Last update: Oct 2026

Cost of Living Comparison Between Noumea and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,410 in Noumea, rent and utilities included – about $17,700 less a year. Other living expenses account for most of the difference.

116

Cost of Living Index in Noumea
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Noumea Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Noumea

🇳🇨 New Caledonia

$2,410

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Noumea and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Noumea and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,410 in Noumea versus $934 in Cebu.

Noumea $2,410
Cebu $934

Estimated couple costs with rent: $3,800 in Noumea versus $1,415 in Cebu.

Noumea $3,800
Cebu $1,415

Monthly costs for a family of three with rent: $5,190 in Noumea versus $1,896 in Cebu.

Noumea $5,190
Cebu $1,896

Living in Noumea is roughly 158% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Noumea is 80% above, Cebu is 30% below.

Meal at Budget Restaurant

$20.86 CFPF 2,220

$3.03 ₱191

588.45%

Three-Course Dinner for Two, Mid-Range

$114 CFPF 12.1K

$23.48 ₱1,476

384.20%

Fast Food Meal (McDonalds, etc)

$13.85 CFPF 1,474

$4.09 ₱257

238.63%

Cappuccino

$4.68 CFPF 498

$2.52 ₱158

85.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 CFPF 214

$1.54 ₱97.2

30.52%

Water (0.33 liter bottle)

$1.27 CFPF 135

$0.49 ₱31.06

159.18%

Local Beer (0.5 liter draught)

$9.50 CFPF 1,011

$1.79 ₱113

430.73%

Imported Beer (0.33 liter bottle)

$7.26 CFPF 773

$2.26 ₱142

221.24%

Milk (1 liter)

$1.17 CFPF 125

$1.95 ₱122

-40.00%

White Bread (500g)

$3.58 CFPF 381

$1.43 ₱89.9

150.35%

Rice (white) (1kg)

$2.16 CFPF 230

$1.02 ₱64.0

111.76%

Eggs

$6.13 CFPF 653

$2.06 ₱129

197.57%

Local Cheese (1kg)

$30.21 CFPF 3,215

$9.81 ₱617

207.95%

Chicken Fillets (1kg)

$27.65 CFPF 2,942

$4.61 ₱290

499.78%

Beef Round Steak (1kg)

$28.19 CFPF 3,000

$7.70 ₱484

266.10%

Apples (1kg)

$4.58 CFPF 487

$3.31 ₱208

38.37%

Banana (1kg)

$7.29 CFPF 776

$1.45 ₱91.2

402.76%

Oranges (1kg)

$6.27 CFPF 668

$2.36 ₱148

165.68%

Tomato (1kg)

$7.98 CFPF 849

$1.54 ₱96.6

418.18%

Potato (1kg)

$5.55 CFPF 591

$2.36 ₱148

135.17%

Onion (1kg)

$3.86 CFPF 411

$1.99 ₱125

93.97%

Lettuce (1 head)

$4.04 CFPF 430

$1.15 ₱72.3

251.30%

Water (1.5 liter bottle)

$1.50 CFPF 160

$0.67 ₱42.26

123.88%

Cigarettes 20 Pack (Marlboro, Camel)

$19.46 CFPF 2,070

$3.00 ₱189

548.67%

Wine (Bottle)

$17.03 CFPF 1,812

$6.35 ₱399

168.19%

Local Beer (0.5 liter bottle)

$5.54 CFPF 590

$1.31 ₱82.1

322.90%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

One-way Ticket (Public Transport)

$4.62 CFPF 491

$0.25 ₱15.82

1748.00%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱796

Taxi Start (Normal Tariff)

$6.96 CFPF 741

$0.74 ₱46.44

840.54%

Taxi (Normal Tariff) (1km)

$1.11 CFPF 119

$0.21 ₱13.15

428.57%

Taxi 1hour Waiting (Normal Tariff)

$21.46 CFPF 2,284

$4.33 ₱272

395.61%

Gasoline (1 liter)

$1.63 CFPF 174

$1.33 ₱83.7

22.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K CFPF 3.5M

$21.8K ₱1.4M

49.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K CFPF 4.0M

$19.4K ₱1.2M

92.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 CFPF 21.8K

$121 ₱7,583

69.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.24 CFPF 4,707

$14.45 ₱909

206.16%

Internet (50+ Mbps, Unlimited Data)

