Last update: Oct 2026

Cost of Living Comparison Between Neuchatel and Cebu

For one person, living is cheaper in Cebu: $918 a month against $3,172 in Neuchatel, rent and utilities included – about $27,000 less a year. Rent and utilities account for about half of the difference.

156

Cost of Living Index in Neuchatel
Learn more

Neuchatel Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Neuchatel

🇨🇭 Switzerland

$3,172

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Neuchatel and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Neuchatel and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,172 in Neuchatel versus $918 in Cebu.

Neuchatel $3,172
Cebu $918

Estimated couple costs with rent: $4,877 in Neuchatel versus $1,409 in Cebu.

Neuchatel $4,877
Cebu $1,409

Monthly costs for a family of three with rent: $6,583 in Neuchatel versus $1,900 in Cebu.

Neuchatel $6,583
Cebu $1,900

Living in Neuchatel is roughly 246% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Neuchatel is 135% above, Cebu is 32% below.

Meal at Budget Restaurant

$26.68 CHF 21.98

$3.09 ₱194

763.43%

Three-Course Dinner for Two, Mid-Range

$116 CHF 95.6

$24.22 ₱1,525

379.44%

Fast Food Meal (McDonalds, etc)

$17.96 CHF 14.79

$3.92 ₱247

358.16%

Cappuccino

$5.90 CHF 4.86

$2.51 ₱158

135.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.98 CHF 3.28

$1.59 ₱100

150.31%

Water (0.33 liter bottle)

$3.35 CHF 2.76

$0.53 ₱33.43

532.08%

Local Beer (0.5 liter draught)

$9.38 CHF 7.73

$1.78 ₱112

426.97%

Imported Beer (0.33 liter bottle)

$7.20 CHF 5.93

$2.17 ₱137

231.80%

Milk (1 liter)

$2.06 CHF 1.70

$1.92 ₱121

7.29%

White Bread (500g)

$3.09 CHF 2.54

$1.36 ₱85.4

127.21%

Rice (white) (1kg)

$3.19 CHF 2.63

$1.01 ₱63.5

215.84%

Eggs

$6.84 CHF 5.63

$2.03 ₱128

236.95%

Local Cheese (1kg)

$25.39 CHF 20.91

$9.86 ₱621

157.51%

Chicken Fillets (1kg)

$27.24 CHF 22.43

$4.39 ₱277

520.50%

Beef Round Steak (1kg)

$39.83 CHF 32.80

$7.60 ₱479

424.08%

Apples (1kg)

$3.17 CHF 2.61

$3.30 ₱208

-3.94%

Banana (1kg)

$2.15 CHF 1.77

$1.39 ₱87.8

54.68%

Oranges (1kg)

$2.91 CHF 2.39

$2.33 ₱147

24.89%

Tomato (1kg)

$4.59 CHF 3.78

$1.50 ₱94.3

206.00%

Potato (1kg)

$1.66 CHF 1.37

$2.36 ₱149

-29.66%

Onion (1kg)

$1.96 CHF 1.61

$1.90 ₱119

3.16%

Lettuce (1 head)

$2.22 CHF 1.83

$1.19 ₱74.9

86.55%

Water (1.5 liter bottle)

$1.21 CHF 1.00

$0.63 ₱39.71

92.06%

Cigarettes 20 Pack (Marlboro, Camel)

$10.92 CHF 8.99

$3.00 ₱189

264.00%

Wine (Bottle)

$12.01 CHF 9.90

$6.03 ₱379

99.17%

Local Beer (0.5 liter bottle)

$2.54 CHF 2.10

$1.23 ₱77.7

106.50%

Imported Beer (0.33 liter bottle)

$2.52 CHF 2.08

$1.75 ₱110

44.00%

One-way Ticket (Public Transport)

$2.94 CHF 2.42

$0.25 ₱15.86

1076.00%

Public Transport Monthly Pass (Regular Price)

$91.8 CHF 75.6

$12.64 ₱796

625.87%

Taxi Start (Normal Tariff)

$7.91 CHF 6.51

$0.77 ₱48.62

927.27%

Taxi (Normal Tariff) (1km)

$4.26 CHF 3.51

$0.23 ₱14.53

1752.17%

Taxi 1hour Waiting (Normal Tariff)

