Last update: Oct 2026

Cost of Living Comparison Between Nijmegen and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,499 in Nijmegen, rent and utilities included – about $18,800 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Nijmegen
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Nijmegen Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Nijmegen

🇳🇱 Netherlands

$2,499

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Nijmegen and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nijmegen and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,499 in Nijmegen versus $934 in Cebu.

Nijmegen $2,499
Cebu $934

Estimated couple costs with rent: $3,718 in Nijmegen versus $1,415 in Cebu.

Nijmegen $3,718
Cebu $1,415

Monthly costs for a family of three with rent: $4,937 in Nijmegen versus $1,896 in Cebu.

Nijmegen $4,937
Cebu $1,896

Living in Nijmegen is roughly 168% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Nijmegen is 87% above, Cebu is 30% below.

Meal at Budget Restaurant

$25.34 €22.61

$3.03 ₱190

736.30%

Three-Course Dinner for Two, Mid-Range

$93.7 €83.6

$23.48 ₱1,473

298.94%

Fast Food Meal (McDonalds, etc)

$13.41 €11.97

$4.09 ₱256

227.87%

Cappuccino

$4.17 €3.72

$2.52 ₱158

65.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.95 €3.53

$1.54 ₱96.9

156.49%

Water (0.33 liter bottle)

$2.63 €2.34

$0.49 ₱30.98

436.73%

Local Beer (0.5 liter draught)

$5.68 €5.07

$1.79 ₱112

217.32%

Imported Beer (0.33 liter bottle)

$5.69 €5.07

$2.26 ₱142

151.77%

Milk (1 liter)

$1.43 €1.27

$1.95 ₱122

-26.67%

White Bread (500g)

$1.98 €1.77

$1.43 ₱89.7

38.46%

Rice (white) (1kg)

$2.35 €2.10

$1.02 ₱63.8

130.39%

Eggs

$5.39 €4.81

$2.06 ₱129

161.65%

Local Cheese (1kg)

$12.98 €11.59

$9.81 ₱615

32.31%

Chicken Fillets (1kg)

$14.59 €13.02

$4.61 ₱289

216.49%

Beef Round Steak (1kg)

$15.50 €13.84

$7.70 ₱483

101.30%

Apples (1kg)

$2.76 €2.47

$3.31 ₱207

-16.62%

Banana (1kg)

$2.44 €2.18

$1.45 ₱90.9

68.28%

Oranges (1kg)

$1.96 €1.75

$2.36 ₱148

-16.95%

Tomato (1kg)

$5.42 €4.84

$1.54 ₱96.4

251.95%

Potato (1kg)

$2.02 €1.80

$2.36 ₱148

-14.41%

Onion (1kg)

$2.36 €2.11

$1.99 ₱125

18.59%

Lettuce (1 head)

$1.28 €1.14

$1.15 ₱72.1

11.30%

Water (1.5 liter bottle)

$0.76 €0.68

$0.67 ₱42.15

13.43%

Cigarettes 20 Pack (Marlboro, Camel)

$14.30 €12.76

$3.00 ₱188

376.67%

Wine (Bottle)

$7.26 €6.48

$6.35 ₱398

14.33%

Local Beer (0.5 liter bottle)

$1.50 €1.34

$1.31 ₱81.9

14.50%

Imported Beer (0.33 liter bottle)

$2.51 €2.24

$1.73 ₱108

45.09%

One-way Ticket (Public Transport)

$3.47 €3.10

$0.25 ₱15.78

1288.00%

Public Transport Monthly Pass (Regular Price)

$142 €127

$12.65 ₱793

1025.69%

Taxi Start (Normal Tariff)

$4.12 €3.68

$0.74 ₱46.32

456.76%

Taxi (Normal Tariff) (1km)

$3.10 €2.76

$0.21 ₱13.11

1376.19%

Taxi 1hour Waiting (Normal Tariff)

$44.09 €39.35

$4.33 ₱271

918.24%

Gasoline (1 liter)

$2.35 €2.09

$1.33 ₱83.5

76.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.7K €36.4K

$21.8K ₱1.4M

87.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.5K €34.3K

$19.4K ₱1.2M

98.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$282 €252

$121 ₱7,563

134.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.08 €20.60

$14.45 ₱907

59.72%

Internet (50+ Mbps, Unlimited Data)

$41.32 €36.87

$28.29 ₱1,774

46.06%

Gym Membership (Monthly)

$30.36 €27.09

$32.68 ₱2,050

-7.10%

Tennis Court (1 Hour on Weekend)

$25.10 €22.40

$6.39 ₱401

292.80%

Cinema Ticket

$15.52 €13.85

$5.46 ₱342

184.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,788 €2,488

$273 ₱17.1K

919.69%

International Primary School, 1 Child (Yearly)

$17.1K €15.3K

$8,156 ₱511.5K

110.21%

Jeans (Levis 501 Or Similar)

$98.5 €87.9

$49.57 ₱3,109

98.65%

Summer Dress (H&M, Zara, etc)

$43.80 €39.09

$24.87 ₱1,560

76.12%

Sport Shoes (Adidas, Nike)

$105 €94.1

$76.6 ₱4,804

37.72%

Men's Leather Business Shoes

$172 €153

$59.3 ₱3,717

189.45%

1-bedroom Apartment, City Center (Monthly)

$1,499 €1,338

$506 ₱31.7K

196.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,034 €923

$309 ₱19.4K

234.14%

3-bedroom Apartment, City Center (Monthly)

$2,367 €2,113

$1,052 ₱66.0K

125.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,662 €1,483

$619 ₱38.8K

168.43%

Buy Apartment in City Center (m2)

$5,492 €4,901

$2,915 ₱182.9K

88.38%

Buy Apartment Outside City Center (m2)

$4,242 €3,785

$1,867 ₱117.1K

127.18%

Average Monthly Net Salary (After Tax)

$3,457 €3,085

$341 ₱21.4K

913.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-44.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nijmegen: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nijmegen

$1K 41.3%

Cebu

$309 33.5% 70.1% $724

Eating Out

Nijmegen

$359 14.3%

Cebu

$88 9.6% 75.4% $271

Monthly Utilities & Internet

Nijmegen

$347 13.8%

Cebu

$163 17.7% 52.9% $183

Groceries & Markets

Nijmegen

$339 13.5%

Cebu

$210 22.7% 37.9% $129

Clothing & Footwear

Nijmegen

$189 7.5%

Cebu

$95 10.2% 49.8% $94

Getting Around

Nijmegen

$176 7%

Cebu

$15 1.7% 91.2% $160

Sport & Entertainment

Nijmegen

$61 2.5%

Cebu

$44 4.7% 29% $18

Cost Breakdown

A one-bedroom apartment in the center runs $1,499 in Nijmegen and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Nijmegen pays 914% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $94.0 in Nijmegen vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $339 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇳🇱 Nijmegen

🇵🇭 Cebu

🕒 Local time

09:29 9:29 AM

15:29 3:29 PM

6 h ahead of Nijmegen

🌤 Weather

👥 Population

177,359

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Nijmegen Cebu 10,940 km ≈ 14 h nonstop flight

From you

Nijmegen
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nijmegen vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 168% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 914% higher in Nijmegen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,499 in Nijmegen versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,499 per month in Nijmegen versus $934 in Cebu – a 168% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 1026% less than in Nijmegen. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $2,499 in Nijmegen, a $1,500 budget is realistic in Cebu but tight or insufficient in Nijmegen. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Nijmegen, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nijmegen and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 168% less than in Nijmegen. Beyond cost, consider language, visa policies, and how big the international community is in each city.