Last update: Oct 2026

Cost of Living Comparison Between Niagara Falls, NY and Montevideo

For one person, living is cheaper in Montevideo: $1,784 a month against $2,300 in Niagara Falls, NY, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

Niagara Falls, NY
🇺🇸 United States
$2,300
/mo nomad
Montevideo
🇺🇾 Uruguay
$1,784
/mo nomad
Monthly Cost of Living

How much you'll spend in Niagara Falls, NY and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Niagara Falls, NY and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,300 per month in Niagara Falls, NY vs $1,784 in Montevideo, rent included.

  • Niagara Falls, NY $2,300
  • Montevideo $1,784

A couple spends around $3,277 per month in Niagara Falls, NY vs $2,756 in Montevideo, rent included.

  • Niagara Falls, NY $3,277
  • Montevideo $2,756

A family of three spends $4,253 per month in Niagara Falls, NY vs $3,728 in Montevideo, rent included.

  • Niagara Falls, NY $4,253
  • Montevideo $3,728

Niagara Falls, NY costs about 29% more than Montevideo, and outside of rent the biggest gap is in eating out.

Both Niagara Falls, NY and Montevideo sit above the global median – Niagara Falls, NY by 70%, Montevideo by 32%.

Currency
🍽 Eating Out
Niagara Falls, NY
Montevideo
Difference
Meal at Budget Restaurant
$22.45 $22.45
$14.82 UYU 595
51.48%
Three-Course Dinner for Two, Mid-Range
$94.7 $94.7
$69.7 UYU 2,797
35.85%
Fast Food Meal (McDonalds, etc)
$12.18 $12.18
$14.68 UYU 589
-17.03%
Cappuccino
$5.93 $5.93
$4.65 UYU 186
27.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.75 $2.75
$2.74 UYU 110
0.36%
Water (0.33 liter bottle)
$2.03 $2.03
$2.07 UYU 82.9
-1.93%
Local Beer (0.5 liter draught)
$7.00 $7.00
$4.79 UYU 192
46.14%
Imported Beer (0.33 liter bottle)
$7.33 $7.33
$3.63 UYU 146
101.93%
🛒 Groceries & Markets
Niagara Falls, NY
Montevideo
Difference
Milk (1 liter)
$0.95 $0.95
$1.39 UYU 55.8
-31.65%
White Bread (500g)
$3.39 $3.39
$2.89 UYU 116
17.30%
Rice (white) (1kg)
$4.37 $4.37
$1.70 UYU 68.1
157.06%
Eggs
$4.04 $4.04
$4.62 UYU 185
-12.55%
Local Cheese (1kg)
$10.97 $10.97
$14.22 UYU 571
-22.86%
Chicken Fillets (1kg)
$9.72 $9.72
$11.62 UYU 466
-16.35%
Beef Round Steak (1kg)
$16.09 $16.09
$12.23 UYU 491
31.56%
Apples (1kg)
$6.48 $6.48
$2.77 UYU 111
133.94%
Banana (1kg)
$1.50 $1.50
$2.85 UYU 114
-47.37%
Oranges (1kg)
$5.28 $5.28
$1.81 UYU 72.5
191.71%
Tomato (1kg)
$7.09 $7.09
$3.20 UYU 129
121.56%
Potato (1kg)
$2.99 $2.99
$1.94 UYU 77.8
54.12%
Onion (1kg)
$3.85 $3.85
$2.16 UYU 86.5
78.24%
Lettuce (1 head)
$2.61 $2.61
$1.43 UYU 57.3
82.52%
Water (1.5 liter bottle)
$2.44 $2.44
$1.94 UYU 77.9
25.77%
Cigarettes 20 Pack (Marlboro, Camel)
$15.05 $15.05
$5.47 UYU 219
175.14%
Wine (Bottle)
$15.19 $15.19
$8.95 UYU 359
69.72%
Local Beer (0.5 liter bottle)
$2.04 $2.04
$2.26 UYU 90.8
-9.73%
Imported Beer (0.33 liter bottle)
$4.03 $4.03
$2.81 UYU 113
43.42%
🚌 Getting Around
Niagara Falls, NY
Montevideo
Difference
One-way Ticket (Public Transport)
$2.48 $2.48
$1.56 UYU 62.6
58.97%
Public Transport Monthly Pass (Regular Price)
$56.1 $56.1
$73.8 UYU 2,962
-24.05%
Taxi Start (Normal Tariff)
$3.84 $3.84
$1.90 UYU 76.2
102.11%
Taxi (Normal Tariff) (1km)
$2.18 $2.18
$0.43 UYU 17.36
406.98%
Taxi 1hour Waiting (Normal Tariff)
$29.66 $29.66
$10.59 UYU 425
180.08%
Gasoline (1 liter)
$1.10 $1.10
$2.12 UYU 85.2
-48.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.0K $31.0K
$26.8K UYU 1.1M
15.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$37.0K UYU 1.5M
-28.86%
🧾 Monthly Utilities & Internet
Niagara Falls, NY
Montevideo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$232 $232
$193 UYU 7,727
20.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$52.7 $52.7
$20.91 UYU 839
152.03%
Internet (50+ Mbps, Unlimited Data)
$73.2 $73.2
$44.89 UYU 1,802
63.00%
🎉 Sport & Entertainment
Niagara Falls, NY
Montevideo
Difference
Gym Membership (Monthly)
$39.36 $39.36
$50.8 UYU 2,038
-22.47%
Tennis Court (1 Hour on Weekend)
-
$19.73 UYU 792
-
Cinema Ticket
$14.89 $14.89
$12.30 UYU 494
21.06%
🧸 Childcare & Education
Niagara Falls, NY
Montevideo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,514 $1,514
$629 UYU 25.2K
140.90%
International Primary School, 1 Child (Yearly)
$17.9K $17.9K
$10.9K UYU 437.3K
64.13%
👕👟 Clothing & Footwear
Niagara Falls, NY
Montevideo
Difference
Jeans (Levis 501 Or Similar)
$53.1 $53.1
$104 UYU 4,166
-48.82%
Summer Dress (H&M, Zara, etc)
$45.10 $45.10
$57.4 UYU 2,305
-21.48%
Sport Shoes (Adidas, Nike)
$95.1 $95.1
$125 UYU 5,010
-23.86%
Men's Leather Business Shoes
$113 $113
$132 UYU 5,315
-14.83%
🏠 Accommodation & Living
Niagara Falls, NY
Montevideo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,036 $1,036
$713 UYU 28.6K
45.24%
1-bedroom Apartment, Outside City Center (Monthly)
$889 $889
$575 UYU 23.1K
54.44%
3-bedroom Apartment, City Center (Monthly)
$1,436 $1,436
$1,164 UYU 46.7K
23.37%
3-bedroom Apartment, Outside City Center (Monthly)
$1,097 $1,097
$1,033 UYU 41.5K
6.14%
Buy Apartment in City Center (m2)
$1,897 $1,897
$3,418 UYU 137.2K
-44.49%
Buy Apartment Outside City Center (m2)
$1,895 $1,895
$1,760 UYU 70.6K
7.67%
💵 Salaries & Financials
Niagara Falls, NY
Montevideo
Difference
Average Monthly Net Salary (After Tax)
$1,603 $1,603
$1,244 UYU 49.9K
28.85%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.52
5.74
13.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niagara Falls, NY: October 18, 2026

