Cost of Living Comparison Between Natick, MA and Ubud, Bali Cost of Living Comparison Between Natick, MA and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,486 in Natick, MA versus $1,394 in Ubud, Bali.

Estimated couple costs with rent: $3,563 in Natick, MA versus $2,551 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,640 in Natick, MA versus $3,708 in Ubud, Bali.

Living in Natick, MA is roughly 78% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Natick, MA 86% above, Ubud, Bali 5% above.

Currency
🍽 Eating Out
Natick, MA
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.02 $15.02
$3.40 Rp 60.2K
341.76%
Three-Course Dinner for Two, Mid-Range
$44.32 $44.32
$32.38 Rp 573.6K
36.87%
Fast Food Meal (McDonalds, etc)
$11.82 $11.82
$5.00 Rp 88.6K
136.40%
Cappuccino
$4.32 $4.32
$2.82 Rp 50.0K
53.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.67 $2.67
$1.38 Rp 24.4K
93.48%
Water (0.33 liter bottle)
$2.08 $2.08
$0.73 Rp 13.0K
184.93%
Local Beer (0.5 liter draught)
$5.86 $5.86
$2.98 Rp 52.8K
96.64%
Imported Beer (0.33 liter bottle)
$6.97 $6.97
$3.97 Rp 70.3K
75.57%
🛒 Groceries & Markets
Natick, MA
Ubud, Bali
Difference
Milk (1 liter)
$1.16 $1.16
$1.79 Rp 31.8K
-35.20%
White Bread (500g)
$4.30 $4.30
$2.46 Rp 43.7K
74.80%
Rice (white) (1kg)
$5.21 $5.21
$1.20 Rp 21.2K
334.17%
Eggs
$4.70 $4.70
$2.39 Rp 42.3K
96.65%
Local Cheese (1kg)
$18.40 $18.40
$14.40 Rp 255.1K
27.78%
Chicken Fillets (1kg)
$10.00 $10.00
$4.28 Rp 75.9K
133.64%
Beef Round Steak (1kg)
$14.54 $14.54
$11.82 Rp 209.4K
23.01%
Apples (1kg)
$6.65 $6.65
$3.78 Rp 67.0K
75.93%
Banana (1kg)
$1.11 $1.11
$1.63 Rp 28.9K
-31.90%
Oranges (1kg)
$6.08 $6.08
$2.80 Rp 49.6K
117.14%
Tomato (1kg)
$5.63 $5.63
$2.26 Rp 40.0K
149.12%
Potato (1kg)
$3.11 $3.11
$2.00 Rp 35.3K
55.50%
Onion (1kg)
$3.57 $3.57
$2.21 Rp 39.2K
61.54%
Lettuce (1 head)
$2.40 $2.40
$1.07 Rp 18.9K
124.30%
Water (1.5 liter bottle)
$2.14 $2.14
$0.76 Rp 13.5K
181.58%
Cigarettes 20 Pack (Marlboro, Camel)
$13.36 $13.36
$3.13 Rp 55.4K
326.84%
Wine (Bottle)
$14.20 $14.20
$23.81 Rp 421.9K
-40.36%
Local Beer (0.5 liter bottle)
$1.69 $1.69
$2.84 Rp 50.3K
-40.49%
Imported Beer (0.33 liter bottle)
$2.44 $2.44
$2.78 Rp 49.2K
-12.23%
🚌 Getting Around
Natick, MA
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.04 $2.04
$0.27 Rp 4,726
655.56%
Public Transport Monthly Pass (Regular Price)
-
$8.37 Rp 148.2K
-
Taxi Start (Normal Tariff)
$5.41 $5.41
$0.45 Rp 8,034
1102.22%
Taxi (Normal Tariff) (1km)
$2.23 $2.23
$0.43 Rp 7,578
418.60%
Taxi 1hour Waiting (Normal Tariff)
$29.13 $29.13
$5.98 Rp 105.9K
387.12%
Gasoline (1 liter)
$0.83 $0.83
$0.80 Rp 14.2K
3.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.5K $28.5K
$25.8K Rp 457.2M
10.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$31.8K Rp 563.4M
-20.39%
🧾 Monthly Utilities & Internet
Natick, MA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.4 $83.4
$80.7 Rp 1.4M
3.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.50 $30.50
$4.14 Rp 73.3K
636.71%
Internet (50+ Mbps, Unlimited Data)
$71.0 $71.0
$24.12 Rp 427.2K
194.53%
🎉 Sport & Entertainment
Natick, MA
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.62 $42.62
$97.8 Rp 1.7M
-56.40%
Tennis Court (1 Hour on Weekend)
-
$6.64 Rp 117.7K
-
Cinema Ticket
$13.20 $13.20
$4.04 Rp 71.5K
226.73%
🧸 Childcare & Education
Natick, MA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,287 $1,287
$297 Rp 5.3M
333.17%
International Primary School, 1 Child (Yearly)
$32.8K $32.8K
$6,590 Rp 116.7M
397.75%
👕👟 Clothing & Footwear
Natick, MA
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$62.5 $62.5
$55.1 Rp 976.8K
13.28%
Summer Dress (H&M, Zara, etc)
$37.99 $37.99
$38.51 Rp 682.1K
-1.35%
Sport Shoes (Adidas, Nike)
$53.7 $53.7
$86.1 Rp 1.5M
-37.64%
Men's Leather Business Shoes
$144 $144
$78.0 Rp 1.4M
84.64%
🏠 Accommodation & Living
Natick, MA
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,586 $1,586
$985 Rp 17.5M
61.00%
1-bedroom Apartment, Outside City Center (Monthly)
$1,351 $1,351
$665 Rp 11.8M
103.20%
3-bedroom Apartment, City Center (Monthly)
$2,582 $2,582
$3,446 Rp 61.0M
-25.07%
3-bedroom Apartment, Outside City Center (Monthly)
$2,191 $2,191
$2,042 Rp 36.2M
7.29%
Buy Apartment in City Center (m2)
-
$2,829 Rp 50.1M
-
Buy Apartment Outside City Center (m2)
-
$2,282 Rp 40.4M
-
💵 Salaries & Financials
Natick, MA
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,986 $3,986
$169 Rp 3.0M
2255.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.38
13.28
-51.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Natick, MA: June 15, 2026

Last update for Ubud, Bali: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,586 in Natick, MA and $985 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Natick, MA pays 2255% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Natick, MA vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $429 vs $299 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Natick, MA vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Natick, MA and Ubud, Bali?
Natick, MA and Ubud, Bali differ by about 78% in total monthly costs ($2,486 vs $1,394 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Natick, MA or Ubud, Bali?
Natick, MA pays 2255% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Natick, MA and Ubud, Bali?
Rent for a central apartment: $1,586 in Natick, MA versus $985 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Natick, MA and Ubud, Bali?
Childcare runs $1,287 in Natick, MA versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $44.00 in Natick, MA. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,394 in Ubud, Bali versus $2,486 in Natick, MA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Natick, MA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Natick, MA and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Natick, MA or Ubud, Bali safer for residents?
Safety-wise, Natick, MA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Natick, MA or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 78% less than in Natick, MA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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