Last update: Oct 2026

Cost of Living Comparison Between Novelda and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,630 in Novelda, rent and utilities included – about $8,600 less a year. Rent and utilities account for about half of the difference.

78

Cost of Living Index in Novelda
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Novelda Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Novelda

🇪🇸 Spain

$1,630

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Novelda and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Novelda and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,630 in Novelda versus $915 in Cebu.

Novelda $1,630
Cebu $915

Estimated couple costs with rent: $2,415 in Novelda versus $1,418 in Cebu.

Novelda $2,415
Cebu $1,418

Monthly costs for a family of three with rent: $3,201 in Novelda versus $1,921 in Cebu.

Novelda $3,201
Cebu $1,921

Living in Novelda is roughly 78% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Novelda is 20% above, Cebu is 33% below.

Meal at Budget Restaurant

$16.68 €14.83

$3.05 ₱192

446.89%

Three-Course Dinner for Two, Mid-Range

$56.4 €50.2

$24.00 ₱1,511

134.92%

Fast Food Meal (McDonalds, etc)

$11.11 €9.88

$3.99 ₱251

178.45%

Cappuccino

$2.29 €2.04

$2.50 ₱157

-8.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 €1.78

$1.54 ₱97.1

29.87%

Water (0.33 liter bottle)

$1.40 €1.24

$0.50 ₱31.37

180.00%

Local Beer (0.5 liter draught)

$3.11 €2.77

$1.78 ₱112

74.72%

Imported Beer (0.33 liter bottle)

$3.45 €3.07

$2.17 ₱136

58.99%

Milk (1 liter)

$1.12 €1.00

$2.00 ₱126

-44.00%

White Bread (500g)

$1.39 €1.24

$1.37 ₱86.2

1.46%

Rice (white) (1kg)

$1.54 €1.37

$1.03 ₱64.9

49.51%

Eggs

$3.34 €2.97

$2.03 ₱128

64.53%

Local Cheese (1kg)

$15.89 €14.13

$10.20 ₱642

55.78%

Chicken Fillets (1kg)

$9.75 €8.68

$4.45 ₱280

119.10%

Beef Round Steak (1kg)

$17.06 €15.18

$7.67 ₱483

122.43%

Apples (1kg)

$2.87 €2.55

$3.31 ₱208

-13.29%

Banana (1kg)

$1.88 €1.67

$1.46 ₱91.8

28.77%

Oranges (1kg)

$1.68 €1.49

$2.32 ₱146

-27.59%

Tomato (1kg)

$2.82 €2.51

$1.49 ₱94.0

89.26%

Potato (1kg)

$1.91 €1.70

$2.34 ₱147

-18.38%

Onion (1kg)

$1.95 €1.73

$1.94 ₱122

0.52%

Lettuce (1 head)

$1.23 €1.09

$1.16 ₱73.0

6.03%

Water (1.5 liter bottle)

$0.65 €0.57

$0.68 ₱42.89

-4.41%

Cigarettes 20 Pack (Marlboro, Camel)

$6.30 €5.60

$2.99 ₱188

110.70%

Wine (Bottle)

$5.65 €5.02

$6.24 ₱393

-9.46%

Local Beer (0.5 liter bottle)

$1.19 €1.06

$1.23 ₱77.3

-3.25%

Imported Beer (0.33 liter bottle)

$1.65 €1.46

$1.73 ₱109

-4.62%

One-way Ticket (Public Transport)

$1.86 €1.65

$0.23 ₱14.36

708.70%

Public Transport Monthly Pass (Regular Price)

$33.88 €30.14

$12.34 ₱777

174.55%

Taxi Start (Normal Tariff)

$3.12 €2.77

$0.79 ₱49.96

294.94%

Taxi (Normal Tariff) (1km)

$1.33 €1.18

$0.22 ₱13.86

504.55%

Taxi 1hour Waiting (Normal Tariff)

$16.54 €14.71

$4.54 ₱286

264.32%

Gasoline (1 liter)

$1.77 €1.58

$1.32 ₱82.9

34.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K €27.9K

$21.0K ₱1.3M

49.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K €27.6K

$19.4K ₱1.2M

59.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 €117

$119 ₱7,464

10.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.64 €13.91

$14.22 ₱896

9.99%

Internet (50+ Mbps, Unlimited Data)

$29.62 €26.34

$27.47 ₱1,730

7.83%

Gym Membership (Monthly)

$50.6 €45.00

$32.31 ₱2,034

56.58%

Tennis Court (1 Hour on Weekend)

$16.27 €14.47

$6.50 ₱409

150.31%

Cinema Ticket

$8.92 €7.94

$5.40 ₱340

65.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$398 €354

$276 ₱17.4K

44.29%

International Primary School, 1 Child (Yearly)

$7,026 €6,250

$7,866 ₱495.3K

-10.68%

Jeans (Levis 501 Or Similar)

$73.1 €65.1

$49.37 ₱3,108

48.15%

Summer Dress (H&M, Zara, etc)

$35.64 €31.70

$24.58 ₱1,548

45.00%

Sport Shoes (Adidas, Nike)

$102 €90.5

$76.6 ₱4,825

32.70%

Men's Leather Business Shoes

$103 €91.3

$58.9 ₱3,706

74.36%

1-bedroom Apartment, City Center (Monthly)

$875 €778

$503 ₱31.7K

73.75%

1-bedroom Apartment, Outside City Center (Monthly)

$681 €605

$305 ₱19.2K

123.54%

3-bedroom Apartment, City Center (Monthly)

$1,324 €1,178

$1,075 ₱67.7K

23.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,012 €900

$632 ₱39.8K

60.09%

Buy Apartment in City Center (m2)

$3,290 €2,926

$2,870 ₱180.7K

14.64%

Buy Apartment Outside City Center (m2)

$2,163 €1,924

$1,877 ₱118.2K

15.23%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

7.2

-58.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novelda: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Novelda

$681 41.8%

Cebu

$305 33.3% 55.3% $376

Groceries & Markets

Novelda

$282 17.3%

Cebu

$210 22.9% 25.5% $72

Eating Out

Novelda

$230 14.1%

Cebu

$88 9.6% 61.9% $143

Monthly Utilities & Internet

Novelda

$177 10.8%

Cebu

$160 17.5% 9.3% $16

Clothing & Footwear

Novelda

$141 8.7%

Cebu

$94 10.3% 33.1% $47

Sport & Entertainment

Novelda

$68 4.2%

Cebu

$43 4.7% 37% $25

Getting Around

Novelda

$51 3.1%

Cebu

$15 1.7% 70.3% $36

Cost Breakdown

A one-bedroom apartment in the center runs $875 in Novelda and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $56.0 in Novelda vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $282 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 Novelda

🇵🇭 Cebu

🕒 Local time

18:53 6:53 PM

00:53 12:53 AM

6 h ahead of Novelda

🌤 Weather

👥 Population

25,771

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Novelda Cebu 12,140 km ≈ 16 h nonstop flight

From you

Novelda
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novelda vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 78% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,444 in Novelda and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $875 in Novelda versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,630 per month in Novelda versus $915 in Cebu – a 78% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 175% less than in Novelda. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,630 in Novelda, a $1,500 budget is realistic in Cebu but tight or insufficient in Novelda. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Novelda, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Novelda and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 78% less than in Novelda. Beyond cost, consider language, visa policies, and how big the international community is in each city.