Last update: Oct 2026

Cost of Living Comparison Between Niagara Falls, NY and Odessa, TX

For one person, living is cheaper in Niagara Falls, NY: $2,300 a month against $2,550 in Odessa, TX, rent and utilities included – about $3,000 less a year. Other living expenses account for most of the difference.

112

Cost of Living Index in Niagara Falls, NY
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Niagara Falls, NY Living Index
124

Cost of Living Index in Odessa, TX
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Odessa, TX Living Index

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Niagara Falls, NY

🇺🇸 United States

$2,300

/mo nomad

Odessa, TX

🇺🇸 United States

$2,550

/mo nomad

Monthly Cost of Living

How much you'll spend in Niagara Falls, NY and in Odessa, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Niagara Falls, NY and in Odessa, TX actually costs, broken down by who's living it.

A single person spends $2,300 per month in Niagara Falls, NY vs $2,550 in Odessa, TX, rent included.

Niagara Falls, NY $2,300
Odessa, TX $2,550

A couple spends around $3,277 per month in Niagara Falls, NY vs $3,917 in Odessa, TX, rent included.

Niagara Falls, NY $3,277
Odessa, TX $3,917

A family of three spends $4,253 per month in Niagara Falls, NY vs $5,284 in Odessa, TX, rent included.

Niagara Falls, NY $4,253
Odessa, TX $5,284

Niagara Falls, NY is about 10% cheaper than Odessa, TX, and outside of rent the biggest gap is in eating out.

Both Niagara Falls, NY and Odessa, TX sit above the global median – Niagara Falls, NY by 70%, Odessa, TX by 88%.

Meal at Budget Restaurant

$22.45 $22.45

$39.54 $39.54

-43.22%

Three-Course Dinner for Two, Mid-Range

$94.7 $94.7

$73.0 $73.0

29.80%

Fast Food Meal (McDonalds, etc)

$12.18 $12.18

$11.72 $11.72

3.92%

Cappuccino

$5.93 $5.93

$5.99 $5.99

-1.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 $2.75

$2.73 $2.73

0.73%

Water (0.33 liter bottle)

$2.03 $2.03

$2.81 $2.81

-27.76%

Local Beer (0.5 liter draught)

$7.00 $7.00

$4.97 $4.97

40.85%

Imported Beer (0.33 liter bottle)

$7.33 $7.33

$5.91 $5.91

24.03%

Milk (1 liter)

$0.95 $0.95

White Bread (500g)

$3.39 $3.39

$3.46 $3.46

-2.02%

Rice (white) (1kg)

$4.37 $4.37

$4.55 $4.55

-3.96%

Eggs

$4.04 $4.04

$3.08 $3.08

31.17%

Local Cheese (1kg)

$10.97 $10.97

$7.67 $7.67

43.02%

Chicken Fillets (1kg)

$9.72 $9.72

$16.90 $16.90

-42.49%

Beef Round Steak (1kg)

$16.09 $16.09

$17.19 $17.19

-6.40%

Apples (1kg)

$6.48 $6.48

$5.05 $5.05

28.32%

Banana (1kg)

$1.50 $1.50

$3.31 $3.31

-54.68%

Oranges (1kg)

$5.28 $5.28

$5.43 $5.43

-2.76%

Tomato (1kg)

$7.09 $7.09

$5.04 $5.04

40.67%

Potato (1kg)

$2.99 $2.99

$3.61 $3.61

-17.17%

Onion (1kg)

$3.85 $3.85

$3.19 $3.19

20.69%

Lettuce (1 head)

$2.61 $2.61

$2.59 $2.59

0.77%

Water (1.5 liter bottle)

$2.44 $2.44

$4.60 $4.60

-46.96%

Cigarettes 20 Pack (Marlboro, Camel)

$15.05 $15.05

$9.86 $9.86

52.64%

Wine (Bottle)

$15.19 $15.19

$17.85 $17.85

-14.90%

Local Beer (0.5 liter bottle)

$2.04 $2.04

$2.80 $2.80

-27.14%

Imported Beer (0.33 liter bottle)

$4.03 $4.03

$2.97 $2.97

35.69%

One-way Ticket (Public Transport)

$2.48 $2.48

$1.95 $1.95

27.18%

Public Transport Monthly Pass (Regular Price)

$56.1 $56.1

$80.6 $80.6

-30.43%

Taxi Start (Normal Tariff)

$3.84 $3.84

$2.75 $2.75

39.64%

Taxi (Normal Tariff) (1km)

