Last update: Oct 2026

Cost of Living Comparison Between Neuchatel and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,172 in Neuchatel, rent and utilities included – about $21,600 less a year. Rent and utilities account for about half of the difference.

156

Cost of Living Index in Neuchatel
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Neuchatel Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Neuchatel

🇨🇭 Switzerland

$3,172

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Neuchatel and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Neuchatel and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,172 in Neuchatel versus $1,368 in Ubud, Bali.

Neuchatel $3,172
Ubud, Bali $1,368

Estimated couple costs with rent: $4,877 in Neuchatel versus $2,314 in Ubud, Bali.

Neuchatel $4,877
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $6,583 in Neuchatel versus $3,260 in Ubud, Bali.

Neuchatel $6,583
Ubud, Bali $3,260

Living in Neuchatel is roughly 132% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Neuchatel 135% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$26.68 CHF 21.98

$3.33 Rp 59.9K

701.20%

Three-Course Dinner for Two, Mid-Range

$116 CHF 95.6

$35.18 Rp 633.2K

230.07%

Fast Food Meal (McDonalds, etc)

$17.96 CHF 14.79

$5.80 Rp 104.5K

209.66%

Cappuccino

$5.90 CHF 4.86

$2.73 Rp 49.1K

116.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.98 CHF 3.28

$1.64 Rp 29.5K

142.68%

Water (0.33 liter bottle)

$3.35 CHF 2.76

$0.83 Rp 15.0K

303.61%

Local Beer (0.5 liter draught)

$9.38 CHF 7.73

$2.70 Rp 48.6K

247.41%

Imported Beer (0.33 liter bottle)

$7.20 CHF 5.93

$4.30 Rp 77.4K

67.44%

Milk (1 liter)

$2.06 CHF 1.70

$1.50 Rp 27.1K

37.33%

White Bread (500g)

$3.09 CHF 2.54

$2.30 Rp 41.4K

34.35%

Rice (white) (1kg)

$3.19 CHF 2.63

$1.18 Rp 21.2K

170.34%

Eggs

$6.84 CHF 5.63

$2.14 Rp 38.6K

219.63%

Local Cheese (1kg)

$25.39 CHF 20.91

$17.48 Rp 314.6K

45.25%

Chicken Fillets (1kg)

$27.24 CHF 22.43

$4.03 Rp 72.5K

575.93%

Beef Round Steak (1kg)

$39.83 CHF 32.80

$12.23 Rp 220.1K

225.67%

Apples (1kg)

$3.17 CHF 2.61

$3.55 Rp 63.9K

-10.70%

Banana (1kg)

$2.15 CHF 1.77

$1.57 Rp 28.3K

36.94%

Oranges (1kg)

$2.91 CHF 2.39

$2.24 Rp 40.2K

29.91%

Tomato (1kg)

$4.59 CHF 3.78

$1.93 Rp 34.7K

137.82%

Potato (1kg)

$1.66 CHF 1.37

$1.88 Rp 33.9K

-11.70%

Onion (1kg)

$1.96 CHF 1.61

$2.29 Rp 41.3K

-14.41%

Lettuce (1 head)

$2.22 CHF 1.83

$0.99 Rp 17.9K

124.24%

Water (1.5 liter bottle)

$1.21 CHF 1.00

$0.53 Rp 9,475

128.30%

Cigarettes 20 Pack (Marlboro, Camel)

$10.92 CHF 8.99

$2.28 Rp 41.1K

378.95%

Wine (Bottle)

$12.01 CHF 9.90

$23.01 Rp 414.2K

-47.81%

Local Beer (0.5 liter bottle)

$2.54 CHF 2.10

$2.34 Rp 42.2K

8.55%

Imported Beer (0.33 liter bottle)

$2.52 CHF 2.08

$2.91 Rp 52.4K

-13.40%

One-way Ticket (Public Transport)

$2.94 CHF 2.42

$0.24 Rp 4,315

1125.00%

Public Transport Monthly Pass (Regular Price)

$91.8 CHF 75.6

$8.82 Rp 158.7K

940.25%

Taxi Start (Normal Tariff)

$7.91 CHF 6.51

$0.48 Rp 8,684

1547.92%

Taxi (Normal Tariff) (1km)

$4.26 CHF 3.51

$0.46 Rp 8,233

826.09%

Taxi 1hour Waiting (Normal Tariff)

