Cost of Living Comparison Between Niagara Falls, NY and Chicago, IL Cost of Living Comparison Between Niagara Falls, NY and Chicago, IL

🙂 Solo nomad: Niagara Falls, NY is 14.7% cheaper than Chicago, IL without rent, and 8.1% cheaper with rent.
🙂 Family of 3: Niagara Falls, NY is 6.4% cheaper than Chicago, IL without rent, and 13.6% cheaper with rent.
Currency
🍽 Eating Out
Niagara Falls, NY
Chicago, IL
Difference
Meal at Budget Restaurant
$25.12 $25.12
$20.82 $20.82
20.65%
Three-Course Dinner for Two, Mid-Range
$94.5 $94.5
$100 $100
-5.79%
Fast Food Meal (McDonalds, etc)
$12.15 $12.15
$11.97 $11.97
1.50%
Cappuccino
$5.46 $5.46
$5.56 $5.56
-1.80%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.68 $2.68
$3.11 $3.11
-13.83%
Water (0.33 liter bottle)
$2.02 $2.02
$2.42 $2.42
-16.53%
Local Beer (0.5 liter draught)
$6.92 $6.92
$6.86 $6.86
0.87%
Imported Beer (0.33 liter bottle)
$7.65 $7.65
$8.45 $8.45
-9.47%
🛒 Groceries & Markets
Niagara Falls, NY
Chicago, IL
Difference
Milk (1 liter)
$0.94 $0.94
$1.04 $1.04
-9.62%
White Bread (500g)
$3.8 $3.8
$4.15 $4.15
-8.43%
Rice (white) (1kg)
$4.97 $4.97
$5.52 $5.52
-9.96%
Eggs
$3.88 $3.88
$4.65 $4.65
-16.56%
Local Cheese (1kg)
$12.56 $12.56
$14.33 $14.33
-12.35%
Chicken Fillets (1kg)
$8.34 $8.34
$14.88 $14.88
-43.95%
Beef Round Steak (1kg)
$11.99 $11.99
$19.34 $19.34
-38.00%
Apples (1kg)
$5.95 $5.95
$5.17 $5.17
15.09%
Banana (1kg)
$1.56 $1.56
$1.71 $1.71
-8.77%
Oranges (1kg)
$5.52 $5.52
$4.41 $4.41
25.17%
Tomato (1kg)
$5.97 $5.97
$4.51 $4.51
32.37%
Potato (1kg)
$4.01 $4.01
$2.53 $2.53
58.50%
Onion (1kg)
$3.83 $3.83
$2.74 $2.74
39.78%
Lettuce (1 head)
$2.62 $2.62
$2.43 $2.43
7.82%
Water (1.5 liter bottle)
$2.38 $2.38
$2.7 $2.7
-11.85%
Cigarettes 20 Pack (Marlboro, Camel)
$13.14 $13.14
$15.19 $15.19
-13.50%
Wine (Bottle)
$14.74 $14.74
$16.42 $16.42
-10.23%
Local Beer (0.5 liter bottle)
$1.71 $1.71
$2.35 $2.35
-27.23%
Imported Beer (0.33 liter bottle)
$4.83 $4.83
$3.7 $3.7
30.54%
🚌 Getting Around
Niagara Falls, NY
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.52 $2.52
$2.53 $2.53
-0.40%
Public Transport Monthly Pass (Regular Price)
$55.6 $55.6
$74.1 $74.1
-25.05%
Taxi Start (Normal Tariff)
$3.99 $3.99
$3.34 $3.34
19.46%
Taxi (Normal Tariff) (1km)
$2.22 $2.22
$1.42 $1.42
56.34%
Taxi 1hour Waiting (Normal Tariff)
$30.21 $30.21
$25.42 $25.42
18.84%
Gasoline (1 liter)
$0.97 $0.97
$1.08 $1.08
-10.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.5K $28.5K
$32.4K $32.4K
-12.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.8K $23.8K
$26.2K $26.2K
-9.07%
🧾 Monthly Utilities & Internet
Niagara Falls, NY
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$237 $237
$188 $188
26.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$46.44 $46.44
$63.7 $63.7
-27.10%
Internet (50+ Mbps, Unlimited Data)
$74.8 $74.8
$65.2 $65.2
14.79%
🎉 Sport & Entertainment
Niagara Falls, NY
Chicago, IL
Difference
Gym Membership (Monthly)
$42.53 $42.53
$76.7 $76.7
-44.56%
Tennis Court (1 Hour on Weekend)
-
$13.03 $13.03
-
Cinema Ticket
$15.17 $15.17
$14.93 $14.93
1.61%
🧸 Childcare & Education
Niagara Falls, NY
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$886 $886
$2,063 $2,063
-57.04%
International Primary School, 1 Child (Yearly)
$17.6K $17.6K
$39.2K $39.2K
-55.15%
👕👟 Clothing & Footwear
Niagara Falls, NY
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$46.35 $46.35
$64.3 $64.3
-27.93%
Summer Dress (H&M, Zara, etc)
$46.18 $46.18
$52.4 $52.4
-11.85%
Sport Shoes (Adidas, Nike)
$95 $95
$95.2 $95.2
-0.23%
Men's Leather Business Shoes
$115 $115
$145 $145
-20.43%
🏠 Accommodation & Living
Niagara Falls, NY
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,034 $1,034
$2,378 $2,378
-56.52%
1-bedroom Apartment, Outside City Center (Monthly)
$1,327 $1,327
$1,584 $1,584
-16.25%
3-bedroom Apartment, City Center (Monthly)
$1,438 $1,438
$4,763 $4,763
-69.82%
3-bedroom Apartment, Outside City Center (Monthly)
$2,220 $2,220
$2,815 $2,815
-21.15%
Buy Apartment in City Center (m2)
$1,861 $1,861
$3,588 $3,588
-48.13%
Buy Apartment Outside City Center (m2)
$1,852 $1,852
$2,490 $2,490
-25.61%
💵 Salaries & Financials
Niagara Falls, NY
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$1,604 $1,604
$5,275 $5,275
-69.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.42
6.6
-2.73%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niagara Falls, NY: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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