Last update: Oct 2026

Cost of Living Comparison Between Newbury and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,863 in Newbury, rent and utilities included – about $23,300 less a year. Rent and utilities account for most of the difference.

139

Cost of Living Index in Newbury
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Newbury Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Newbury

🇬🇧 United Kingdom

$2,863

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Newbury and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Newbury and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,863 in Newbury versus $918 in Cebu.

Newbury $2,863
Cebu $918

Estimated couple costs with rent: $3,873 in Newbury versus $1,409 in Cebu.

Newbury $3,873
Cebu $1,409

Monthly costs for a family of three with rent: $4,883 in Newbury versus $1,900 in Cebu.

Newbury $4,883
Cebu $1,900

Living in Newbury is roughly 212% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Newbury is 112% above, Cebu is 32% below.

Meal at Budget Restaurant

$26.34 £19.76

$3.09 ₱194

752.43%

Three-Course Dinner for Two, Mid-Range

$93.9 £70.4

$24.22 ₱1,525

287.49%

Fast Food Meal (McDonalds, etc)

$11.42 £8.57

$3.92 ₱247

191.33%

Cappuccino

$4.82 £3.62

$2.51 ₱158

92.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.92 £2.19

$1.59 ₱100

83.65%

Water (0.33 liter bottle)

$2.25 £1.69

$0.53 ₱33.43

324.53%

Local Beer (0.5 liter draught)

$7.75 £5.81

$1.78 ₱112

335.39%

Imported Beer (0.33 liter bottle)

$6.69 £5.02

$2.17 ₱137

208.29%

Milk (1 liter)

$1.97 £1.48

$1.92 ₱121

2.60%

White Bread (500g)

$1.73 £1.30

$1.36 ₱85.4

27.21%

Rice (white) (1kg)

$2.89 £2.17

$1.01 ₱63.5

186.14%

Eggs

$4.10 £3.08

$2.03 ₱128

101.97%

Local Cheese (1kg)

$9.44 £7.09

$9.86 ₱621

-4.26%

Chicken Fillets (1kg)

$9.27 £6.95

$4.39 ₱277

111.16%

Beef Round Steak (1kg)

$12.46 £9.35

$7.60 ₱479

63.95%

Apples (1kg)

$2.84 £2.13

$3.30 ₱208

-13.94%

Banana (1kg)

$1.47 £1.11

$1.39 ₱87.8

5.76%

Oranges (1kg)

$2.88 £2.16

$2.33 ₱147

23.61%

Tomato (1kg)

$3.51 £2.63

$1.50 ₱94.3

134.00%

Potato (1kg)

$1.74 £1.30

$2.36 ₱149

-26.27%

Onion (1kg)

$1.50 £1.12

$1.90 ₱119

-21.05%

Lettuce (1 head)

$1.21 £0.90

$1.19 ₱74.9

1.68%

Water (1.5 liter bottle)

$1.76 £1.32

$0.63 ₱39.71

179.37%

Cigarettes 20 Pack (Marlboro, Camel)

$21.32 £16.00

$3.00 ₱189

610.67%

Wine (Bottle)

$13.06 £9.80

$6.03 ₱379

116.58%

Local Beer (0.5 liter bottle)

$2.62 £1.97

$1.23 ₱77.7

113.01%

Imported Beer (0.33 liter bottle)

$3.33 £2.50

$1.75 ₱110

90.29%

One-way Ticket (Public Transport)

$3.28 £2.46

$0.25 ₱15.86

1212.00%

Public Transport Monthly Pass (Regular Price)

$73.7 £55.3

$12.64 ₱796

483.39%

Taxi Start (Normal Tariff)

$4.24 £3.18

$0.77 ₱48.62

450.65%

Taxi (Normal Tariff) (1km)

$2.65 £1.99

$0.23 ₱14.53

1052.17%

Taxi 1hour Waiting (Normal Tariff)

$12.96 £9.72

$4.46 ₱281

190.58%

Gasoline (1 liter)

$2.05 £1.54

$1.31 ₱82.8

56.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K £28.8K

$21.2K ₱1.3M

80.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K £29.7K

$19.1K ₱1.2M

107.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$324 £243

$120 ₱7,569

169.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.92 £15.69

$14.00 ₱882

49.43%

Internet (50+ Mbps, Unlimited Data)

$46.70 £35.03

$27.54 ₱1,734

69.57%

Gym Membership (Monthly)

$71.4 £53.6

$32.33 ₱2,035

120.97%

Tennis Court (1 Hour on Weekend)

$26.52 £19.90

$6.65 ₱419

298.80%

Cinema Ticket

$15.54 £11.66

$5.65 ₱356

175.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,758 £1,319

$275 ₱17.3K

538.48%

International Primary School, 1 Child (Yearly)

$17.5K £13.1K

$7,918 ₱498.5K

120.98%

Jeans (Levis 501 Or Similar)

$76.1 £57.1

$49.33 ₱3,106

54.17%

Summer Dress (H&M, Zara, etc)

$50.6 £37.92

$25.24 ₱1,589

100.28%

Sport Shoes (Adidas, Nike)

$103 £77.5

$77.0 ₱4,846

34.15%

Men's Leather Business Shoes

$132 £99.1

$57.2 ₱3,601

130.84%

1-bedroom Apartment, City Center (Monthly)

$1,690 £1,268

$500 ₱31.5K

238.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 £1,063

$309 ₱19.4K

358.67%

3-bedroom Apartment, City Center (Monthly)

$2,022 £1,517

$1,078 ₱67.9K

87.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,722 £1,292

$615 ₱38.7K

179.87%

Buy Apartment in City Center (m2)

$5,711 £4,285

$2,886 ₱181.7K

97.90%

Buy Apartment Outside City Center (m2)

$4,243 £3,183

$1,917 ₱120.7K

121.39%

Average Monthly Net Salary (After Tax)

$3,523 £2,643

$346 ₱21.8K

918.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-30.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Newbury: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Newbury

$1.4K 49.5%

Cebu

$309 33.6% 78.2% $1.1K

Monthly Utilities & Internet

Newbury

$392 13.7%

Cebu

$162 17.6% 58.7% $230

Eating Out

Newbury

$376 13.1%

Cebu

$88 9.6% 76.5% $287

Groceries & Markets

Newbury

$309 10.8%

Cebu

$206 22.4% 33.4% $103

Clothing & Footwear

Newbury

$163 5.7%

Cebu

$94 10.2% 42.3% $69

Getting Around

Newbury

$104 3.7%

Cebu

$16 1.7% 85.1% $89

Sport & Entertainment

Newbury

$103 3.6%

Cebu

$44 4.8% 57.5% $59

Cost Breakdown

A one-bedroom apartment in the center runs $1,690 in Newbury and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Newbury pays 918% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $94.0 in Newbury vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $309 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Newbury

🇵🇭 Cebu

🕒 Local time

14:17 2:17 PM

21:17 9:17 PM

7 h ahead of Newbury

🌤 Weather

👥 Population

33,841

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Newbury Cebu 11,380 km ≈ 15 h nonstop flight

From you

Newbury
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Newbury vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 212% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 918% higher in Newbury, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,690 in Newbury versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,863 per month in Newbury versus $918 in Cebu – a 212% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 483% less than in Newbury. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,863 in Newbury, a $1,500 budget is realistic in Cebu but tight or insufficient in Newbury. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Newbury, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Newbury and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 212% less than in Newbury. Beyond cost, consider language, visa policies, and how big the international community is in each city.