Last update: Oct 2026

Cost of Living Comparison Between Munich and Neu-Ulm

For one person, living is cheaper in Neu-Ulm: $1,896 a month against $2,681 in Munich, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Munich
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Munich Living Index
92

Cost of Living Index in Neu-Ulm
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Neu-Ulm Living Index

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Munich

🇩🇪 Germany

$2,681

/mo nomad

Neu-Ulm

🇩🇪 Germany

$1,896

/mo nomad

Monthly Cost of Living

How much you'll spend in Munich and in Neu-Ulm

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Munich and in Neu-Ulm actually costs, broken down by who's living it.

A single person spends $2,681 per month in Munich vs $1,896 in Neu-Ulm, rent included.

Munich $2,681
Neu-Ulm $1,896

A couple spends around $4,080 per month in Munich vs $2,879 in Neu-Ulm, rent included.

Munich $4,080
Neu-Ulm $2,879

A family of three spends $5,480 per month in Munich vs $3,862 in Neu-Ulm, rent included.

Munich $5,480
Neu-Ulm $3,862

Munich costs about 41% more than Neu-Ulm, and outside of rent the biggest gap is in eating out.

Both Munich and Neu-Ulm sit above the global median – Munich by 97%, Neu-Ulm by 39%.

Meal at Budget Restaurant

$18.66 €16.76

$16.97 €15.24

9.96%

Three-Course Dinner for Two, Mid-Range

$89.2 €80.1

$66.1 €59.3

35.03%

Fast Food Meal (McDonalds, etc)

$13.38 €12.02

$12.42 €11.16

7.73%

Cappuccino

$4.32 €3.88

$3.88 €3.48

11.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 €3.47

$2.68 €2.41

44.03%

Water (0.33 liter bottle)

$3.35 €3.01

$1.93 €1.73

73.58%

Local Beer (0.5 liter draught)

$5.22 €4.69

$4.52 €4.06

15.49%

Imported Beer (0.33 liter bottle)

$5.74 €5.15

$4.62 €4.15

24.24%

Milk (1 liter)

$1.28 €1.15

$1.40 €1.26

-8.57%

White Bread (500g)

$2.32 €2.09

$1.99 €1.79

16.58%

Rice (white) (1kg)

$2.69 €2.42

$4.12 €3.70

-34.71%

Eggs

$4.57 €4.10

$4.03 €3.62

13.40%

Local Cheese (1kg)

$17.92 €16.10

$14.75 €13.25

21.49%

Chicken Fillets (1kg)

$13.29 €11.94

$10.30 €9.25

29.03%

Beef Round Steak (1kg)

$21.85 €19.63

$24.25 €21.79

-9.90%

Apples (1kg)

$3.19 €2.86

$3.23 €2.90

-1.24%

Banana (1kg)

$2.01 €1.80

$2.15 €1.93

-6.51%

Oranges (1kg)

$2.81 €2.52

$2.17 €1.95

29.49%

Tomato (1kg)

$4.53 €4.07

$4.03 €3.62

12.41%

Potato (1kg)

$1.85 €1.66

$1.14 €1.02

62.28%

Onion (1kg)

$1.83 €1.65

$1.09 €0.98

67.89%

Lettuce (1 head)

$1.50 €1.35

$1.54 €1.39

-2.60%

Water (1.5 liter bottle)

$0.86 €0.78

$1.19 €1.07

-27.73%

Cigarettes 20 Pack (Marlboro, Camel)

$11.22 €10.08

$9.97 €8.96

12.54%

Wine (Bottle)

$6.67 €5.99

$5.46 €4.90

22.16%

Local Beer (0.5 liter bottle)

$1.29 €1.16

$1.09 €0.98

18.35%

Imported Beer (0.33 liter bottle)

$1.60 €1.44

$1.52 €1.37

5.26%

One-way Ticket (Public Transport)

$4.74 €4.26

$3.55 €3.19

33.52%

Public Transport Monthly Pass (Regular Price)

$70.1 €62.9

$54.0 €48.54

29.64%

Taxi Start (Normal Tariff)

$6.76 €6.08

$3.89 €3.50

73.78%

Taxi (Normal Tariff) (1km)

