Cost of Living Comparison Between Nis and Loznica Cost of Living Comparison Between Nis and Loznica

Monthly Cost of Living

A single person spends $1,033 per month in Nis vs $775 in Loznica, rent included.

A couple spends around $1,512 per month in Nis vs $1,166 in Loznica, rent included.

A family of three spends $1,991 per month in Nis vs $1,557 in Loznica, rent included.

Nis costs about 33% more than Loznica, driven mainly by Clothing & Footwear.

Both Nis and Loznica are more affordable than the global median – Nis 23% lower, Loznica 42% lower.

Meal at Budget Restaurant

$8.78 RSD 915

$3.60 RSD 375

143.89%

Three-Course Dinner for Two, Mid-Range

$33.92 RSD 3,534

$32.80 RSD 3,418

3.41%

Fast Food Meal (McDonalds, etc)

$9.57 RSD 997

$11.30 RSD 1,178

-15.31%

Cappuccino

$1.97 RSD 206

$1.55 RSD 161

27.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 RSD 241

$1.91 RSD 199

20.94%

Water (0.33 liter bottle)

$1.74 RSD 181

$1.69 RSD 176

2.96%

Local Beer (0.5 liter draught)

$3.61 RSD 377

$2.34 RSD 244

54.27%

Imported Beer (0.33 liter bottle)

$4.49 RSD 468

$2.83 RSD 294

58.66%

Milk (1 liter)

$1.14 RSD 119

$1.03 RSD 107

10.68%

White Bread (500g)

$0.70 RSD 73.1

$0.57 RSD 59.5

22.81%

Rice (white) (1kg)

$1.76 RSD 183

$1.35 RSD 140

30.37%

Eggs

$2.35 RSD 245

$1.82 RSD 190

29.12%

Local Cheese (1kg)

$7.65 RSD 797

$7.77 RSD 809

-1.54%

Chicken Fillets (1kg)

$5.72 RSD 596

$5.91 RSD 615

-3.21%

Beef Round Steak (1kg)

$10.59 RSD 1,103

$9.76 RSD 1,017

8.50%

Apples (1kg)

$1.11 RSD 116

$0.88 RSD 91.7

26.14%

Banana (1kg)

$1.68 RSD 175

$1.64 RSD 171

2.44%

Oranges (1kg)

$1.50 RSD 157

$1.18 RSD 123

27.12%

Tomato (1kg)

$2.17 RSD 226

$1.22 RSD 127

77.87%

Potato (1kg)

$0.78 RSD 81.6

$1.00 RSD 105

-22.00%

Onion (1kg)

$0.72 RSD 74.5

$0.60 RSD 62.1

20.00%

Lettuce (1 head)

$0.64 RSD 66.4

$0.62 RSD 65.1

3.23%

Water (1.5 liter bottle)

$0.58 RSD 60.4

$0.47 RSD 48.48

23.40%

Cigarettes 20 Pack (Marlboro, Camel)

$4.42 RSD 461

$4.20 RSD 438

5.24%

Wine (Bottle)

$5.78 RSD 603

$4.52 RSD 471

27.88%

Local Beer (0.5 liter bottle)

$0.72 RSD 75.1

$0.78 RSD 80.9

-7.69%

Imported Beer (0.33 liter bottle)

$1.29 RSD 134

$2.41 RSD 251

-46.47%

One-way Ticket (Public Transport)

$1.03 RSD 108

Public Transport Monthly Pass (Regular Price)

Taxi Start (Normal Tariff)

$1.84 RSD 192

$1.93 RSD 201

-4.66%

Taxi (Normal Tariff) (1km)

$0.66 RSD 68.6

$1.03 RSD 107

-35.92%

Taxi 1hour Waiting (Normal Tariff)

$8.29 RSD 864

$6.64 RSD 692

24.85%

Gasoline (1 liter)

$1.89 RSD 197

$1.82 RSD 190

3.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K RSD 3.2M

$30.1K RSD 3.1M

2.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K RSD 2.5M

$25.5K RSD 2.7M

-6.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 RSD 16.7K

$111 RSD 11.5K

44.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.03 RSD 1,983

$15.74 RSD 1,640

20.90%

Internet (50+ Mbps, Unlimited Data)

$22.20 RSD 2,313

$16.07 RSD 1,674

38.15%

Gym Membership (Monthly)

$30.54 RSD 3,182

$17.76 RSD 1,851

71.96%

Tennis Court (1 Hour on Weekend)

$15.65 RSD 1,631

Cinema Ticket

$4.68 RSD 488

$4.72 RSD 492

-0.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$252 RSD 26.3K

$171 RSD 17.8K

47.56%

International Primary School, 1 Child (Yearly)

$4,989 RSD 519.9K

$8,053 RSD 839.1K

-38.04%

Jeans (Levis 501 Or Similar)

$88.4 RSD 9,216

$43.71 RSD 4,554

102.33%

Summer Dress (H&M, Zara, etc)

$37.42 RSD 3,899

$22.41 RSD 2,335

66.98%

Sport Shoes (Adidas, Nike)

$99.3 RSD 10.4K

$93.2 RSD 9,715

6.54%

Men's Leather Business Shoes

$112 RSD 11.6K

$52.4 RSD 5,464

113.01%

1-bedroom Apartment, City Center (Monthly)

$398 RSD 41.4K

$289 RSD 30.1K

37.74%

1-bedroom Apartment, Outside City Center (Monthly)

$277 RSD 28.9K

$212 RSD 22.0K

31.00%

3-bedroom Apartment, City Center (Monthly)

$591 RSD 61.6K

$454 RSD 47.3K

30.18%

3-bedroom Apartment, Outside City Center (Monthly)

$397 RSD 41.4K

$365 RSD 38.0K

8.86%

Buy Apartment in City Center (m2)

$2,531 RSD 263.7K

$1,419 RSD 147.9K

78.31%

Buy Apartment Outside City Center (m2)

$1,884 RSD 196.3K

$1,550 RSD 161.5K

21.58%

Average Monthly Net Salary (After Tax)

$901 RSD 93.9K

$525 RSD 54.7K

71.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.12

4.79

6.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nis: October 6, 2026

Last update for Loznica: October 3, 2026

Cost Breakdown

A central one-bedroom costs $398 in Nis versus $289 in Loznica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 72% higher in Nis, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $34.00 in Nis versus $33.00 in Loznica. Monthly groceries follow the same trend: $182 vs $166 – making Loznica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nis vs Loznica: Cost of Living - Frequently Asked Questions

Nis costs about 33% more than Loznica, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,549 per month in Nis and $1,162 in Loznica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,033 in Nis and $775 in Loznica. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $252 per month in Nis and $171 in Loznica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 covers both cities comfortably – all-in costs are $1,033 in Nis and $775 in Loznica, leaving budget for savings and extras in both cases.

Families tend to lean toward Loznica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nis makes more sense. Both are solid long-term options with distinct trade-offs.