Last update: Oct 2026

Cost of Living Comparison Between Noumea and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,391 in Noumea, rent and utilities included – about $12,300 less a year. Other living expenses account for most of the difference.

116

Cost of Living Index in Noumea
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Noumea Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Noumea

🇳🇨 New Caledonia

$2,391

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Noumea and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Noumea and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,391 in Noumea versus $1,368 in Ubud, Bali.

Noumea $2,391
Ubud, Bali $1,368

Estimated couple costs with rent: $3,791 in Noumea versus $2,314 in Ubud, Bali.

Noumea $3,791
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $5,191 in Noumea versus $3,260 in Ubud, Bali.

Noumea $5,191
Ubud, Bali $3,260

Living in Noumea is roughly 75% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Noumea 77% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$20.61 CFPF 2,180

$3.33 Rp 59.9K

518.92%

Three-Course Dinner for Two, Mid-Range

$111 CFPF 11.8K

$35.18 Rp 633.2K

216.57%

Fast Food Meal (McDonalds, etc)

$14.29 CFPF 1,512

$5.80 Rp 104.5K

146.38%

Cappuccino

$4.50 CFPF 477

$2.73 Rp 49.1K

64.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CFPF 203

$1.64 Rp 29.5K

17.07%

Water (0.33 liter bottle)

$1.27 CFPF 135

$0.83 Rp 15.0K

53.01%

Local Beer (0.5 liter draught)

$9.28 CFPF 982

$2.70 Rp 48.6K

243.70%

Imported Beer (0.33 liter bottle)

$7.04 CFPF 745

$4.30 Rp 77.4K

63.72%

Milk (1 liter)

$1.22 CFPF 129

$1.50 Rp 27.1K

-18.67%

White Bread (500g)

$3.50 CFPF 370

$2.30 Rp 41.4K

52.17%

Rice (white) (1kg)

$2.20 CFPF 233

$1.18 Rp 21.2K

86.44%

Eggs

$6.02 CFPF 637

$2.14 Rp 38.6K

181.31%

Local Cheese (1kg)

$29.56 CFPF 3,128

$17.48 Rp 314.6K

69.11%

Chicken Fillets (1kg)

$28.42 CFPF 3,007

$4.03 Rp 72.5K

605.21%

Beef Round Steak (1kg)

$28.43 CFPF 3,007

$12.23 Rp 220.1K

132.46%

Apples (1kg)

$4.70 CFPF 497

$3.55 Rp 63.9K

32.39%

Banana (1kg)

$7.18 CFPF 759

$1.57 Rp 28.3K

357.32%

Oranges (1kg)

$6.04 CFPF 639

$2.24 Rp 40.2K

169.64%

Tomato (1kg)

$8.19 CFPF 866

$1.93 Rp 34.7K

324.35%

Potato (1kg)

$5.41 CFPF 572

$1.88 Rp 33.9K

187.77%

Onion (1kg)

$3.63 CFPF 384

$2.29 Rp 41.3K

58.52%

Lettuce (1 head)

$4.07 CFPF 430

$0.99 Rp 17.9K

311.11%

Water (1.5 liter bottle)

$1.50 CFPF 158

$0.53 Rp 9,475

183.02%

Cigarettes 20 Pack (Marlboro, Camel)

$19.12 CFPF 2,023

$2.28 Rp 41.1K

738.60%

Wine (Bottle)

$16.93 CFPF 1,792

$23.01 Rp 414.2K

-26.42%

Local Beer (0.5 liter bottle)

$5.80 CFPF 614

$2.34 Rp 42.2K

147.86%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$4.59 CFPF 486

$0.24 Rp 4,315

1812.50%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$6.87 CFPF 726

$0.48 Rp 8,684

1331.25%

Taxi (Normal Tariff) (1km)

$1.11 CFPF 117

$0.46 Rp 8,233

141.30%

Taxi 1hour Waiting (Normal Tariff)

$21.45 CFPF 2,269

$5.45 Rp 98.2K

293.58%

Gasoline (1 liter)

$1.58 CFPF 167

$0.88 Rp 15.9K

79.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.2K CFPF 3.4M

$24.6K Rp 442.2M

31.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.1K CFPF 3.9M

$31.2K Rp 561.4M

18.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 CFPF 21.3K

$83.0 Rp 1.5M

142.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.95 CFPF 4,544

$6.45 Rp 116.0K

565.89%

Internet (50+ Mbps, Unlimited Data)

