Last update: Oct 2026

Cost of Living Comparison Between Northampton and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,447 in Northampton, rent and utilities included – about $18,300 less a year. Rent and utilities account for most of the difference.

118

Cost of Living Index in Northampton
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Northampton Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Northampton

🇬🇧 United Kingdom

$2,447

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Northampton and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Northampton and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,447 in Northampton versus $918 in Cebu.

Northampton $2,447
Cebu $918

Estimated couple costs with rent: $3,526 in Northampton versus $1,409 in Cebu.

Northampton $3,526
Cebu $1,409

Monthly costs for a family of three with rent: $4,604 in Northampton versus $1,900 in Cebu.

Northampton $4,604
Cebu $1,900

Living in Northampton is roughly 167% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Northampton is 81% above, Cebu is 32% below.

Meal at Budget Restaurant

$25.91 £19.44

$3.09 ₱194

738.51%

Three-Course Dinner for Two, Mid-Range

$78.1 £58.6

$24.22 ₱1,525

222.25%

Fast Food Meal (McDonalds, etc)

$10.68 £8.01

$3.92 ₱247

172.45%

Cappuccino

$5.07 £3.81

$2.51 ₱158

101.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 £1.79

$1.59 ₱100

50.31%

Water (0.33 liter bottle)

$1.99 £1.49

$0.53 ₱33.43

275.47%

Local Beer (0.5 liter draught)

$5.51 £4.14

$1.78 ₱112

209.55%

Imported Beer (0.33 liter bottle)

$5.29 £3.97

$2.17 ₱137

143.78%

Milk (1 liter)

$1.51 £1.13

$1.92 ₱121

-21.35%

White Bread (500g)

$1.82 £1.37

$1.36 ₱85.4

33.82%

Rice (white) (1kg)

$2.80 £2.10

$1.01 ₱63.5

177.23%

Eggs

$3.97 £2.98

$2.03 ₱128

95.57%

Local Cheese (1kg)

$9.09 £6.82

$9.86 ₱621

-7.81%

Chicken Fillets (1kg)

$8.30 £6.23

$4.39 ₱277

89.07%

Beef Round Steak (1kg)

$16.70 £12.53

$7.60 ₱479

119.74%

Apples (1kg)

$3.35 £2.51

$3.30 ₱208

1.52%

Banana (1kg)

$1.62 £1.21

$1.39 ₱87.8

16.55%

Oranges (1kg)

$3.07 £2.30

$2.33 ₱147

31.76%

Tomato (1kg)

$3.38 £2.54

$1.50 ₱94.3

125.33%

Potato (1kg)

$1.15 £0.86

$2.36 ₱149

-51.27%

Onion (1kg)

$1.76 £1.32

$1.90 ₱119

-7.37%

Lettuce (1 head)

$1.29 £0.97

$1.19 ₱74.9

8.40%

Water (1.5 liter bottle)

$1.24 £0.93

$0.63 ₱39.71

96.83%

Cigarettes 20 Pack (Marlboro, Camel)

$23.21 £17.42

$3.00 ₱189

673.67%

Wine (Bottle)

$9.95 £7.47

$6.03 ₱379

65.01%

Local Beer (0.5 liter bottle)

$3.30 £2.48

$1.23 ₱77.7

168.29%

Imported Beer (0.33 liter bottle)

$2.95 £2.21

$1.75 ₱110

68.57%

One-way Ticket (Public Transport)

$3.21 £2.41

$0.25 ₱15.86

1184.00%

Public Transport Monthly Pass (Regular Price)

$124 £92.9

$12.64 ₱796

879.43%

Taxi Start (Normal Tariff)

$4.03 £3.03

$0.77 ₱48.62

423.38%

Taxi (Normal Tariff) (1km)

$3.97 £2.98

$0.23 ₱14.53

1626.09%

Taxi 1hour Waiting (Normal Tariff)

$32.28 £24.22

$4.46 ₱281

623.77%

Gasoline (1 liter)

$1.99 £1.49

$1.31 ₱82.8

51.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K £28.1K

$21.2K ₱1.3M

76.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.4K £30.3K

$19.1K ₱1.2M

110.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$368 £276

$120 ₱7,569

206.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.13 £12.85

$14.00 ₱882

22.36%

Internet (50+ Mbps, Unlimited Data)

$44.24 £33.19

$27.54 ₱1,734

60.64%

Gym Membership (Monthly)

$32.03 £24.03

$32.33 ₱2,035

-0.93%

Tennis Court (1 Hour on Weekend)

$20.95 £15.72

$6.65 ₱419

215.04%

Cinema Ticket

$13.10 £9.83

$5.65 ₱356

131.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,559 £1,170

$275 ₱17.3K

466.38%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$83.8 £62.9

$49.33 ₱3,106

69.94%

Summer Dress (H&M, Zara, etc)

$40.26 £30.20

$25.24 ₱1,589

59.51%

Sport Shoes (Adidas, Nike)

$74.0 £55.5

$77.0 ₱4,846

-3.89%

Men's Leather Business Shoes

$108 £81.3

$57.2 ₱3,601

89.48%

1-bedroom Apartment, City Center (Monthly)

$1,086 £815

$500 ₱31.5K

117.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,001 £751

$309 ₱19.4K

224.01%

3-bedroom Apartment, City Center (Monthly)

$1,676 £1,257

$1,078 ₱67.9K

55.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,562 £1,172

$615 ₱38.7K

153.97%

Buy Apartment in City Center (m2)

$3,548 £2,662

$2,886 ₱181.7K

22.94%

Buy Apartment Outside City Center (m2)

$3,462 £2,597

$1,917 ₱120.7K

80.65%

Average Monthly Net Salary (After Tax)

$3,587 £2,691

$346 ₱21.8K

936.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.21

7.2

-27.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Northampton: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Northampton

$1K 40.9%

Cebu

$309 33.6% 69.1% $692

Monthly Utilities & Internet

Northampton

$430 17.6%

Cebu

$162 17.6% 62.3% $268

Eating Out

Northampton

$356 14.5%

Cebu

$88 9.6% 75.2% $268

Groceries & Markets

Northampton

$304 12.4%

Cebu

$206 22.4% 32.3% $98

Getting Around

Northampton

$161 6.6%

Cebu

$16 1.7% 90.3% $145

Clothing & Footwear

Northampton

$138 5.6%

Cebu

$94 10.2% 31.9% $44

Sport & Entertainment

Northampton

$58 2.4%

Cebu

$44 4.8% 25.1% $15

Cost Breakdown

A one-bedroom apartment in the center runs $1,086 in Northampton and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Northampton pays 937% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Northampton vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $304 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Northampton

🇵🇭 Cebu

🕒 Local time

04:20 4:20 AM

11:20 11:20 AM

7 h ahead of Northampton

🌤 Weather

👥 Population

245,899

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Between locations

Northampton Cebu 11,310 km ≈ 15 h nonstop flight

From you

Northampton
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Northampton vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and transport. The 167% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 937% higher in Northampton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,086 in Northampton versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,447 per month in Northampton versus $918 in Cebu – a 167% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 879% less than in Northampton. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,447 in Northampton, a $1,500 budget is realistic in Cebu but tight or insufficient in Northampton. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Northampton, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Northampton and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 167% less than in Northampton. Beyond cost, consider language, visa policies, and how big the international community is in each city.