$2.18 $2.18

$1.75 $1.75

24.57%

Taxi 1hour Waiting (Normal Tariff)

$29.66 $29.66

$27.77 $27.77

6.81%

Gasoline (1 liter)

$1.10 $1.10

$0.89 $0.89

23.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K $31.0K

$28.4K $28.4K

9.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$22.2K $22.2K

18.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$197 $197

17.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.7 $52.7

$58.7 $58.7

-10.19%

Internet (50+ Mbps, Unlimited Data)

$73.2 $73.2

$70.7 $70.7

3.55%

Gym Membership (Monthly)

$39.36 $39.36

$42.29 $42.29

-6.93%

Cinema Ticket

$14.89 $14.89

$14.07 $14.07

5.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,514 $1,514

$1,510 $1,510

0.29%

International Primary School, 1 Child (Yearly)

$17.9K $17.9K

$20.9K $20.9K

-14.61%

Jeans (Levis 501 Or Similar)

$53.1 $53.1

$64.0 $64.0

-16.97%

Summer Dress (H&M, Zara, etc)

$45.10 $45.10

$42.00 $42.00

7.38%

Sport Shoes (Adidas, Nike)

$95.1 $95.1

$89.2 $89.2

6.61%

Men's Leather Business Shoes

$113 $113

$116 $116

-3.06%

1-bedroom Apartment, City Center (Monthly)

$1,036 $1,036

$1,491 $1,491

-30.56%

1-bedroom Apartment, Outside City Center (Monthly)

$889 $889

$967 $967

-8.07%

3-bedroom Apartment, City Center (Monthly)

$1,436 $1,436

$2,219 $2,219

-35.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,097 $1,097

$1,822 $1,822

-39.80%

Buy Apartment in City Center (m2)

$1,897 $1,897

$1,699 $1,699

11.65%

Buy Apartment Outside City Center (m2)

$1,895 $1,895

$1,707 $1,707

11.00%

Average Monthly Net Salary (After Tax)

$1,603 $1,603

$4,325 $4,325

-62.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.52

7.05

-7.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niagara Falls, NY: October 18, 2026

Last update for Odessa, TX: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Niagara Falls, NY

$889 38.6%

Odessa, TX

$967 37.9% 8.8% $78

Groceries & Markets

Niagara Falls, NY

$410 17.8%

Odessa, TX

$464 18.2% 13.3% $54

Monthly Utilities & Internet

Niagara Falls, NY

$358 15.6%

Odessa, TX

$327 12.8% 8.8% $32

Eating Out

Niagara Falls, NY

$356 15.5%

Odessa, TX

$482 18.9% 35.4% $126

Clothing & Footwear

Niagara Falls, NY

$138 6%

Odessa, TX

$140 5.5% 1.8% $2.4

Getting Around

Niagara Falls, NY

$81 3.5%

Odessa, TX

$100 3.9% 23.7% $19

Sport & Entertainment

Niagara Falls, NY

$69 3%

Odessa, TX

$70 2.8% 1.9% $1.3

Cost Breakdown

A central one-bedroom costs $1,036 in Niagara Falls, NY versus $1,491 in Odessa, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 170% higher in Odessa, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $95.0 in Niagara Falls, NY versus $73.0 in Odessa, TX. Groceries tell a different story – $410 in Niagara Falls, NY vs $464 in Odessa, TX – so Niagara Falls, NY wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Niagara Falls, NY

🇺🇸 Odessa, TX

🕒 Local time

00:57 12:57 AM

23:57 11:57 PM

1 h behind Niagara Falls, NY

🌤 Weather

👥 Population

48,671

114,428

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

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Between locations

Niagara Falls, NY Odessa, TX 2,390 km ≈ 3 h 30 min nonstop flight

From you

Niagara Falls, NY
Odessa, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niagara Falls, NY vs Odessa, TX: Cost of Living - Frequently Asked Questions

Yes – Odessa, TX is pricier by about 11%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,451 per month in Niagara Falls, NY and $3,825 in Odessa, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Niagara Falls, NY, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 13% more in Odessa, TX, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $95.0 in Niagara Falls, NY and $73.0 in Odessa, TX. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Niagara Falls, NY, where all-in costs run around $2,300, than in Odessa, TX at $2,550. In Niagara Falls, NY it covers expenses comfortably, while in Odessa, TX it requires careful planning or may not stretch far enough.

Families tend to lean toward Niagara Falls, NY – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Niagara Falls, NY. If higher salaries, better infrastructure, or specific career opportunities are the priority, Odessa, TX makes more sense. Both are solid long-term options with distinct trade-offs.