Cost of Living Comparison Between Nis and Loznica Cost of Living Comparison Between Nis and Loznica

Monthly Cost of Living

A single person spends $1,031 per month in Nis vs $790 in Loznica, rent included.

A couple spends around $1,534 per month in Nis vs $1,220 in Loznica, rent included.

A family of three spends $2,037 per month in Nis vs $1,650 in Loznica, rent included.

Nis costs about 30% more than Loznica, driven mainly by Clothing & Footwear.

Both Nis and Loznica are more affordable than the global median – Nis 25% lower, Loznica 42% lower.

Meal at Budget Restaurant

$7.70 RSD 772

$3.57 RSD 358

115.69%

Three-Course Dinner for Two, Mid-Range

$33.87 RSD 3,395

$34.71 RSD 3,478

-2.42%

Fast Food Meal (McDonalds, etc)

$10.62 RSD 1,064

$11.46 RSD 1,148

-7.33%

Cappuccino

$2.09 RSD 210

$1.55 RSD 155

34.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 RSD 235

$1.90 RSD 190

23.16%

Water (0.33 liter bottle)

$1.71 RSD 171

$1.82 RSD 182

-6.04%

Local Beer (0.5 liter draught)

$3.64 RSD 365

$2.47 RSD 248

47.37%

Imported Beer (0.33 liter bottle)

$4.40 RSD 441

$3.02 RSD 302

45.70%

Milk (1 liter)

$1.17 RSD 118

$1.08 RSD 108

8.33%

White Bread (500g)

$0.71 RSD 71.1

$0.56 RSD 55.7

26.79%

Rice (white) (1kg)

$1.77 RSD 178

$1.34 RSD 135

32.09%

Eggs

$2.38 RSD 239

$1.91 RSD 192

24.61%

Local Cheese (1kg)

$7.88 RSD 790

$8.27 RSD 828

-4.72%

Chicken Fillets (1kg)

$6.17 RSD 618

$5.89 RSD 591

4.75%

Beef Round Steak (1kg)

$10.75 RSD 1,078

$9.54 RSD 957

12.68%

Apples (1kg)

$1.06 RSD 106

$0.91 RSD 91.1

16.48%

Banana (1kg)

$1.72 RSD 172

$1.72 RSD 173

Oranges (1kg)

$1.49 RSD 150

$1.19 RSD 119

25.21%

Tomato (1kg)

$2.13 RSD 214

$1.23 RSD 124

73.17%

Potato (1kg)

$0.81 RSD 80.7

$1.03 RSD 104

-21.36%

Onion (1kg)

$0.76 RSD 75.8

$0.62 RSD 61.7

22.58%

Lettuce (1 head)

$0.65 RSD 65.3

$0.58 RSD 58.2

12.07%

Water (1.5 liter bottle)

$0.62 RSD 62.0

$0.48 RSD 48.04

29.17%

Cigarettes 20 Pack (Marlboro, Camel)

$4.43 RSD 444

$4.20 RSD 421

5.48%

Wine (Bottle)

$5.79 RSD 581

$4.56 RSD 457

26.97%

Local Beer (0.5 liter bottle)

$0.71 RSD 71.3

$0.80 RSD 80.1

-11.25%

Imported Beer (0.33 liter bottle)

$1.28 RSD 128

$2.40 RSD 240

-46.67%

One-way Ticket (Public Transport)

$0.40 RSD 40.26

Public Transport Monthly Pass (Regular Price)

Taxi Start (Normal Tariff)

$1.86 RSD 186

$1.95 RSD 195

-4.62%

Taxi (Normal Tariff) (1km)

$0.61 RSD 61.4

$1.06 RSD 107

-42.45%

Taxi 1hour Waiting (Normal Tariff)

$8.48 RSD 850

$6.74 RSD 676

25.82%

Gasoline (1 liter)

$1.82 RSD 183

$1.78 RSD 178

2.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K RSD 3.1M

$31.8K RSD 3.2M

-2.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K RSD 2.5M

$26.0K RSD 2.6M

-3.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 RSD 16.0K

$115 RSD 11.5K

39.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.28 RSD 2,032

$15.81 RSD 1,584

28.27%

Internet (50+ Mbps, Unlimited Data)

$23.61 RSD 2,366

$16.56 RSD 1,660

42.57%

Gym Membership (Monthly)

$30.87 RSD 3,094

$18.36 RSD 1,840

68.14%

Tennis Court (1 Hour on Weekend)

$16.27 RSD 1,631

$13.64 RSD 1,367

19.28%

Cinema Ticket

$5.02 RSD 503

$4.89 RSD 490

2.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$251 RSD 25.2K

$177 RSD 17.7K

41.93%

International Primary School, 1 Child (Yearly)

$5,091 RSD 510.2K

$7,718 RSD 773.5K

-34.04%

Jeans (Levis 501 Or Similar)

$90.0 RSD 9,020

$43.45 RSD 4,355

107.13%

Summer Dress (H&M, Zara, etc)

$39.12 RSD 3,921

$22.82 RSD 2,287

71.43%

Sport Shoes (Adidas, Nike)

$102 RSD 10.2K

$95.4 RSD 9,564

6.38%

Men's Leather Business Shoes

$112 RSD 11.3K

$54.0 RSD 5,413

108.20%

1-bedroom Apartment, City Center (Monthly)

$394 RSD 39.5K

$297 RSD 29.8K

32.67%

1-bedroom Apartment, Outside City Center (Monthly)

$284 RSD 28.5K

$219 RSD 21.9K

30.04%

3-bedroom Apartment, City Center (Monthly)

$616 RSD 61.8K

$471 RSD 47.2K

30.97%

3-bedroom Apartment, Outside City Center (Monthly)

$417 RSD 41.8K

$386 RSD 38.7K

8.19%

Buy Apartment in City Center (m2)

$2,570 RSD 257.5K

$1,490 RSD 149.3K

72.49%

Buy Apartment Outside City Center (m2)

$1,910 RSD 191.4K

$1,534 RSD 153.7K

24.55%

Average Monthly Net Salary (After Tax)

$889 RSD 89.1K

$550 RSD 55.1K

61.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

4.79

3.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nis: August 18, 2026

Last update for Loznica: August 18, 2026

Cost Breakdown

A central one-bedroom costs $394 in Nis versus $297 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 62% higher in Nis, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $34.00 in Nis versus $35.00 in Loznica. Groceries tell a different story – $186 in Nis vs $168 in Loznica – so Loznica wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nis vs Loznica: Cost of Living - Frequently Asked Questions

Nis costs about 30% more than Loznica, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,546 per month in Nis and $1,185 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,031 in Nis and $790 in Loznica. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $251 per month in Nis and $177 in Loznica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 covers both cities comfortably – all-in costs are $1,031 in Nis and $790 in Loznica, leaving budget for savings and extras in both cases.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nis makes more sense. Both are solid long-term options with distinct trade-offs.