Last update: Oct 2026

Cost of Living Comparison Between Benin and Cebu

For one person, living is cheaper in Benin: $447 a month against $918 in Cebu, rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

22

Cost of Living Index in Benin
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Benin Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Benin

🇳🇬 Nigeria

$447

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Benin and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Benin and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $447 in Benin versus $918 in Cebu.

Benin $447
Cebu $918

Estimated couple costs with rent: $756 in Benin versus $1,409 in Cebu.

Benin $756
Cebu $1,409

Monthly costs for a family of three with rent: $1,065 in Benin versus $1,900 in Cebu.

Benin $1,065
Cebu $1,900

Living in Benin costs roughly 51% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Benin 67% lower, Cebu 32% lower.

Meal at Budget Restaurant

$1.28 ₦1,702

$3.09 ₱194

-58.58%

Three-Course Dinner for Two, Mid-Range

$50.3 ₦66.9K

$24.22 ₱1,525

107.72%

Fast Food Meal (McDonalds, etc)

$5.51 ₦7,326

$3.92 ₱247

40.56%

Cappuccino

$2.77 ₦3,684

$2.51 ₱158

10.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.27 ₦355

$1.59 ₱100

-83.02%

Water (0.33 liter bottle)

$0.16 ₦218

$0.53 ₱33.43

-69.81%

Local Beer (0.5 liter draught)

$0.85 ₦1,136

$1.78 ₱112

-52.25%

Imported Beer (0.33 liter bottle)

$0.99 ₦1,320

$2.17 ₱137

-54.38%

Milk (1 liter)

$3.16 ₦4,204

$1.92 ₱121

64.58%

White Bread (500g)

$0.77 ₦1,026

$1.36 ₱85.4

-43.38%

Rice (white) (1kg)

$1.21 ₦1,610

$1.01 ₱63.5

19.80%

Eggs

$2.24 ₦2,984

$2.03 ₱128

10.34%

Local Cheese (1kg)

$3.63 ₦4,832

$9.86 ₱621

-63.18%

Chicken Fillets (1kg)

$3.84 ₦5,114

$4.39 ₱277

-12.53%

Beef Round Steak (1kg)

$4.43 ₦5,893

$7.60 ₱479

-41.71%

Apples (1kg)

$1.70 ₦2,263

$3.30 ₱208

-48.48%

Banana (1kg)

$1.30 ₦1,728

$1.39 ₱87.8

-6.47%

Oranges (1kg)

$1.11 ₦1,475

$2.33 ₱147

-52.36%

Tomato (1kg)

$1.33 ₦1,772

$1.50 ₱94.3

-11.33%

Potato (1kg)

$1.34 ₦1,779

$2.36 ₱149

-43.22%

Onion (1kg)

$1.32 ₦1,756

$1.90 ₱119

-30.53%

Lettuce (1 head)

$0.83 ₦1,105

$1.19 ₱74.9

-30.25%

Water (1.5 liter bottle)

$0.39 ₦523

$0.63 ₱39.71

-38.10%

Cigarettes 20 Pack (Marlboro, Camel)

$0.59 ₦779

$3.00 ₱189

-80.33%

Wine (Bottle)

$2.41 ₦3,205

$6.03 ₱379

-60.03%

Local Beer (0.5 liter bottle)

$0.54 ₦724

$1.23 ₱77.7

-56.10%

Imported Beer (0.33 liter bottle)

$0.46 ₦607

$1.75 ₱110

-73.71%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.69 ₦921

$0.77 ₱48.62

-10.39%

Taxi (Normal Tariff) (1km)

$0.90 ₦1,202

$0.23 ₱14.53

291.30%

Taxi 1hour Waiting (Normal Tariff)

$2.21 ₦2,943

$4.46 ₱281

-50.45%

Gasoline (1 liter)

$0.73 ₦967

$1.31 ₱82.8

-44.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.1K ₦14.7M

$21.2K ₱1.3M

-47.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$13.9K ₦18.4M

$19.1K ₱1.2M

-27.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 ₦151.4K

$120 ₱7,569

-5.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.69 ₦19.5K

$14.00 ₱882

4.93%

Internet (50+ Mbps, Unlimited Data)

$33.21 ₦44.2K

$27.54 ₱1,734

20.59%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$6.21 ₦8,258

$5.65 ₱356

9.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$655 ₦871.3K

$275 ₱17.3K

137.94%

International Primary School, 1 Child (Yearly)

$19.7K ₦26.2M

$7,918 ₱498.5K

149.13%

Jeans (Levis 501 Or Similar)

$14.98 ₦19.9K

$49.33 ₱3,106

-69.63%

Summer Dress (H&M, Zara, etc)

$18.39 ₦24.5K

$25.24 ₱1,589

-27.14%

Sport Shoes (Adidas, Nike)

$35.97 ₦47.8K

$77.0 ₱4,846

-53.26%

Men's Leather Business Shoes

$48.15 ₦64.0K

$57.2 ₱3,601

-15.82%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$112 ₦148.6K

$346 ₱21.8K

-67.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

18.39

7.2

155.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Benin: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Benin

$162 36.1%

Cebu

$162 17.6% 0% $0.1

Groceries & Markets

Benin

$147 32.9%

Cebu

$206 22.4% 39.9% $59

Eating Out

Benin

$68 15.2%

Cebu

$88 9.6% 29.9% $20

Clothing & Footwear

Benin

$53 11.8%

Cebu

$94 10.2% 77.7% $41

Sport & Entertainment

Benin

$12 * 2.8%

Cebu

$44 4.8% 251% $31

Getting Around

Benin

$5.2 * 1.2%

Cebu

$16 1.7% 199% $10

Accommodation & Living

Benin

- * 0%

Cebu

$309 33.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Cebu pays 210% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Benin vs $24.00 in Cebu. Groceries flip the comparison at $147 vs $206, with Benin cheaper for home cooking.

Good to know

🇳🇬 Benin

🇵🇭 Cebu

🕒 Local time

21:56 9:56 PM

04:56 4:56 AM

7 h ahead of Benin

🌤 Weather

👥 Population

1,147,188

964,169

💱 Currency

Nigerian Naira NGN ₦

Philippine Peso PHP ₱

📈 Exchange rate

10,000 NGN = 7.52 USD

10,000 NGN = 6.69 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of October 17, 2026: 1 USD = 1,330 NGN (10,000 NGN = 7.52 USD). 1 EUR = 1,495 NGN (10,000 NGN = 6.69 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to NGN in detail →

On the map

Lowest

Highest

Between locations

Benin Cebu 12,940 km ≈ 17 h nonstop flight

From you

Benin
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Benin vs Cebu: Cost of Living - Frequently Asked Questions

Benin is cheaper overall, especially in groceries, eating out, and clothing. The 105% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 210% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 40% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $447 per month in Benin versus $918 in Cebu – a 105% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Benin gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Benin is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Benin and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Benin gentler on the wallet – expenses run 105% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.