Cost of Living Comparison Between Nis and Loznica Cost of Living Comparison Between Nis and Loznica

Monthly Cost of Living

A single person spends $1,024 per month in Nis vs $866 in Loznica, rent included.

A couple spends around $1,524 per month in Nis vs $1,246 in Loznica, rent included.

A family of three spends $2,024 per month in Nis vs $1,626 in Loznica, rent included.

Nis costs about 18% more than Loznica, driven mainly by Clothing & Footwear.

Both Nis and Loznica are more affordable than the global median – Nis 24% lower, Loznica 36% lower.

Meal at Budget Restaurant

$7.62 RSD 771

$3.73 RSD 377

104.29%

Three-Course Dinner for Two, Mid-Range

$29.33 RSD 2,966

$28.73 RSD 2,905

2.09%

Fast Food Meal (McDonalds, etc)

$9.72 RSD 983

$8.89 RSD 899

9.34%

Cappuccino

$2.00 RSD 202

$1.73 RSD 175

15.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 RSD 192

$1.68 RSD 170

12.50%

Water (0.33 liter bottle)

$1.27 RSD 129

$2.01 RSD 203

-36.82%

Local Beer (0.5 liter draught)

$2.50 RSD 253

$2.03 RSD 205

23.15%

Imported Beer (0.33 liter bottle)

$2.97 RSD 300

$2.16 RSD 218

37.50%

Milk (1 liter)

$1.34 RSD 136

$1.08 RSD 109

24.07%

White Bread (500g)

$0.71 RSD 71.5

$0.69 RSD 69.6

2.90%

Rice (white) (1kg)

$1.85 RSD 187

$1.41 RSD 143

31.21%

Eggs

$2.48 RSD 251

$2.02 RSD 205

22.77%

Local Cheese (1kg)

$7.82 RSD 791

$7.83 RSD 792

-0.13%

Chicken Fillets (1kg)

$6.75 RSD 682

$5.69 RSD 575

18.63%

Beef Round Steak (1kg)

$11.83 RSD 1,196

$9.98 RSD 1,009

18.54%

Apples (1kg)

$1.15 RSD 116

$0.85 RSD 85.7

35.29%

Banana (1kg)

$1.73 RSD 175

$1.68 RSD 169

2.98%

Oranges (1kg)

$1.50 RSD 152

$1.21 RSD 122

23.97%

Tomato (1kg)

$1.78 RSD 180

$1.13 RSD 115

57.52%

Potato (1kg)

$1.08 RSD 109

$1.07 RSD 108

0.93%

Onion (1kg)

$1.10 RSD 111

$1.13 RSD 115

-2.65%

Lettuce (1 head)

$0.55 RSD 55.8

$0.50 RSD 50.8

10.00%

Water (1.5 liter bottle)

$0.61 RSD 61.8

$0.47 RSD 47.89

29.79%

Cigarettes 20 Pack (Marlboro, Camel)

$4.19 RSD 424

$4.04 RSD 409

3.71%

Wine (Bottle)

$6.53 RSD 660

$4.64 RSD 469

40.73%

Local Beer (0.5 liter bottle)

$0.71 RSD 71.7

$0.76 RSD 77.3

-6.58%

Imported Beer (0.33 liter bottle)

$2.04 RSD 206

$3.17 RSD 321

-35.65%

One-way Ticket (Public Transport)

$0.75 RSD 75.9

$0.92 RSD 93.2

-18.48%

Public Transport Monthly Pass (Regular Price)

$26.24 RSD 2,654

$26.45 RSD 2,675

-0.79%

Taxi Start (Normal Tariff)

$1.46 RSD 148

$2.19 RSD 222

-33.33%

Taxi (Normal Tariff) (1km)

$0.42 RSD 42.88

$0.92 RSD 93.1

-54.35%

Taxi 1hour Waiting (Normal Tariff)

$6.88 RSD 696

$7.08 RSD 716

-2.82%

Gasoline (1 liter)

$1.76 RSD 178

$1.83 RSD 185

-3.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K RSD 3.1M

$31.1K RSD 3.1M

-0.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K RSD 2.8M

$27.1K RSD 2.7M

0.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 RSD 14.3K

$112 RSD 11.3K

26.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.69 RSD 1,688

$13.14 RSD 1,329

27.02%

Internet (50+ Mbps, Unlimited Data)

$22.77 RSD 2,303

$16.77 RSD 1,696

35.78%

Gym Membership (Monthly)

$29.32 RSD 2,966

$18.07 RSD 1,827

62.26%

Tennis Court (1 Hour on Weekend)

$19.33 RSD 1,955

$16.75 RSD 1,694

15.40%

Cinema Ticket

$5.07 RSD 513

$2.91 RSD 295

74.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$234 RSD 23.7K

$171 RSD 17.3K

36.98%

International Primary School, 1 Child (Yearly)

$5,145 RSD 520.3K

$5,174 RSD 523.2K

-0.56%

Jeans (Levis 501 Or Similar)

$88.8 RSD 8,978

$34.46 RSD 3,485

157.63%

Summer Dress (H&M, Zara, etc)

$47.06 RSD 4,759

$26.63 RSD 2,693

76.72%

Sport Shoes (Adidas, Nike)

$93.2 RSD 9,422

$87.7 RSD 8,867

6.26%

Men's Leather Business Shoes

$103 RSD 10.4K

$52.9 RSD 5,344

94.76%

1-bedroom Apartment, City Center (Monthly)

$409 RSD 41.4K

$322 RSD 32.6K

26.94%

1-bedroom Apartment, Outside City Center (Monthly)

$284 RSD 28.7K

$291 RSD 29.4K

-2.20%

3-bedroom Apartment, City Center (Monthly)

$554 RSD 56.0K

$480 RSD 48.5K

15.48%

3-bedroom Apartment, Outside City Center (Monthly)

$406 RSD 41.1K

$420 RSD 42.4K

-3.16%

Buy Apartment in City Center (m2)

$2,597 RSD 262.7K

$1,468 RSD 148.5K

76.88%

Buy Apartment Outside City Center (m2)

$1,910 RSD 193.2K

$1,456 RSD 147.2K

31.22%

Average Monthly Net Salary (After Tax)

$890 RSD 90.0K

$551 RSD 55.8K

61.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.45

-6.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nis: June 7, 2026

Last update for Loznica: June 8, 2026

Cost Breakdown

A central one-bedroom costs $409 in Nis versus $322 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 61% higher in Nis, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $29.00 in Nis versus $29.00 in Loznica. Groceries tell a different story – $197 in Nis vs $171 in Loznica – so Loznica wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nis vs Loznica: Cost of Living - Frequently Asked Questions

Nis costs about 18% more than Loznica, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,535 per month in Nis and $1,299 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $234 per month in Nis and $171 in Loznica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 16% more in Nis, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 covers both cities comfortably – all-in costs are $1,024 in Nis and $866 in Loznica, leaving budget for savings and extras in both cases.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nis makes more sense. Both are solid long-term options with distinct trade-offs.