Last update: Oct 2026

Cost of Living Comparison Between Northampton, MA and Seattle, WA

For one person, living is cheaper in Northampton, MA: $2,841 a month against $3,785 in Seattle, WA, rent and utilities included – about $11,300 less a year. Other living expenses account for most of the difference.

138

Cost of Living Index in Northampton, MA
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Northampton, MA Living Index
184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Northampton, MA

🇺🇸 United States

$2,841

/mo nomad

Seattle, WA

🇺🇸 United States

$3,785

/mo nomad

Monthly Cost of Living

How much you'll spend in Northampton, MA and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Northampton, MA and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,841 in Northampton, MA versus $3,785 in Seattle, WA.

Northampton, MA $2,841
Seattle, WA $3,785

Estimated couple costs with rent: $4,134 in Northampton, MA versus $5,688 in Seattle, WA.

Northampton, MA $4,134
Seattle, WA $5,688

Monthly costs for a family of three with rent: $5,427 in Northampton, MA versus $7,592 in Seattle, WA.

Northampton, MA $5,427
Seattle, WA $7,592

Living in Northampton, MA costs roughly 25% less than in Seattle, WA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Northampton, MA 109% above, Seattle, WA 178% above.

Meal at Budget Restaurant

$17.78 $17.78

$25.30 $25.30

-29.72%

Three-Course Dinner for Two, Mid-Range

$79.1 $79.1

$101 $101

-21.63%

Fast Food Meal (McDonalds, etc)

$10.69 $10.69

$14.76 $14.76

-27.57%

Cappuccino

$4.60 $4.60

$6.50 $6.50

-29.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 $2.80

$3.21 $3.21

-12.77%

Water (0.33 liter bottle)

$2.27 $2.27

$3.14 $3.14

-27.71%

Local Beer (0.5 liter draught)

$5.10 $5.10

$7.97 $7.97

-36.01%

Imported Beer (0.33 liter bottle)

$7.83 $7.83

$8.13 $8.13

-3.69%

Milk (1 liter)

$1.08 $1.08

$1.17 $1.17

-7.69%

White Bread (500g)

$4.05 $4.05

$5.30 $5.30

-23.58%

Rice (white) (1kg)

$5.44 $5.44

$6.40 $6.40

-15.00%

Eggs

$4.77 $4.77

$5.06 $5.06

-5.73%

Local Cheese (1kg)

$11.23 $11.23

$18.71 $18.71

-39.98%

Chicken Fillets (1kg)

$6.73 $6.73

$18.72 $18.72

-64.05%

Beef Round Steak (1kg)

$17.52 $17.52

$22.88 $22.88

-23.43%

Apples (1kg)

$5.88 $5.88

$6.06 $6.06

-2.97%

Banana (1kg)

$1.60 $1.60

$1.95 $1.95

-17.95%

Oranges (1kg)

$4.43 $4.43

$5.51 $5.51

-19.60%

Tomato (1kg)

$5.41 $5.41

$6.52 $6.52

-17.02%

Potato (1kg)

$3.22 $3.22

$3.49 $3.49

-7.74%

Onion (1kg)

$3.79 $3.79

$3.29 $3.29

15.20%

Lettuce (1 head)

$3.06 $3.06

$2.80 $2.80

9.29%

Water (1.5 liter bottle)

$2.58 $2.58

Cigarettes 20 Pack (Marlboro, Camel)

$13.80 $13.80

$12.49 $12.49

10.49%

Wine (Bottle)

$13.27 $13.27

$14.87 $14.87

-10.76%

Local Beer (0.5 liter bottle)

$1.83 $1.83

$4.19 $4.19

-56.32%

Imported Beer (0.33 liter bottle)

$2.01 $2.01

$5.80 $5.80

-65.34%

One-way Ticket (Public Transport)

$3.05 $3.05

Public Transport Monthly Pass (Regular Price)

$106 $106

Taxi Start (Normal Tariff)

