public Transport)

$3.04 $3.04

$0.24 Rp 4,255

1166.67%

Public Transport Monthly Pass (Regular Price)

$86.7 $86.7

$6.99 Rp 125.0K

1140.20%

Taxi Start (Normal Tariff)

$3.18 $3.18

$0.44 Rp 7,876

622.73%

Taxi (Normal Tariff) (1km)

$2.35 $2.35

$0.42 Rp 7,582

459.52%

Taxi 1hour Waiting (Normal Tariff)

$39.75 $39.75

$5.45 Rp 97.4K

629.36%

Gasoline (1 liter)

$1.48 $1.48

$0.84 Rp 15.1K

76.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K $36.4K

$24.3K Rp 434.8M

49.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$31.9K Rp 570.0M

-19.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 $187

$80.8 Rp 1.4M

130.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.4 $63.4

$6.58 Rp 117.6K

863.37%

Internet (50+ Mbps, Unlimited Data)

$66.8 $66.8

$18.24 Rp 326.1K

265.95%

Gym Membership (Monthly)

$39.21 $39.21

$55.1 Rp 985.4K

-28.88%

Tennis Court (1 Hour on Weekend)

$12.90 $12.90

$18.51 Rp 330.9K

-30.31%

Cinema Ticket

$16.11 $16.11

$4.24 Rp 75.9K

279.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,684 $2,684

$486 Rp 8.7M

452.55%

International Primary School, 1 Child (Yearly)

$36.4K $36.4K

$5,676 Rp 101.5M

541.76%

Jeans (Levis 501 Or Similar)

$70.1 $70.1

$45.18 Rp 807.6K

55.09%

Summer Dress (H&M, Zara, etc)

$48.20 $48.20

$34.57 Rp 617.9K

39.43%

Sport Shoes (Adidas, Nike)

$114 $114

$79.2 Rp 1.4M

44.64%

Men's Leather Business Shoes

$203 $203

$77.6 Rp 1.4M

161.21%

1-bedroom Apartment, City Center (Monthly)

$2,362 $2,362

$1,127 Rp 20.1M

109.67%

1-bedroom Apartment, Outside City Center (Monthly)

$2,044 $2,044

$674 Rp 12.1M

203.18%

3-bedroom Apartment, City Center (Monthly)

$4,306 $4,306

$3,618 Rp 64.7M

19.01%

3-bedroom Apartment, Outside City Center (Monthly)

$3,725 $3,725

$1,735 Rp 31.0M

114.72%

Buy Apartment in City Center (m2)

$7,814 $7,814

$2,829 Rp 50.6M

176.24%

Buy Apartment Outside City Center (m2)

$5,894 $5,894

$2,307 Rp 41.2M

155.52%

Average Monthly Net Salary (After Tax)

$5,302 $5,302

$166 Rp 3.0M

3100.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.77

13.78

-50.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oakland, CA: October 3, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oakland, CA

$2K 54.8%

Ubud, Bali

$674 49.6% 67% $1.4K

Groceries & Markets

Oakland, CA

$602 16.2%

Ubud, Bali

$290 21.4% 51.8% $312

Eating Out

Oakland, CA

$382 10.3%

Ubud, Bali

$108 8% 71.7% $274

Monthly Utilities & Internet

Oakland, CA

$317 8.5%

Ubud, Bali

$106 7.8% 66.6% $211

Clothing & Footwear

Oakland, CA

$196 5.3%

Ubud, Bali

$106 7.8% 45.7% $90

Getting Around

Oakland, CA

$114 3.1%

Ubud, Bali

$11 0.8% 90.8% $103

Sport & Entertainment

Oakland, CA

$71 1.9%

Ubud, Bali

$64 4.7% 10.9% $7.8

Cost Breakdown

A one-bedroom apartment in the center runs $2,362 in Oakland, CA and $1,127 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Oakland, CA pays 3100% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $121 in Oakland, CA vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $602 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Oakland, CA

🇮🇩 Ubud, Bali

🕒 Local time

03:40 3:40 AM

18:40 6:40 PM

15 h ahead of Oakland, CA

🌤 Weather

👥 Population

433,031

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

IDR to USD in detail →

On the map

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Between locations

Oakland, CA Ubud, Bali 13,420 km ≈ 17 h nonstop flight

From you

Oakland, CA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oakland, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Oakland, CA and Ubud, Bali differ by about 172% in total monthly costs ($3,666 vs $1,348 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 3100% higher in Oakland, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,362 in Oakland, CA versus $1,127 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 108% higher in Oakland, CA. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $121 in Oakland, CA. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,348 in Ubud, Bali versus $3,666 in Oakland, CA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Oakland, CA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Oakland, CA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 172% less than in Oakland, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.