Last update: Oct 2026

Cost of Living Comparison Between O'Fallon, IL and Toronto

For one person, living costs are similar in O'Fallon, IL and in Toronto: $2,591 and $2,610 a month, rent and utilities included.

125

Cost of Living Index in O'Fallon, IL
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O'Fallon, IL Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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O'Fallon, IL

🇺🇸 United States

$2,591

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in O'Fallon, IL and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in O'Fallon, IL and in Toronto actually costs, broken down by who's living it.

A single person spends $2,591 per month in O'Fallon, IL vs $2,610 in Toronto, rent included.

O'Fallon, IL $2,591
Toronto $2,610

A couple spends around $3,785 per month in O'Fallon, IL vs $3,727 in Toronto, rent included.

O'Fallon, IL $3,785
Toronto $3,727

A family of three spends $4,980 per month in O'Fallon, IL vs $4,844 in Toronto, rent included.

O'Fallon, IL $4,980
Toronto $4,844

O'Fallon, IL is about 1% cheaper than Toronto, and outside of rent the biggest gap is in groceries.

Both O'Fallon, IL and Toronto sit above the global median – O'Fallon, IL by 91%, Toronto by 93%.

Meal at Budget Restaurant

$18.28 $18.28

$17.59 CA$24.87

3.92%

Three-Course Dinner for Two, Mid-Range

$74.4 $74.4

$78.8 CA$111

-5.63%

Fast Food Meal (McDonalds, etc)

$10.70 $10.70

$10.73 CA$15.16

-0.28%

Cappuccino

$5.27 $5.27

$4.09 CA$5.78

28.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.35 $2.35

$2.10 CA$2.97

11.90%

Water (0.33 liter bottle)

$1.66 $1.66

$1.72 CA$2.43

-3.49%

Local Beer (0.5 liter draught)

$3.79 $3.79

$6.36 CA$8.99

-40.41%

Imported Beer (0.33 liter bottle)

$5.19 $5.19

$7.08 CA$10.01

-26.69%

Milk (1 liter)

$1.00 $1.00

$2.54 CA$3.59

-60.63%

White Bread (500g)

$3.22 $3.22

$2.72 CA$3.85

18.38%

Rice (white) (1kg)

$5.61 $5.61

$2.18 CA$3.09

157.34%

Eggs

$3.93 $3.93

$3.63 CA$5.13

8.26%

Local Cheese (1kg)

$12.06 $12.06

$9.46 CA$13.37

27.48%

Chicken Fillets (1kg)

$15.66 $15.66

$11.54 CA$16.32

35.70%

Beef Round Steak (1kg)

$16.22 $16.22

$14.37 CA$20.32

12.87%

Apples (1kg)

$8.24 $8.24

$3.70 CA$5.23

122.70%

Banana (1kg)

$2.38 $2.38

$1.19 CA$1.68

100.00%

Oranges (1kg)

$5.48 $5.48

$3.46 CA$4.90

58.38%

Tomato (1kg)

$5.13 $5.13

$4.22 CA$5.97

21.56%

Potato (1kg)

$4.24 $4.24

$1.79 CA$2.52

136.87%

Onion (1kg)

$3.36 $3.36

$1.65 CA$2.33

103.64%

Lettuce (1 head)

$2.01 $2.01

$2.20 CA$3.11

-8.64%

Water (1.5 liter bottle)

$2.54 $2.54

$1.26 CA$1.78

101.59%

Cigarettes 20 Pack (Marlboro, Camel)

$8.09 $8.09

$13.97 CA$19.75

-42.09%

Wine (Bottle)

$14.94 $14.94

$14.20 CA$20.07

5.21%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$2.25 CA$3.18

29.33%

Imported Beer (0.33 liter bottle)

$3.34 $3.34

$2.53 CA$3.58

32.02%

One-way Ticket (Public Transport)

