Last update: Oct 2026

Cost of Living Comparison Between O'Fallon, IL and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,634 in O’Fallon, IL, rent and utilities included – about $15,600 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in O'Fallon, IL
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O'Fallon, IL Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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O'Fallon, IL

🇺🇸 United States

$2,634

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in O'Fallon, IL and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in O'Fallon, IL and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,634 per month in O’Fallon, IL vs $1,331 in Ubud, Bali, rent included.

O'Fallon, IL $2,634
Ubud, Bali $1,331

A couple spends around $3,832 per month in O’Fallon, IL vs $2,255 in Ubud, Bali, rent included.

O'Fallon, IL $3,832
Ubud, Bali $2,255

A family of three spends $5,029 per month in O’Fallon, IL vs $3,180 in Ubud, Bali, rent included.

O'Fallon, IL $5,029
Ubud, Bali $3,180

O’Fallon, IL costs about 98% more than Ubud, Bali, and outside of rent the biggest gap is in groceries.

O’Fallon, IL sits 95% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.05 $18.05

$3.38 Rp 61.3K

434.02%

Three-Course Dinner for Two, Mid-Range

$76.5 $76.5

$34.65 Rp 628.8K

120.66%

Fast Food Meal (McDonalds, etc)

$10.51 $10.51

$5.57 Rp 101.2K

88.69%

Cappuccino

$4.97 $4.97

$2.62 Rp 47.5K

89.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 $2.39

$1.54 Rp 27.9K

55.19%

Water (0.33 liter bottle)

$1.58 $1.58

$0.64 Rp 11.6K

146.88%

Local Beer (0.5 liter draught)

$3.82 $3.82

$2.67 Rp 48.4K

43.07%

Imported Beer (0.33 liter bottle)

$5.23 $5.23

$4.26 Rp 77.4K

22.77%

Milk (1 liter)

$1.01 $1.01

$1.46 Rp 26.5K

-30.82%

White Bread (500g)

$3.32 $3.32

$2.29 Rp 41.6K

44.98%

Rice (white) (1kg)

$5.49 $5.49

$1.11 Rp 20.1K

394.59%

Eggs

$3.94 $3.94

$2.10 Rp 38.1K

87.62%

Local Cheese (1kg)

$12.10 $12.10

$15.94 Rp 289.3K

-24.09%

Chicken Fillets (1kg)

$15.68 $15.68

$3.88 Rp 70.5K

304.12%

Beef Round Steak (1kg)

$16.84 $16.84

$11.40 Rp 206.9K

47.72%

Apples (1kg)

$8.61 $8.61

$3.55 Rp 64.5K

142.54%

Banana (1kg)

$2.30 $2.30

$1.54 Rp 27.9K

49.35%

Oranges (1kg)

$5.76 $5.76

$2.23 Rp 40.5K

158.30%

Tomato (1kg)

$5.15 $5.15

$1.97 Rp 35.8K

161.42%

Potato (1kg)

$4.39 $4.39

$1.86 Rp 33.7K

136.02%

Onion (1kg)

$3.28 $3.28

$2.42 Rp 43.9K

35.54%

Lettuce (1 head)

$2.03 $2.03

$1.02 Rp 18.6K

99.02%

Water (1.5 liter bottle)

$2.53 $2.53

$0.52 Rp 9,479

386.54%

Cigarettes 20 Pack (Marlboro, Camel)

$8.20 $8.20

$2.20 Rp 39.9K

272.73%

Wine (Bottle)

$14.87 $14.87

$21.79 Rp 395.4K

-31.76%

Local Beer (0.5 liter bottle)

$2.87 $2.87

$2.33 Rp 42.2K

23.18%

Imported Beer (0.33 liter bottle)

$3.25 $3.25

$2.97 Rp 53.9K

9.43%

One-way Ticket (Public Transport)

$2.21 $2.21

$0.25 Rp 4,544

784.00%

Public Transport Monthly Pass (Regular Price)

$62.3 $62.3

$8.17 Rp 148.4K

663.04%

Taxi Start (Normal Tariff)

