Cost of Living Comparison Between Munich and Osnabruck Cost of Living Comparison Between Munich and Osnabruck

😐 Solo nomad: Munich is 8.2% more expensive than Osnabruck without rent, and 62.5% more expensive with rent.
😐 Family of 3: Munich is 12.4% more expensive than Osnabruck without rent, and 47.1% more expensive with rent.
Currency
🍽 Eating Out
Munich
Osnabruck
Difference
Meal at Budget Restaurant
$21.21 €18.32
$12.39 €10.7
71.19%
Three-Course Dinner for Two, Mid-Range
$93.9 €81.1
$70.2 €60.6
33.69%
Fast Food Meal (McDonalds, etc)
$13.64 €11.78
$9.53 €8.23
43.13%
Cappuccino
$4.38 €3.78
$3.58 €3.09
22.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.96 €3.42
$3.36 €2.9
17.86%
Water (0.33 liter bottle)
$3.65 €3.15
$2.86 €2.47
27.62%
Local Beer (0.5 liter draught)
$5.75 €4.96
$5.23 €4.52
9.94%
Imported Beer (0.33 liter bottle)
$5.71 €4.93
$4.29 €3.71
33.10%
🛒 Groceries & Markets
Munich
Osnabruck
Difference
Milk (1 liter)
$1.5 €1.3
$1.17 €1.01
28.21%
White Bread (500g)
$2.21 €1.91
$2.35 €2.03
-5.96%
Rice (white) (1kg)
$3.24 €2.79
$3.71 €3.2
-12.67%
Eggs
$3.97 €3.43
$3.88 €3.35
2.32%
Local Cheese (1kg)
$17.88 €15.44
$14.99 €12.94
19.28%
Chicken Fillets (1kg)
$10.71 €9.25
$14.71 €12.7
-27.19%
Beef Round Steak (1kg)
$18.82 €16.25
$18.77 €16.21
0.27%
Apples (1kg)
$3.25 €2.8
$3.23 €2.79
0.62%
Banana (1kg)
$2.22 €1.92
$1.72 €1.49
29.07%
Oranges (1kg)
$2.51 €2.17
$2.33 €2.01
7.73%
Tomato (1kg)
$3.92 €3.38
$4.98 €4.3
-21.29%
Potato (1kg)
$1.68 €1.45
$1.59 €1.38
5.66%
Onion (1kg)
$1.53 €1.32
$1.63 €1.41
-6.13%
Lettuce (1 head)
$1.61 €1.39
$1.94 €1.67
-17.01%
Water (1.5 liter bottle)
$1.02 €0.88
$1.19 €1.03
-14.29%
Cigarettes 20 Pack (Marlboro, Camel)
$9.88 €8.53
$10.21 €8.82
-3.23%
Wine (Bottle)
$8.05 €6.95
$5.78 €4.99
39.27%
Local Beer (0.5 liter bottle)
$1.22 €1.05
$1.04 €0.9
17.31%
Imported Beer (0.33 liter bottle)
$1.69 €1.46
$1.64 €1.42
3.05%
🚌 Getting Around
Munich
Osnabruck
Difference
One-way Ticket (Public Transport)
$4.51 €3.89
$3.49 €3.01
29.23%
Public Transport Monthly Pass (Regular Price)
$66 €57
$53.8 €46.42
22.82%
Taxi Start (Normal Tariff)
$6.3 €5.44
$4.91 €4.24
28.31%
Taxi (Normal Tariff) (1km)
$2.64 €2.28
$2.1 €1.81
25.71%
Taxi 1hour Waiting (Normal Tariff)
$44.16 €38.13
$26.99 €23.3
63.62%
Gasoline (1 liter)
$1.96 €1.69
$1.99 €1.72
-1.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K €27.4K
$31.8K €27.4K
-0.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.7K €31.7K
$41.8K €36.1K
-12.18%
🧾 Monthly Utilities & Internet
Munich
Osnabruck
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$401 €346
$232 €200
73.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.71 €14.43
$47.06 €40.63
-64.49%
Internet (50+ Mbps, Unlimited Data)
$46.3 €39.98
$55.4 €47.8
-16.38%
🎉 Sport & Entertainment
Munich
Osnabruck
Difference
Gym Membership (Monthly)
$52.4 €45.22
$35.25 €30.44
48.57%
Tennis Court (1 Hour on Weekend)
$33.89 €29.26
$27.08 €23.38
25.15%
Cinema Ticket
$16.48 €14.23
$14.11 €12.19
16.80%
🧸 Childcare & Education
Munich
Osnabruck
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$975 €842
$252 €217
287.46%
International Primary School, 1 Child (Yearly)
$15.3K €13.2K
$11.8K €10.2K
29.56%
👕👟 Clothing & Footwear
Munich
Osnabruck
Difference
Jeans (Levis 501 Or Similar)
$108 €93
$99.3 €85.7
8.53%
Summer Dress (H&M, Zara, etc)
$44.44 €38.37
$78.4 €67.7
-43.29%
Sport Shoes (Adidas, Nike)
$98.1 €84.7
$98.1 €84.7
0.02%
Men's Leather Business Shoes
$133 €115
$136 €117
-2.00%
🏠 Accommodation & Living
Munich
Osnabruck
Difference
1-bedroom Apartment, City Center (Monthly)
$1,794 €1,549
$704 €608
154.72%
1-bedroom Apartment, Outside City Center (Monthly)
$1,334 €1,151
$526 €454
153.41%
3-bedroom Apartment, City Center (Monthly)
$3,376 €2,915
$1,524 €1,315
121.57%
3-bedroom Apartment, Outside City Center (Monthly)
$2,590 €2,236
$1,196 €1,033
116.55%
Buy Apartment in City Center (m2)
$13.1K €11.3K
$3,854 €3,328
240.09%
Buy Apartment Outside City Center (m2)
$9,363 €8,084
$3,424 €2,957
173.44%
💵 Salaries & Financials
Munich
Osnabruck
Difference
Average Monthly Net Salary (After Tax)
$4,194 €3,621
$2,541 €2,194
65.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.97
3.98
-0.25%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: October 27, 2025

Last update for Osnabruck: October 29, 2025

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