$48.09 CFPF 5,117

$28.29 ₱1,779

69.99%

Gym Membership (Monthly)

$48.48 CFPF 5,158

$32.68 ₱2,055

48.35%

Tennis Court (1 Hour on Weekend)

$8.25 CFPF 878

$6.39 ₱402

29.11%

Cinema Ticket

$14.26 CFPF 1,517

$5.46 ₱343

161.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CFPF 80.8K

$273 ₱17.2K

177.59%

International Primary School, 1 Child (Yearly)

$9,318 CFPF 991.4K

$8,156 ₱512.9K

14.24%

Jeans (Levis 501 Or Similar)

$111 CFPF 11.9K

$49.57 ₱3,117

124.75%

Summer Dress (H&M, Zara, etc)

$65.0 CFPF 6,912

$24.87 ₱1,564

161.20%

Sport Shoes (Adidas, Nike)

$100 CFPF 10.7K

$76.6 ₱4,817

30.72%

Men's Leather Business Shoes

$247 CFPF 26.3K

$59.3 ₱3,727

316.64%

1-bedroom Apartment, City Center (Monthly)

$761 CFPF 80.9K

$506 ₱31.8K

50.42%

1-bedroom Apartment, Outside City Center (Monthly)

$761 CFPF 81.0K

$309 ₱19.5K

145.93%

3-bedroom Apartment, City Center (Monthly)

$1,520 CFPF 161.7K

$1,052 ₱66.1K

44.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,349 CFPF 143.6K

$619 ₱38.9K

117.96%

Buy Apartment in City Center (m2)

$4,777 CFPF 508.3K

$2,915 ₱183.4K

63.85%

Buy Apartment Outside City Center (m2)

$3,453 CFPF 367.4K

$1,867 ₱117.4K

84.94%

Average Monthly Net Salary (After Tax)

$2,726 CFPF 290.1K

$341 ₱21.5K

699.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.13

7.2

-56.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Noumea: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Noumea

$761 31.9%

Cebu

$309 33.5% 59.3% $452

Groceries & Markets

Noumea

$646 * 27.1%

Cebu

$210 22.7% 67.4% $436

Eating Out

Noumea

$340 14.2%

Cebu

$88 9.6% 74% $251

Monthly Utilities & Internet

Noumea

$297 12.4%

Cebu

$163 17.7% 45% $134

Clothing & Footwear

Noumea

$236 9.9%

Cebu

$95 10.2% 59.8% $141

Sport & Entertainment

Noumea

$77 3.2%

Cebu

$44 4.7% 43.4% $33

Getting Around

Noumea

$31 * 1.3%

Cebu

$15 1.7% 50.2% $16

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $761 in Noumea and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Noumea pays 699% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $114 in Noumea vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $646 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇳🇨 Noumea

🇵🇭 Cebu

🕒 Local time

12:05 12:05 PM

09:05 9:05 AM

3 h behind Noumea

🌤 Weather

👥 Population

91,386 Capital

964,169

💱 Currency

CFP Franc XPF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1,000 XPF = 9.4 USD

1,000 XPF = 8.38 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to XPF – CFP Franc Converter

🇺🇸 United States Dollar ($)

🌐 CFP Franc (Fr)

CFP Franc exchange rates as of October 10, 2026: 1 USD = 106 XPF (1,000 XPF = 9.4 USD). 1 EUR = 119 XPF (1,000 XPF = 8.38 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

USD to XPF in detail →

On the map

Lowest

Highest

Between locations

Noumea Cebu 5,880 km ≈ 8 h nonstop flight

From you

Noumea
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Noumea vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 158% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 699% higher in Noumea, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $761 in Noumea versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 207% higher in Noumea. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,410 per month in Noumea versus $934 in Cebu – a 158% gap that adds up to real savings over time for anyone picking the cheaper option.

At $934 in Cebu versus $2,410 in Noumea, a $1,500 budget is realistic in Cebu but tight or insufficient in Noumea. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Noumea, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Noumea and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 158% less than in Noumea. Beyond cost, consider language, visa policies, and how big the international community is in each city.