Cost of Living Comparison Between O'Fallon, IL and Ubud, Bali Cost of Living Comparison Between O'Fallon, IL and Ubud, Bali

Monthly Cost of Living

A single person spends $2,669 per month in O'Fallon, IL vs $1,394 in Ubud, Bali, rent included.

A couple spends around $3,801 per month in O'Fallon, IL vs $2,551 in Ubud, Bali, rent included.

A family of three spends $4,933 per month in O'Fallon, IL vs $3,708 in Ubud, Bali, rent included.

O'Fallon, IL costs about 91% more than Ubud, Bali, driven mainly by Eating Out.

Both O'Fallon, IL and Ubud, Bali sit above the global median – O'Fallon, IL by 100%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$20.30 $20.30

$3.40 Rp 60.2K

497.06%

Three-Course Dinner for Two, Mid-Range

$68.9 $68.9

$32.38 Rp 573.6K

112.75%

Fast Food Meal (McDonalds, etc)

$10.97 $10.97

$5.00 Rp 88.6K

119.40%

Cappuccino

$5.23 $5.23

$2.82 Rp 50.0K

85.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 $2.50

$1.38 Rp 24.4K

81.16%

Water (0.33 liter bottle)

$1.95 $1.95

$0.73 Rp 13.0K

167.12%

Local Beer (0.5 liter draught)

$5.14 $5.14

$2.98 Rp 52.8K

72.48%

Imported Beer (0.33 liter bottle)

$6.66 $6.66

$3.97 Rp 70.3K

67.76%

Milk (1 liter)

$0.78 $0.78

$1.79 Rp 31.8K

-56.42%

White Bread (500g)

$2.54 $2.54

$2.46 Rp 43.7K

3.25%

Rice (white) (1kg)

$5.54 $5.54

$1.20 Rp 21.2K

361.67%

Eggs

$2.85 $2.85

$2.39 Rp 42.3K

19.25%

Local Cheese (1kg)

$8.87 $8.87

$14.40 Rp 255.1K

-38.40%

Chicken Fillets (1kg)

$7.63 $7.63

$4.28 Rp 75.9K

78.27%

Beef Round Steak (1kg)

$16.85 $16.85

$11.82 Rp 209.4K

42.55%

Apples (1kg)

$6.89 $6.89

$3.78 Rp 67.0K

82.28%

Banana (1kg)

$2.30 $2.30

$1.63 Rp 28.9K

41.10%

Oranges (1kg)

$5.56 $5.56

$2.80 Rp 49.6K

98.57%

Tomato (1kg)

$4.04 $4.04

$2.26 Rp 40.0K

78.76%

Potato (1kg)

$3.98 $3.98

$2.00 Rp 35.3K

99.00%

Onion (1kg)

$3.99 $3.99

$2.21 Rp 39.2K

80.54%

Lettuce (1 head)

$1.97 $1.97

$1.07 Rp 18.9K

84.11%

Water (1.5 liter bottle)

$2.44 $2.44

$0.76 Rp 13.5K

221.05%

Cigarettes 20 Pack (Marlboro, Camel)

$6.98 $6.98

$3.13 Rp 55.4K

123.00%

Wine (Bottle)

$14.88 $14.88

$23.81 Rp 421.9K

-37.51%

Local Beer (0.5 liter bottle)

$1.92 $1.92

$2.84 Rp 50.3K

-32.39%

Imported Beer (0.33 liter bottle)

$3.95 $3.95

$2.78 Rp 49.2K

42.09%

One-way Ticket (Public Transport)

$1.97 $1.97

$0.27 Rp 4,726

629.63%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

Taxi Start (Normal Tariff)

$3.57 $3.57

$0.45 Rp 8,034

693.33%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$0.43 Rp 7,578

265.12%

Taxi 1hour Waiting (Normal Tariff)

$40.61 $40.61

$5.98 Rp 105.9K

579.10%

Gasoline (1 liter)

$0.80 $0.80

$0.80 Rp 14.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K $29.5K

$25.8K Rp 457.2M

14.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$31.8K Rp 563.4M

-20.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 $243

$80.7 Rp 1.4M

201.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.3 $53.3

$4.14 Rp 73.3K

1186.47%

Internet (50+ Mbps, Unlimited Data)

$69.1 $69.1

$24.12 Rp 427.2K

186.57%

Gym Membership (Monthly)

$42.49 $42.49

$97.8 Rp 1.7M

-56.53%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

Cinema Ticket

$13.22 $13.22

$4.04 Rp 71.5K

227.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$677 $677

$297 Rp 5.3M

127.89%

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$6,590 Rp 116.7M

259.41%

Jeans (Levis 501 Or Similar)

$50.4 $50.4

$55.1 Rp 976.8K

-8.69%

Summer Dress (H&M, Zara, etc)

$41.47 $41.47

$38.51 Rp 682.1K

7.69%

Sport Shoes (Adidas, Nike)

$73.7 $73.7

$86.1 Rp 1.5M

-14.49%

Men's Leather Business Shoes

$120 $120

$78.0 Rp 1.4M

54.05%

1-bedroom Apartment, City Center (Monthly)

$1,623 $1,623

$985 Rp 17.5M

64.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,349 $1,349

$665 Rp 11.8M

102.87%

3-bedroom Apartment, City Center (Monthly)

$2,599 $2,599

$3,446 Rp 61.0M

-24.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,226 $2,226

$2,042 Rp 36.2M

8.98%

Buy Apartment in City Center (m2)

$2,965 $2,965

$2,829 Rp 50.1M

4.81%

Buy Apartment Outside City Center (m2)

$2,511 $2,511

$2,282 Rp 40.4M

10.03%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

13.28

-51.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for O'Fallon, IL: June 15, 2026

Last update for Ubud, Bali: June 14, 2026

Cost Breakdown

A central one-bedroom costs $1,623 in O'Fallon, IL versus $985 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $69.0 in O'Fallon, IL versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $377 vs $299 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

O'Fallon, IL vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – O'Fallon, IL is pricier by about 91%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,003 per month in O'Fallon, IL and $2,091 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,669 in O'Fallon, IL and $1,394 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $677 per month in O'Fallon, IL and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,394, than in O'Fallon, IL at $2,669. In Ubud, Bali it covers expenses comfortably, while in O'Fallon, IL it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, O'Fallon, IL makes more sense. Both are solid long-term options with distinct trade-offs.