Cost of Living Comparison Between Munich and Lübeck Cost of Living Comparison Between Munich and Lübeck

😐 Solo nomad: Munich is 2.3% more expensive than Lübeck without rent, and 30.1% more expensive with rent.
😐 Family of 3: Munich is 3.2% more expensive than Lübeck without rent, and 28.4% more expensive with rent.
Currency
🍽 Eating Out
Munich
Lübeck
Difference
Meal at Budget Restaurant
$21.21 €18.32
$17.91 €15.47
18.43%
Three-Course Dinner for Two, Mid-Range
$93.9 €81.1
$63.9 €55.2
46.96%
Fast Food Meal (McDonalds, etc)
$13.64 €11.78
$12.94 €11.17
5.41%
Cappuccino
$4.38 €3.78
$4.45 €3.84
-1.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.96 €3.42
$3.1 €2.68
27.74%
Water (0.33 liter bottle)
$3.65 €3.15
$2.67 €2.31
36.70%
Local Beer (0.5 liter draught)
$5.75 €4.96
$5.88 €5.08
-2.21%
Imported Beer (0.33 liter bottle)
$5.71 €4.93
$4.81 €4.15
18.71%
🛒 Groceries & Markets
Munich
Lübeck
Difference
Milk (1 liter)
$1.5 €1.3
$1.25 €1.08
20.00%
White Bread (500g)
$2.21 €1.91
$2.22 €1.92
-0.45%
Rice (white) (1kg)
$3.24 €2.79
$3.46 €2.98
-6.36%
Eggs
$3.97 €3.43
$4.14 €3.58
-4.11%
Local Cheese (1kg)
$17.88 €15.44
$15.17 €13.1
17.86%
Chicken Fillets (1kg)
$10.71 €9.25
$15.48 €13.36
-30.81%
Beef Round Steak (1kg)
$18.82 €16.25
$20 €17.27
-5.90%
Apples (1kg)
$3.25 €2.8
$3.32 €2.86
-2.11%
Banana (1kg)
$2.22 €1.92
$1.8 €1.56
23.33%
Oranges (1kg)
$2.51 €2.17
$2.19 €1.89
14.61%
Tomato (1kg)
$3.92 €3.38
$4.82 €4.16
-18.67%
Potato (1kg)
$1.68 €1.45
$1.54 €1.33
9.09%
Onion (1kg)
$1.53 €1.32
$1.43 €1.24
6.99%
Lettuce (1 head)
$1.61 €1.39
$1.87 €1.62
-13.90%
Water (1.5 liter bottle)
$1.02 €0.88
$0.87 €0.76
17.24%
Cigarettes 20 Pack (Marlboro, Camel)
$9.88 €8.53
$9.99 €8.62
-1.10%
Wine (Bottle)
$8.05 €6.95
$6.91 €5.97
16.50%
Local Beer (0.5 liter bottle)
$1.22 €1.05
$1.06 €0.92
15.09%
Imported Beer (0.33 liter bottle)
$1.69 €1.46
$1.69 €1.46
-
🚌 Getting Around
Munich
Lübeck
Difference
One-way Ticket (Public Transport)
$4.51 €3.89
$3.38 €2.91
33.43%
Public Transport Monthly Pass (Regular Price)
$66 €57
$57.2 €49.38
15.45%
Taxi Start (Normal Tariff)
$6.3 €5.44
$4.15 €3.58
51.81%
Taxi (Normal Tariff) (1km)
$2.64 €2.28
$2.42 €2.09
9.09%
Taxi 1hour Waiting (Normal Tariff)
$44.16 €38.13
$17.38 €15.01
154.09%
Gasoline (1 liter)
$1.96 €1.69
$1.97 €1.7
-0.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K €27.4K
$31.3K €27K
1.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.7K €31.7K
$37.4K €32.3K
-2.01%
🧾 Monthly Utilities & Internet
Munich
Lübeck
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$401 €346
$383 €331
4.61%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.71 €14.43
$36.75 €31.73
-54.53%
Internet (50+ Mbps, Unlimited Data)
$46.3 €39.98
$55.2 €47.64
-16.08%
🎉 Sport & Entertainment
Munich
Lübeck
Difference
Gym Membership (Monthly)
$52.4 €45.22
$33.87 €29.25
54.62%
Tennis Court (1 Hour on Weekend)
$33.89 €29.26
$28.78 €24.85
17.76%
Cinema Ticket
$16.48 €14.23
$13.71 €11.84
20.20%
🧸 Childcare & Education
Munich
Lübeck
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$975 €842
$456 €393
114.02%
International Primary School, 1 Child (Yearly)
$15.3K €13.2K
$11.4K €9,852
34.02%
👕👟 Clothing & Footwear
Munich
Lübeck
Difference
Jeans (Levis 501 Or Similar)
$108 €93
$91.4 €78.9
17.89%
Summer Dress (H&M, Zara, etc)
$44.44 €38.37
$47.07 €40.64
-5.59%
Sport Shoes (Adidas, Nike)
$98.1 €84.7
$132 €114
-25.62%
Men's Leather Business Shoes
$133 €115
$129 €111
3.73%
🏠 Accommodation & Living
Munich
Lübeck
Difference
1-bedroom Apartment, City Center (Monthly)
$1,794 €1,549
$802 €692
123.86%
1-bedroom Apartment, Outside City Center (Monthly)
$1,334 €1,151
$784 €677
70.17%
3-bedroom Apartment, City Center (Monthly)
$3,376 €2,915
$1,853 €1,600
82.21%
3-bedroom Apartment, Outside City Center (Monthly)
$2,590 €2,236
$1,472 €1,271
75.94%
Buy Apartment in City Center (m2)
$13.1K €11.3K
$4,118 €3,556
218.28%
Buy Apartment Outside City Center (m2)
$9,363 €8,084
$4,424 €3,820
111.64%
💵 Salaries & Financials
Munich
Lübeck
Difference
Average Monthly Net Salary (After Tax)
$4,194 €3,621
$3,186 €2,751
31.65%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.97
3.98
-0.25%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: October 27, 2025

Last update for Lübeck: October 28, 2025

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