Last update for Montevideo: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Niagara Falls, NY
$889
Montevideo
$575 35.3% $313
Groceries & Markets
Niagara Falls, NY
$410
Montevideo
$334 18.6% $76
Monthly Utilities & Internet
Niagara Falls, NY
$358
Montevideo
$258 27.9% $100
Eating Out
Niagara Falls, NY
$356
Montevideo
$269 24.5% $87
Clothing & Footwear
Niagara Falls, NY
$138
Montevideo
$188 36.7% $51
Getting Around
Niagara Falls, NY
$81
Montevideo
$84 4.2% $3.4
Sport & Entertainment
Niagara Falls, NY
$69
Montevideo
$75 9% $6.2

Cost Breakdown

A central one-bedroom costs $1,036 in Niagara Falls, NY versus $713 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Niagara Falls, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $95.0 in Niagara Falls, NY versus $70.0 in Montevideo. Monthly groceries follow the same trend: $410 vs $334 – making Montevideo the more affordable choice for daily food spending.

Good to know
🇺🇸 Niagara Falls, NY
🇺🇾 Montevideo
🕒 Local time
01:19 1:19 AM
02:19 2:19 AM
1 h ahead of Niagara Falls, NY
🌤 Weather
👥 Population
48,671
1,319,108 Capital
💱 Currency
Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 21, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

On the map
Between locations
  • Niagara Falls, NY Montevideo 8,980 km ≈ 12 h nonstop flight
From you
  • Niagara Falls, NY
  • Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Niagara Falls, NY vs Montevideo: Cost of Living - Frequently Asked Questions
Is Montevideo cheaper than Niagara Falls, NY?
Yes – Niagara Falls, NY is pricier by about 29%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $3,451 per month in Niagara Falls, NY and $2,676 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $1,514 per month in Niagara Falls, NY and $629 in Montevideo. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Niagara Falls, NY and in Montevideo?
Groceries cost about 23% more in Niagara Falls, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $2,500 a realistic budget for living in Niagara Falls, NY or in Montevideo?
A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,784, than in Niagara Falls, NY at $2,300. In Montevideo it covers expenses comfortably, while in Niagara Falls, NY it requires careful planning or may not stretch far enough.
Is Niagara Falls, NY or Montevideo more family-friendly?
Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Niagara Falls, NY or Montevideo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Niagara Falls, NY makes more sense. Both are solid long-term options with distinct trade-offs.

Niagara Falls, NY vs other spots: cost of living compared

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