$76.4 CHF 62.9

$4.46 ₱281

1612.33%

Gasoline (1 liter)

$2.33 CHF 1.92

$1.31 ₱82.8

77.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K CHF 32.0K

$21.2K ₱1.3M

83.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.4K CHF 31.6K

$19.1K ₱1.2M

100.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$240 CHF 198

$120 ₱7,569

99.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.61 CHF 37.56

$14.00 ₱882

225.79%

Internet (50+ Mbps, Unlimited Data)

$41.94 CHF 34.54

$27.54 ₱1,734

52.29%

Gym Membership (Monthly)

$97.8 CHF 80.5

$32.33 ₱2,035

202.35%

Tennis Court (1 Hour on Weekend)

$41.55 CHF 34.22

$6.65 ₱419

524.81%

Cinema Ticket

$21.62 CHF 17.80

$5.65 ₱356

282.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,467 CHF 2,032

$275 ₱17.3K

795.99%

International Primary School, 1 Child (Yearly)

$26.2K CHF 21.6K

$7,918 ₱498.5K

231.51%

Jeans (Levis 501 Or Similar)

$125 CHF 103

$49.33 ₱3,106

152.48%

Summer Dress (H&M, Zara, etc)

$50.2 CHF 41.35

$25.24 ₱1,589

98.89%

Sport Shoes (Adidas, Nike)

$147 CHF 121

$77.0 ₱4,846

91.11%

Men's Leather Business Shoes

$144 CHF 119

$57.2 ₱3,601

151.64%

1-bedroom Apartment, City Center (Monthly)

$1,662 CHF 1,368

$500 ₱31.5K

232.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,372 CHF 1,130

$309 ₱19.4K

344.11%

3-bedroom Apartment, City Center (Monthly)

$2,627 CHF 2,164

$1,078 ₱67.9K

143.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,373 CHF 1,954

$615 ₱38.7K

285.70%

Buy Apartment in City Center (m2)

$20.7K CHF 17.0K

$2,886 ₱181.7K

616.90%

Buy Apartment Outside City Center (m2)

$13.5K CHF 11.1K

$1,917 ₱120.7K

606.10%

Average Monthly Net Salary (After Tax)

$6,930 CHF 5,707

$346 ₱21.8K

1903.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.87

7.2

-74.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Neuchatel: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Neuchatel

$1.4K 43.2%

Cebu

$309 33.6% 77.5% $1.1K

Groceries & Markets

Neuchatel

$561 17.7%

Cebu

$206 22.4% 63.3% $355

Eating Out

Neuchatel

$429 13.5%

Cebu

$88 9.6% 79.4% $340

Monthly Utilities & Internet

Neuchatel

$328 10.3%

Cebu

$162 17.6% 50.6% $166

Clothing & Footwear

Neuchatel

$210 6.6%

Cebu

$94 10.2% 55.2% $116

Sport & Entertainment

Neuchatel

$141 4.4%

Cebu

$44 4.8% 69.1% $97

Getting Around

Neuchatel

$133 4.2%

Cebu

$16 1.7% 88.3% $117

Cost Breakdown

A one-bedroom apartment in the center runs $1,662 in Neuchatel and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Neuchatel pays 1903% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $116 in Neuchatel vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $561 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇨🇭 Neuchatel

🇵🇭 Cebu

🕒 Local time

02:00 2:00 AM

08:00 8:00 AM

6 h ahead of Neuchatel

🌤 Weather

👥 Population

33,641

964,169

💱 Currency

Swiss Franc CHF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to CHF in detail →

On the map

Lowest

Highest

Between locations

Neuchatel Cebu 11,120 km ≈ 14 h nonstop flight

From you

Neuchatel
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Neuchatel vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 246% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1903% higher in Neuchatel, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,662 in Neuchatel versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,172 per month in Neuchatel versus $918 in Cebu – a 246% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 626% less than in Neuchatel. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $3,172 in Neuchatel, a $1,500 budget is realistic in Cebu but tight or insufficient in Neuchatel. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Neuchatel, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Neuchatel and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 246% less than in Neuchatel. Beyond cost, consider language, visa policies, and how big the international community is in each city.