$3.09 €2.77

$2.21 €1.98

39.82%

Taxi 1hour Waiting (Normal Tariff)

$43.44 €39.02

$27.94 €25.10

55.48%

Gasoline (1 liter)

$2.31 €2.08

$2.12 €1.90

8.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K €30.4K

$33.5K €30.1K

1.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.3K €35.3K

$38.7K €34.7K

1.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$350 €314

$264 €237

32.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.57 €16.68

$33.18 €29.81

-44.03%

Internet (50+ Mbps, Unlimited Data)

$39.33 €35.33

$51.6 €46.37

-23.81%

Gym Membership (Monthly)

$51.8 €46.53

$38.89 €34.93

33.20%

Tennis Court (1 Hour on Weekend)

$33.64 €30.22

$25.10 €22.54

34.02%

Cinema Ticket

$15.92 €14.31

$13.62 €12.23

16.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$868 €780

$354 €318

145.32%

International Primary School, 1 Child (Yearly)

$16.5K €14.8K

$9,561 €8,589

72.09%

Jeans (Levis 501 Or Similar)

$87.7 €78.8

$45.00 €40.43

94.93%

Summer Dress (H&M, Zara, etc)

$42.09 €37.81

$55.2 €49.57

-23.72%

Sport Shoes (Adidas, Nike)

$102 €91.5

$78.5 €70.5

29.73%

Men's Leather Business Shoes

$114 €103

$149 €134

-23.47%

1-bedroom Apartment, City Center (Monthly)

$1,664 €1,495

$795 €714

109.25%

1-bedroom Apartment, Outside City Center (Monthly)

$1,254 €1,126

$642 €577

95.18%

3-bedroom Apartment, City Center (Monthly)

$3,113 €2,796

$1,125 €1,010

176.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,352 €2,113

$1,144 €1,027

105.71%

Buy Apartment in City Center (m2)

$12.5K €11.2K

$4,906 €4,407

153.77%

Buy Apartment Outside City Center (m2)

$8,605 €7,730

$3,404 €3,057

152.82%

Average Monthly Net Salary (After Tax)

$4,072 €3,658

$3,650 €3,279

11.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.82

3.95

-3.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: October 24, 2026

Last update for Neu-Ulm: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Munich

$1.3K 46.8%

Neu-Ulm

$642 33.9% 48.8% $611

Monthly Utilities & Internet

Munich

$407 15.2%

Neu-Ulm

$349 18.4% 14.5% $59

Groceries & Markets

Munich

$361 13.5%

Neu-Ulm

$338 17.8% 6.4% $23

Eating Out

Munich

$308 11.5%

Neu-Ulm

$270 14.2% 12.3% $38

Clothing & Footwear

Munich

$156 5.8%

Neu-Ulm

$148 7.8% 5.2% $8.1

Getting Around

Munich

$111 4.2%

Neu-Ulm

$83 4.4% 25.2% $28

Sport & Entertainment

Munich

$84 3.1%

Neu-Ulm

$66 3.5% 21% $18

Cost Breakdown

A central one-bedroom costs $1,664 in Munich versus $795 in Neu-Ulm. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Munich, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89 in Munich versus $66 in Neu-Ulm. Monthly groceries follow the same trend: $361 vs $338 – making Neu-Ulm the more affordable choice for daily food spending.

Good to know

🇩🇪 Munich

🇩🇪 Neu-Ulm

🕒 Local time

18:40 6:40 PM

Same time as Munich

🌤 Weather

👥 Population

1,484,226

62,610

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Munich vs Neu-Ulm: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,681 in Munich, $1,896 in Neu-Ulm – roughly 41% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,021 per month in Munich and $2,844 in Neu-Ulm. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Neu-Ulm, especially for central apartments: a one-bedroom in the center costs $795 there versus $1,664 in Munich.

Public transport costs about 23% less in Neu-Ulm. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $868 per month in Munich and $354 in Neu-Ulm. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Families tend to lean toward Neu-Ulm – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Neu-Ulm. If higher salaries, better infrastructure, or specific career opportunities are the priority, Munich makes more sense. Both are solid long-term options with distinct trade-offs.