Cost of Living Comparison Between Nis and Loznica Cost of Living Comparison Between Nis and Loznica

Monthly Cost of Living

A single person spends $1,024 per month in Nis vs $828 in Loznica, rent included.

A couple spends around $1,530 per month in Nis vs $1,230 in Loznica, rent included.

A family of three spends $2,035 per month in Nis vs $1,632 in Loznica, rent included.

Nis costs about 24% more than Loznica, driven mainly by Clothing & Footwear.

Both Nis and Loznica are more affordable than the global median – Nis 24% lower, Loznica 38% lower.

Meal at Budget Restaurant

$7.50 RSD 753

$3.73 RSD 374

101.07%

Three-Course Dinner for Two, Mid-Range

$29.07 RSD 2,916

$29.09 RSD 2,919

-0.07%

Fast Food Meal (McDonalds, etc)

$9.63 RSD 966

$8.70 RSD 873

10.69%

Cappuccino

$1.97 RSD 198

$1.73 RSD 173

13.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.81 RSD 181

$1.59 RSD 160

13.84%

Water (0.33 liter bottle)

$1.23 RSD 124

$1.95 RSD 196

-36.92%

Local Beer (0.5 liter draught)

$2.46 RSD 247

$1.91 RSD 192

28.80%

Imported Beer (0.33 liter bottle)

$2.97 RSD 298

$2.20 RSD 221

35.00%

Milk (1 liter)

$1.29 RSD 130

$1.03 RSD 104

25.24%

White Bread (500g)

$0.71 RSD 70.8

$0.68 RSD 68.2

4.41%

Rice (white) (1kg)

$1.84 RSD 184

$1.41 RSD 142

30.50%

Eggs

$2.41 RSD 242

$1.95 RSD 195

23.59%

Local Cheese (1kg)

$7.95 RSD 798

$7.86 RSD 789

1.15%

Chicken Fillets (1kg)

$6.93 RSD 696

$5.67 RSD 569

22.22%

Beef Round Steak (1kg)

$11.70 RSD 1,174

$10.06 RSD 1,010

16.30%

Apples (1kg)

$1.15 RSD 115

$0.84 RSD 83.8

36.90%

Banana (1kg)

$1.71 RSD 172

$1.67 RSD 168

2.40%

Oranges (1kg)

$1.45 RSD 146

$1.15 RSD 115

26.09%

Tomato (1kg)

$1.78 RSD 178

$1.14 RSD 114

56.14%

Potato (1kg)

$1.06 RSD 107

$1.03 RSD 103

2.91%

Onion (1kg)

$1.08 RSD 108

$1.10 RSD 110

-1.82%

Lettuce (1 head)

$0.58 RSD 58.7

$0.48 RSD 47.96

20.83%

Water (1.5 liter bottle)

$0.60 RSD 60.4

$0.50 RSD 50.6

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 RSD 427

$4.07 RSD 408

4.67%

Wine (Bottle)

$6.89 RSD 691

$4.75 RSD 477

45.05%

Local Beer (0.5 liter bottle)

$0.74 RSD 74.4

$0.73 RSD 72.8

1.37%

Imported Beer (0.33 liter bottle)

$2.05 RSD 206

$3.13 RSD 314

-34.50%

One-way Ticket (Public Transport)

$0.76 RSD 76.1

$0.98 RSD 97.9

-22.45%

Public Transport Monthly Pass (Regular Price)

$26.48 RSD 2,656

Taxi Start (Normal Tariff)

$1.51 RSD 152

$2.24 RSD 224

-32.59%

Taxi (Normal Tariff) (1km)

$0.46 RSD 46.17

$0.87 RSD 87.3

-47.13%

Taxi 1hour Waiting (Normal Tariff)

$6.87 RSD 689

$6.99 RSD 702

-1.72%

Gasoline (1 liter)

$1.82 RSD 183

$1.74 RSD 175

4.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.1M

$30.6K RSD 3.1M

1.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K RSD 2.7M

$26.2K RSD 2.6M

2.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 RSD 13.9K

$112 RSD 11.2K

23.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.12 RSD 1,718

$13.18 RSD 1,323

29.89%

Internet (50+ Mbps, Unlimited Data)

$22.05 RSD 2,212

$16.96 RSD 1,702

30.01%

Gym Membership (Monthly)

$29.25 RSD 2,935

$18.00 RSD 1,806

62.50%

Tennis Court (1 Hour on Weekend)

$18.81 RSD 1,887

$16.21 RSD 1,626

16.04%

Cinema Ticket

$4.99 RSD 500

$2.94 RSD 295

69.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 RSD 24.0K

$165 RSD 16.6K

44.88%

International Primary School, 1 Child (Yearly)

$4,990 RSD 500.7K

$5,116 RSD 513.3K

-2.46%

Jeans (Levis 501 Or Similar)

$89.2 RSD 8,949

$33.88 RSD 3,400

163.28%

Summer Dress (H&M, Zara, etc)

$47.38 RSD 4,753

$26.49 RSD 2,657

78.86%

Sport Shoes (Adidas, Nike)

$94.8 RSD 9,506

$88.2 RSD 8,846

7.46%

Men's Leather Business Shoes

$101 RSD 10.2K

$52.4 RSD 5,253

93.72%

1-bedroom Apartment, City Center (Monthly)

$400 RSD 40.1K

$317 RSD 31.8K

26.11%

1-bedroom Apartment, Outside City Center (Monthly)

$283 RSD 28.4K

$290 RSD 29.1K

-2.39%

3-bedroom Apartment, City Center (Monthly)

$559 RSD 56.1K

$488 RSD 49.0K

14.60%

3-bedroom Apartment, Outside City Center (Monthly)

$408 RSD 40.9K

$412 RSD 41.3K

-0.97%

Buy Apartment in City Center (m2)

$2,583 RSD 259.1K

$1,490 RSD 149.4K

73.40%

Buy Apartment Outside City Center (m2)

$1,833 RSD 183.9K

$1,266 RSD 127.0K

44.77%

Average Monthly Net Salary (After Tax)

$868 RSD 87.1K

$559 RSD 56.1K

55.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.45

-6.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nis: April 27, 2026

Last update for Loznica: April 25, 2026

Cost Breakdown

A central one-bedroom costs $400 in Nis versus $317 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 55% higher in Nis, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $29.00 in Nis versus $29.00 in Loznica. Groceries tell a different story – $198 in Nis vs $170 in Loznica – so Loznica wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nis vs Loznica: Cost of Living - Frequently Asked Questions

Nis costs about 24% more than Loznica, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,536 per month in Nis and $1,242 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,024 in Nis and $828 in Loznica. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $240 per month in Nis and $165 in Loznica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 covers both cities comfortably – all-in costs are $1,024 in Nis and $828 in Loznica, leaving budget for savings and extras in both cases.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nis makes more sense. Both are solid long-term options with distinct trade-offs.