Cost of Living Comparison Between Munich and Kiel Cost of Living Comparison Between Munich and Kiel

😐 Solo nomad: Munich is 7.8% more expensive than Kiel without rent, and 41.8% more expensive with rent.
😐 Family of 3: Munich is 9.4% more expensive than Kiel without rent, and 45.2% more expensive with rent.
Currency
🍽 Eating Out
Munich
Kiel
Difference
Meal at Budget Restaurant
$21.21 €18.32
$17.49 €15.1
21.27%
Three-Course Dinner for Two, Mid-Range
$93.9 €81.1
$76.8 €66.3
22.27%
Fast Food Meal (McDonalds, etc)
$13.64 €11.78
$11.42 €9.86
19.44%
Cappuccino
$4.38 €3.78
$3.98 €3.44
10.05%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.96 €3.42
$3.37 €2.91
17.51%
Water (0.33 liter bottle)
$3.65 €3.15
$2.26 €1.95
61.50%
Local Beer (0.5 liter draught)
$5.75 €4.96
$5.91 €5.1
-2.71%
Imported Beer (0.33 liter bottle)
$5.71 €4.93
$4.51 €3.89
26.61%
🛒 Groceries & Markets
Munich
Kiel
Difference
Milk (1 liter)
$1.5 €1.3
$1.26 €1.08
19.05%
White Bread (500g)
$2.21 €1.91
$2.21 €1.91
-
Rice (white) (1kg)
$3.24 €2.79
$3.3 €2.85
-1.82%
Eggs
$3.97 €3.43
$3.86 €3.33
2.85%
Local Cheese (1kg)
$17.88 €15.44
$14.62 €12.63
22.30%
Chicken Fillets (1kg)
$10.71 €9.25
$13.77 €11.89
-22.22%
Beef Round Steak (1kg)
$18.82 €16.25
$21.77 €18.79
-13.55%
Apples (1kg)
$3.25 €2.8
$3.33 €2.88
-2.40%
Banana (1kg)
$2.22 €1.92
$1.67 €1.44
32.93%
Oranges (1kg)
$2.51 €2.17
$2.27 €1.96
10.57%
Tomato (1kg)
$3.92 €3.38
$4.98 €4.3
-21.29%
Potato (1kg)
$1.68 €1.45
$1.55 €1.34
8.39%
Onion (1kg)
$1.53 €1.32
$1.46 €1.26
4.79%
Lettuce (1 head)
$1.61 €1.39
$1.9 €1.64
-15.26%
Water (1.5 liter bottle)
$1.02 €0.88
$0.87 €0.75
17.24%
Cigarettes 20 Pack (Marlboro, Camel)
$9.88 €8.53
$9.61 €8.3
2.81%
Wine (Bottle)
$8.05 €6.95
$7.1 €6.13
13.38%
Local Beer (0.5 liter bottle)
$1.22 €1.05
$1.13 €0.98
7.96%
Imported Beer (0.33 liter bottle)
$1.69 €1.46
$1.63 €1.41
3.68%
🚌 Getting Around
Munich
Kiel
Difference
One-way Ticket (Public Transport)
$4.51 €3.89
$2.87 €2.48
57.14%
Public Transport Monthly Pass (Regular Price)
$66 €57
$56 €48.33
17.99%
Taxi Start (Normal Tariff)
$6.3 €5.44
$4.83 €4.17
30.43%
Taxi (Normal Tariff) (1km)
$2.64 €2.28
$2.05 €1.77
28.78%
Taxi 1hour Waiting (Normal Tariff)
$44.16 €38.13
$25.69 €22.18
71.90%
Gasoline (1 liter)
$1.96 €1.69
$2.01 €1.74
-2.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K €27.4K
$31.7K €27.4K
-0.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.7K €31.7K
$37.1K €32K
-1.08%
🧾 Monthly Utilities & Internet
Munich
Kiel
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$401 €346
$332 €287
20.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.71 €14.43
$24.9 €21.5
-32.89%
Internet (50+ Mbps, Unlimited Data)
$46.3 €39.98
$53.3 €46.01
-13.12%
🎉 Sport & Entertainment
Munich
Kiel
Difference
Gym Membership (Monthly)
$52.4 €45.22
$37.16 €32.08
40.93%
Tennis Court (1 Hour on Weekend)
$33.89 €29.26
$23.5 €20.29
44.21%
Cinema Ticket
$16.48 €14.23
$17.53 €15.14
-5.99%
🧸 Childcare & Education
Munich
Kiel
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$975 €842
$303 €262
221.78%
International Primary School, 1 Child (Yearly)
$15.3K €13.2K
$9,119 €7,873
67.69%
👕👟 Clothing & Footwear
Munich
Kiel
Difference
Jeans (Levis 501 Or Similar)
$108 €93
$74.9 €64.7
43.89%
Summer Dress (H&M, Zara, etc)
$44.44 €38.37
$46.99 €40.58
-5.43%
Sport Shoes (Adidas, Nike)
$98.1 €84.7
$98.5 €85.1
-0.40%
Men's Leather Business Shoes
$133 €115
$131 €113
1.96%
🏠 Accommodation & Living
Munich
Kiel
Difference
1-bedroom Apartment, City Center (Monthly)
$1,794 €1,549
$667 €575
169.21%
1-bedroom Apartment, Outside City Center (Monthly)
$1,334 €1,151
$636 €549
109.82%
3-bedroom Apartment, City Center (Monthly)
$3,376 €2,915
$1,617 €1,396
108.78%
3-bedroom Apartment, Outside City Center (Monthly)
$2,590 €2,236
$1,091 €942
137.35%
Buy Apartment in City Center (m2)
$13.1K €11.3K
$5,418 €4,678
141.95%
Buy Apartment Outside City Center (m2)
$9,363 €8,084
$2,959 €2,555
216.42%
💵 Salaries & Financials
Munich
Kiel
Difference
Average Monthly Net Salary (After Tax)
$4,194 €3,621
$3,017 €2,605
39.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.97
3.96
0.25%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: October 27, 2025

Last update for Kiel: October 28, 2025

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