$2.14 $2.14

$2.32 CA$3.28

-7.76%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.58 $3.58

$3.06 CA$4.33

16.99%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$1.22 CA$1.72

30.33%

Taxi 1hour Waiting (Normal Tariff)

$17.65 $17.65

$21.69 CA$30.66

-18.63%

Gasoline (1 liter)

$1.11 $1.11

$1.21 CA$1.72

-8.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K $27.8K

$26.1K CA$37.0K

6.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$21.1K CA$29.9K

24.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 $242

$120 CA$169

102.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.6 $68.6

$32.21 CA$45.54

112.95%

Internet (50+ Mbps, Unlimited Data)

$75.9 $75.9

$48.88 CA$69.1

55.28%

Gym Membership (Monthly)

$41.68 $41.68

$39.34 CA$55.6

5.95%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.60 $12.60

$12.58 CA$17.79

0.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$663 $663

$832 CA$1,176

-20.26%

International Primary School, 1 Child (Yearly)

$12.6K $12.6K

$23.6K CA$33.4K

-46.69%

Jeans (Levis 501 Or Similar)

$46.51 $46.51

$52.3 CA$73.9

-11.04%

Summer Dress (H&M, Zara, etc)

$25.04 $25.04

$39.44 CA$55.8

-36.51%

Sport Shoes (Adidas, Nike)

$57.5 $57.5

$99.0 CA$140

-41.91%

Men's Leather Business Shoes

$49.29 $49.29

$122 CA$172

-59.57%

1-bedroom Apartment, City Center (Monthly)

$1,602 $1,602

$1,631 CA$2,306

-1.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,295 $1,295

$1,448 CA$2,048

-10.62%

3-bedroom Apartment, City Center (Monthly)

$2,473 $2,473

$2,737 CA$3,869

-9.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,167 $2,167

$2,129 CA$3,010

1.80%

Buy Apartment in City Center (m2)

$2,348 $2,348

$8,206 CA$11.6K

-71.39%

Buy Apartment Outside City Center (m2)

$2,575 $2,575

$6,838 CA$9,666

-62.34%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

4.47

50.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for O'Fallon, IL: October 19, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

O'Fallon, IL

$1.3K 50%

Toronto

$1.4K 55.5% 11.9% $154

Groceries & Markets

O'Fallon, IL

$456 17.6%

Toronto

$343 13.1% 24.7% $113

Monthly Utilities & Internet

O'Fallon, IL

$387 14.9%

Toronto

$201 7.7% 48.1% $186

Eating Out

O'Fallon, IL

$287 11.1%

Toronto

$283 10.9% 1.3% $3.8

Clothing & Footwear

O'Fallon, IL

$80 3.1%

Toronto

$141 5.4% 75.3% $60

Sport & Entertainment

O'Fallon, IL

$67 2.6%

Toronto

$65 2.5% 3.6% $2.4

Getting Around

O'Fallon, IL

$20 * 0.8%

Toronto

$130 5% 548% $110

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,602 in O'Fallon, IL versus $1,631 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74.0 in O'Fallon, IL versus $79.0 in Toronto. Groceries tell a different story – $456 in O'Fallon, IL vs $343 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 O'Fallon, IL

🇨🇦 Toronto

🕒 Local time

19:05 7:05 PM

20:05 8:05 PM

1 h ahead of O'Fallon, IL

🌤 Weather

👥 Population

94,074

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

O'Fallon, IL Toronto 1,040 km ≈ 1 h 45 min nonstop flight

From you

O'Fallon, IL
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

O'Fallon, IL vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 1%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,886 per month in O'Fallon, IL and $3,916 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in O'Fallon, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,591 in O'Fallon, IL and $2,610 in Toronto. That's a gap of about 1%.

Kindergarten costs $663 per month in O'Fallon, IL and $832 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,591 in O'Fallon, IL and $2,610 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward O'Fallon, IL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with O'Fallon, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.