$2.58 $2.58

Taxi (Normal Tariff) (1km)

$1.64 $1.64

Taxi 1hour Waiting (Normal Tariff)

$30.12 $30.12

Gasoline (1 liter)

$0.86 $0.86

$1.41 $1.41

-39.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$36.8K $36.8K

-25.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$26.6K $26.6K

-4.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 $131

$308 $308

-57.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.0 $62.0

$69.2 $69.2

-10.32%

Internet (50+ Mbps, Unlimited Data)

$72.5 $72.5

$86.1 $86.1

-15.75%

Gym Membership (Monthly)

$51.6 $51.6

$76.5 $76.5

-32.45%

Tennis Court (1 Hour on Weekend)

$35.50 $35.50

Cinema Ticket

$14.45 $14.45

$18.02 $18.02

-19.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,815 $1,815

$2,746 $2,746

-33.88%

International Primary School, 1 Child (Yearly)

$29.5K $29.5K

$30.6K $30.6K

-3.69%

Jeans (Levis 501 Or Similar)

$23.49 $23.49

$79.2 $79.2

-70.32%

Summer Dress (H&M, Zara, etc)

$38.76 $38.76

$54.3 $54.3

-28.63%

Sport Shoes (Adidas, Nike)

$79.2 $79.2

$127 $127

-37.57%

Men's Leather Business Shoes

$101 $101

$159 $159

-36.34%

1-bedroom Apartment, City Center (Monthly)

$2,048 $2,048

$2,508 $2,508

-18.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,730 $1,730

$1,938 $1,938

-10.75%

3-bedroom Apartment, City Center (Monthly)

$2,608 $2,608

$5,117 $5,117

-49.04%

3-bedroom Apartment, Outside City Center (Monthly)

$2,862 $2,862

$3,542 $3,542

-19.19%

Buy Apartment in City Center (m2)

$7,374 $7,374

Buy Apartment Outside City Center (m2)

$2,821 $2,821

$5,002 $5,002

-43.60%

Average Monthly Net Salary (After Tax)

$3,930 $3,930

$6,470 $6,470

-39.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

6.89

-3.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Northampton, MA: October 25, 2026

Last update for Seattle, WA: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Northampton, MA

$1.7K 60.9%

Seattle, WA

$1.9K 51.2% 12% $208

Groceries & Markets

Northampton, MA

$365 * 12.8%

Seattle, WA

$547 14.5% 49.9% $182

Eating Out

Northampton, MA

$291 10.2%

Seattle, WA

$406 10.7% 39.6% $115

Monthly Utilities & Internet

Northampton, MA

$266 9.4%

Seattle, WA

$463 12.2% 74.2% $197

Clothing & Footwear

Northampton, MA

$109 3.8%

Seattle, WA

$189 5% 72.8% $79

Sport & Entertainment

Northampton, MA

$81 2.8%

Seattle, WA

$112 3% 39.7% $32

Getting Around

Northampton, MA

- * 0%

Seattle, WA

$129 3.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,048 in Northampton, MA and $2,508 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 65% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $79 in Northampton, MA vs $101 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $365 vs $547 per month, with Northampton, MA cheaper across the board.

Good to know

🇺🇸 Northampton, MA

🇺🇸 Seattle, WA

🕒 Local time

19:01 7:01 PM

16:01 4:01 PM

3 h behind Northampton, MA

🌤 Weather

👥 Population

28,549

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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Northampton, MA Seattle, WA 3,890 km ≈ 5 h nonstop flight

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Northampton, MA
Seattle, WA

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Northampton, MA vs Seattle, WA: Cost of Living - Frequently Asked Questions

Northampton, MA is about 25% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 39% lower in Northampton, MA. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,048 in Northampton, MA versus $2,508 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,815 in Northampton, MA versus $2,746 in Seattle, WA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Northampton, MA – a meal for two runs $79 versus $101 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Northampton, MA is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Northampton, MA wins on affordability, Seattle, WA on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.