$2.75 $2.75

$0.44 Rp 7,944

525.00%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$0.47 Rp 8,493

234.04%

Taxi 1hour Waiting (Normal Tariff)

$29.49 $29.49

$5.60 Rp 101.6K

426.61%

Gasoline (1 liter)

$1.05 $1.05

$0.83 Rp 15.0K

26.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$24.4K Rp 443.7M

12.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$31.7K Rp 575.2M

-16.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$246 $246

$77.5 Rp 1.4M

217.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.5 $69.5

$6.14 Rp 111.5K

1031.92%

Internet (50+ Mbps, Unlimited Data)

$75.2 $75.2

$18.92 Rp 343.3K

297.62%

Gym Membership (Monthly)

$40.68 $40.68

$51.0 Rp 925.4K

-20.22%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

Cinema Ticket

$12.38 $12.38

$4.38 Rp 79.5K

182.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$679 $679

$492 Rp 8.9M

37.88%

International Primary School, 1 Child (Yearly)

$12.8K $12.8K

$12.2K Rp 221.8M

4.81%

Jeans (Levis 501 Or Similar)

$47.55 $47.55

$45.16 Rp 819.6K

5.29%

Summer Dress (H&M, Zara, etc)

$24.73 $24.73

$34.89 Rp 633.2K

-29.12%

Sport Shoes (Adidas, Nike)

$57.0 $57.0

$78.3 Rp 1.4M

-27.21%

Men's Leather Business Shoes

$50.1 $50.1

$77.9 Rp 1.4M

-35.73%

1-bedroom Apartment, City Center (Monthly)

$1,575 $1,575

$1,078 Rp 19.6M

46.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,273 $1,273

$665 Rp 12.1M

91.48%

3-bedroom Apartment, City Center (Monthly)

$2,557 $2,557

$3,510 Rp 63.7M

-27.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,078 $2,078

$1,671 Rp 30.3M

24.35%

Buy Apartment in City Center (m2)

$2,778 $2,778

$2,340 Rp 42.5M

18.71%

Buy Apartment Outside City Center (m2)

$2,338 $2,338

$2,236 Rp 40.6M

4.56%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

13.78

-51.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for O'Fallon, IL: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

O'Fallon, IL

$1.3K 48.4%

Ubud, Bali

$665 50% 47.8% $608

Groceries & Markets

O'Fallon, IL

$461 17.5%

Ubud, Bali

$279 21% 39.3% $181

Monthly Utilities & Internet

O'Fallon, IL

$391 14.9%

Ubud, Bali

$103 7.7% 73.8% $289

Eating Out

O'Fallon, IL

$281 10.7%

Ubud, Bali

$106 8% 62.4% $175

Getting Around

O'Fallon, IL

$82 3.1%

Ubud, Bali

$12 0.9% 85.4% $70

Clothing & Footwear

O'Fallon, IL

$81 3.1%

Ubud, Bali

$106 8% 31.7% $26

Sport & Entertainment

O'Fallon, IL

$65 2.5%

Ubud, Bali

$60 4.5% 8.7% $5.7

Cost Breakdown

A central one-bedroom costs $1,575 in O’Fallon, IL versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $76 in O’Fallon, IL versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $461 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 O'Fallon, IL

🇮🇩 Ubud, Bali

🕒 Local time

23:08 11:08 PM

13:08 1:08 PM

14 h ahead of O'Fallon, IL

🌤 Weather

👥 Population

94,074

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.894 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.894 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,295 IDR (100,000 IDR = 4.93 EUR).

IDR to USD in detail →

On the map

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Between locations

O'Fallon, IL Ubud, Bali 15,830 km ≈ 20 h nonstop flight

From you

O'Fallon, IL
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

O'Fallon, IL vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – O’Fallon, IL is pricier by about 98%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,951 per month in O’Fallon, IL and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,575 in O’Fallon, IL.

Groceries cost about 65% more in O’Fallon, IL, though the gap depends on what you buy.

A mid-range dinner for two costs $76 in O’Fallon, IL and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,634 in O’Fallon, IL and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 49% less, which matters a lot on a fixed budget or early-career salary.