$49.00 CFPF 5,185

$18.57 Rp 334.2K

163.87%

Gym Membership (Monthly)

$49.91 CFPF 5,280

$55.8 Rp 1.0M

-10.59%

Tennis Court (1 Hour on Weekend)

$8.60 CFPF 910

$18.11 Rp 326.0K

-52.51%

Cinema Ticket

$13.91 CFPF 1,472

$4.38 Rp 78.9K

217.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$762 CFPF 80.6K

$493 Rp 8.9M

54.50%

International Primary School, 1 Child (Yearly)

$9,253 CFPF 978.9K

$5,754 Rp 103.6M

60.82%

Jeans (Levis 501 Or Similar)

$107 CFPF 11.4K

$46.19 Rp 831.4K

132.37%

Summer Dress (H&M, Zara, etc)

$64.7 CFPF 6,844

$35.33 Rp 636.0K

83.07%

Sport Shoes (Adidas, Nike)

$96.9 CFPF 10.3K

$79.1 Rp 1.4M

22.54%

Men's Leather Business Shoes

$249 CFPF 26.3K

$78.4 Rp 1.4M

217.36%

1-bedroom Apartment, City Center (Monthly)

$751 CFPF 79.4K

$1,142 Rp 20.6M

-34.29%

1-bedroom Apartment, Outside City Center (Monthly)

$773 CFPF 81.8K

$676 Rp 12.2M

14.44%

3-bedroom Apartment, City Center (Monthly)

$1,494 CFPF 158.1K

$3,503 Rp 63.1M

-57.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,359 CFPF 143.7K

$1,700 Rp 30.6M

-20.08%

Buy Apartment in City Center (m2)

$4,622 CFPF 489.0K

$2,784 Rp 50.1M

66.02%

Buy Apartment Outside City Center (m2)

$3,488 CFPF 369.1K

$2,241 Rp 40.3M

55.69%

Average Monthly Net Salary (After Tax)

$2,663 CFPF 281.7K

$165 Rp 3.0M

1518.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.13

13.78

-77.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Noumea: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Noumea

$773 32.3%

Ubud, Bali

$676 49.4% 12.6% $98

Groceries & Markets

Noumea

$648 * 27.1%

Ubud, Bali

$290 21.2% 55.2% $358

Eating Out

Noumea

$335 14%

Ubud, Bali

$109 8% 67.5% $226

Monthly Utilities & Internet

Noumea

$293 12.3%

Ubud, Bali

$108 7.9% 63.1% $185

Clothing & Footwear

Noumea

$233 9.7%

Ubud, Bali

$108 7.9% 53.8% $125

Sport & Entertainment

Noumea

$78 3.3%

Ubud, Bali

$65 4.7% 16.9% $13

Getting Around

Noumea

$31 * 1.3%

Ubud, Bali

$13 0.9% 59.2% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $751 in Noumea and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Noumea pays 1518% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $111 in Noumea vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $648 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇳🇨 Noumea

🇮🇩 Ubud, Bali

🕒 Local time

11:16 11:16 AM

08:16 8:16 AM

3 h behind Noumea

🌤 Weather

👥 Population

91,386 Capital

74,800

💱 Currency

CFP Franc XPF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 XPF = 9.45 USD

1,000 XPF = 8.41 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to XPF – CFP Franc Converter

🇺🇸 United States Dollar ($)

🌐 CFP Franc (Fr)

CFP Franc exchange rates as of October 19, 2026: 1 USD = 106 XPF (1,000 XPF = 9.45 USD). 1 EUR = 119 XPF (1,000 XPF = 8.41 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to XPF in detail →

On the map

Lowest

Highest

Between locations

Noumea Ubud, Bali 5,670 km ≈ 8 h nonstop flight

From you

Noumea
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Noumea vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 75% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1518% higher in Noumea, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $751 in Noumea versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $762 in Noumea versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $111 in Noumea. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $2,391 in Noumea, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Noumea. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Noumea, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Noumea and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 75% less than in Noumea. Beyond cost, consider language, visa policies, and how big the international community is in each city.