$76.4 CHF 62.9

$5.45 Rp 98.2K

1301.28%

Gasoline (1 liter)

$2.33 CHF 1.92

$0.88 Rp 15.9K

164.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K CHF 32.0K

$24.6K Rp 442.2M

58.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.4K CHF 31.6K

$31.2K Rp 561.4M

23.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$240 CHF 198

$83.0 Rp 1.5M

189.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.61 CHF 37.56

$6.45 Rp 116.0K

607.13%

Internet (50+ Mbps, Unlimited Data)

$41.94 CHF 34.54

$18.57 Rp 334.2K

125.85%

Gym Membership (Monthly)

$97.8 CHF 80.5

$55.8 Rp 1.0M

75.12%

Tennis Court (1 Hour on Weekend)

$41.55 CHF 34.22

$18.11 Rp 326.0K

129.43%

Cinema Ticket

$21.62 CHF 17.80

$4.38 Rp 78.9K

393.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,467 CHF 2,032

$493 Rp 8.9M

400.37%

International Primary School, 1 Child (Yearly)

$26.2K CHF 21.6K

$5,754 Rp 103.6M

356.24%

Jeans (Levis 501 Or Similar)

$125 CHF 103

$46.19 Rp 831.4K

169.65%

Summer Dress (H&M, Zara, etc)

$50.2 CHF 41.35

$35.33 Rp 636.0K

42.09%

Sport Shoes (Adidas, Nike)

$147 CHF 121

$79.1 Rp 1.4M

85.97%

Men's Leather Business Shoes

$144 CHF 119

$78.4 Rp 1.4M

83.62%

1-bedroom Apartment, City Center (Monthly)

$1,662 CHF 1,368

$1,142 Rp 20.6M

45.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,372 CHF 1,130

$676 Rp 12.2M

102.99%

3-bedroom Apartment, City Center (Monthly)

$2,627 CHF 2,164

$3,503 Rp 63.1M

-24.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,373 CHF 1,954

$1,700 Rp 30.6M

39.60%

Buy Apartment in City Center (m2)

$20.7K CHF 17.0K

$2,784 Rp 50.1M

643.18%

Buy Apartment Outside City Center (m2)

$13.5K CHF 11.1K

$2,241 Rp 40.3M

504.01%

Average Monthly Net Salary (After Tax)

$6,930 CHF 5,707

$165 Rp 3.0M

4111.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.87

13.78

-86.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Neuchatel: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Neuchatel

$1.4K 43.2%

Ubud, Bali

$676 49.4% 50.7% $696

Groceries & Markets

Neuchatel

$561 17.7%

Ubud, Bali

$290 21.2% 48.2% $270

Eating Out

Neuchatel

$429 13.5%

Ubud, Bali

$109 8% 74.6% $320

Monthly Utilities & Internet

Neuchatel

$328 10.3%

Ubud, Bali

$108 7.9% 67% $220

Clothing & Footwear

Neuchatel

$210 6.6%

Ubud, Bali

$108 7.9% 48.7% $102

Sport & Entertainment

Neuchatel

$141 4.4%

Ubud, Bali

$65 4.7% 54.2% $76

Getting Around

Neuchatel

$133 4.2%

Ubud, Bali

$13 0.9% 90.5% $120

Cost Breakdown

A one-bedroom apartment in the center runs $1,662 in Neuchatel and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Neuchatel pays 4111% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $116 in Neuchatel vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $561 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇭 Neuchatel

🇮🇩 Ubud, Bali

🕒 Local time

04:29 4:29 AM

10:29 10:29 AM

6 h ahead of Neuchatel

🌤 Weather

👥 Population

33,641

74,800

💱 Currency

Swiss Franc CHF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CHF in detail →

On the map

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Highest

Between locations

Neuchatel Ubud, Bali 12,090 km ≈ 16 h nonstop flight

From you

Neuchatel
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Neuchatel vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Neuchatel and Ubud, Bali differ by about 132% in total monthly costs ($3,172 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 4111% higher in Neuchatel, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,662 in Neuchatel versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $116 in Neuchatel. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,172 per month in Neuchatel versus $1,368 in Ubud, Bali – a 132% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $3,172 in Neuchatel, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Neuchatel. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Neuchatel and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 132% less than in Neuchatel. Beyond cost, consider language, visa policies, and how big the international community is in each city.