Last update: Nov 2026

Cost of Living Comparison Between Munich and Kaufbeuren

For one person, living is cheaper in Kaufbeuren: $1,961 a month against $2,717 in Munich, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Munich
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Munich Living Index
93

Cost of Living Index in Kaufbeuren
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Kaufbeuren Living Index

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Munich

🇩🇪 Germany

$2,717

/mo nomad

Kaufbeuren

🇩🇪 Germany

$1,961

/mo nomad

Monthly Cost of Living

How much you'll spend in Munich and in Kaufbeuren

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Munich and in Kaufbeuren actually costs, broken down by who's living it.

A single person spends $2,717 per month in Munich vs $1,961 in Kaufbeuren, rent included.

Munich $2,717
Kaufbeuren $1,961

A couple spends around $4,106 per month in Munich vs $2,964 in Kaufbeuren, rent included.

Munich $4,106
Kaufbeuren $2,964

A family of three spends $5,495 per month in Munich vs $3,967 in Kaufbeuren, rent included.

Munich $5,495
Kaufbeuren $3,967

Munich costs about 39% more than Kaufbeuren, and outside of rent the biggest gap is in eating out.

Both Munich and Kaufbeuren sit above the global median – Munich by 101%, Kaufbeuren by 45%.

Meal at Budget Restaurant

$18.97 €16.92

$16.62 €14.82

14.14%

Three-Course Dinner for Two, Mid-Range

$87.8 €78.3

$66.9 €59.7

31.11%

Fast Food Meal (McDonalds, etc)

$13.24 €11.81

$10.95 €9.77

20.91%

Cappuccino

$4.50 €4.01

$3.86 €3.44

16.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.98 €3.55

$2.81 €2.50

41.64%

Water (0.33 liter bottle)

$3.32 €2.96

$2.41 €2.15

37.76%

Local Beer (0.5 liter draught)

$5.29 €4.72

$4.44 €3.96

19.14%

Imported Beer (0.33 liter bottle)

$5.72 €5.10

$4.43 €3.95

29.12%

Milk (1 liter)

$1.31 €1.17

White Bread (500g)

$2.51 €2.24

$1.99 €1.78

26.13%

Rice (white) (1kg)

$2.64 €2.35

$4.07 €3.63

-35.14%

Eggs

$4.52 €4.03

$4.01 €3.58

12.72%

Local Cheese (1kg)

$19.21 €17.14

$14.27 €12.73

34.62%

Chicken Fillets (1kg)

$13.43 €11.98

$10.37 €9.25

29.51%

Beef Round Steak (1kg)

$21.68 €19.34

$24.64 €21.98

-12.01%

Apples (1kg)

$3.16 €2.81

$3.16 €2.82

Banana (1kg)

$2.07 €1.85

$2.11 €1.89

-1.90%

Oranges (1kg)

$2.92 €2.60

$2.10 €1.88

39.05%

Tomato (1kg)

$4.34 €3.87

$4.40 €3.92

-1.36%

Potato (1kg)

$2.04 €1.82

$1.26 €1.12

61.90%

Onion (1kg)

$1.91 €1.70

$1.27 €1.13

50.39%

Lettuce (1 head)

$1.50 €1.34

$1.51 €1.35

-0.66%

Water (1.5 liter bottle)

$0.88 €0.79

$1.02 €0.91

-13.73%

Cigarettes 20 Pack (Marlboro, Camel)

$11.07 €9.87

$9.18 €8.19

20.59%

Wine (Bottle)

$6.53 €5.82

$6.31 €5.63

3.49%

Local Beer (0.5 liter bottle)

$1.26 €1.13

$1.11 €0.99

13.51%

Imported Beer (0.33 liter bottle)

$1.66 €1.48

$1.65 €1.47

0.61%

One-way Ticket (Public Transport)

$4.64 €4.13

$3.41 €3.04

36.07%

Public Transport Monthly Pass (Regular Price)

$70.2 €62.7

$70.1 €62.5

0.24%

Taxi Start (Normal Tariff)

$6.66 €5.94

$3.88 €3.46

71.65%

Taxi (Normal Tariff) (1km)

$3.10 €2.77

$2.29 €2.04

35.37%

Taxi 1hour Waiting (Normal Tariff)

$44.03 €39.28

$28.33 €25.27

55.42%

Gasoline (1 liter)

$2.25 €2.01

$2.06 €1.83

9.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.7K €29.2K

$33.1K €29.5K

-1.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.4K €34.3K

0.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$346 €309

$266 €237

30.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.99 €15.16

$33.57 €29.94

-49.39%

Internet (50+ Mbps, Unlimited Data)

$40.11 €35.78

$49.37 €44.04

-18.76%

Gym Membership (Monthly)

$51.3 €45.77

$38.33 €34.19

33.86%

Tennis Court (1 Hour on Weekend)

$34.01 €30.34

$26.54 €23.68

28.15%

Cinema Ticket

$15.61 €13.92

$15.97 €14.24

-2.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$882 €786

$342 €305

158.15%

International Primary School, 1 Child (Yearly)

$22.3K €19.9K

$9,557 €8,524

133.81%

Jeans (Levis 501 Or Similar)

$92.4 €82.4

$91.8 €81.9

0.65%

Summer Dress (H&M, Zara, etc)

$44.32 €39.53

$59.6 €53.2

-25.69%

Sport Shoes (Adidas, Nike)

$102 €91.0

$79.5 €70.9

28.34%

Men's Leather Business Shoes

$116 €104

$173 €155

-33.00%

1-bedroom Apartment, City Center (Monthly)

$1,685 €1,503

$807 €720

108.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,281 €1,142

$658 €587

94.50%

3-bedroom Apartment, City Center (Monthly)

$3,040 €2,712

$1,497 €1,335

103.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,349 €2,096

$1,136 €1,014

106.75%

Buy Apartment in City Center (m2)

$12.8K €11.4K

$4,614 €4,115

177.53%

Buy Apartment Outside City Center (m2)

$8,800 €7,850

$3,299 €2,943

166.72%

Average Monthly Net Salary (After Tax)

$4,095 €3,653

$2,826 €2,520

44.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

3.95

-2.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: November 2, 2026

Last update for Kaufbeuren: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Munich

$1.3K 47.1%

Kaufbeuren

$658 33.6% 48.6% $622

Monthly Utilities & Internet

Munich

$403 14.9%

Kaufbeuren

$349 17.8% 13.6% $55

Groceries & Markets

Munich

$367 13.5%

Kaufbeuren

$339 17.3% 7.7% $28

Eating Out

Munich

$313 11.5%

Kaufbeuren

$264 13.5% 15.5% $49

Clothing & Footwear

Munich

$160 5.9%

Kaufbeuren

$182 9.3% 13.9% $22

Getting Around

Munich

$111 4.1%

Kaufbeuren

$99 5.1% 10.8% $12

Sport & Entertainment

Munich

$83 3%

Kaufbeuren

$70 3.6% 14.9% $12

Cost Breakdown

A central one-bedroom costs $1,685 in Munich versus $807 in Kaufbeuren. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 45% higher in Munich. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $88 in Munich versus $67 in Kaufbeuren. Monthly groceries follow the same trend: $367 vs $339 – making Kaufbeuren the more affordable choice for daily food spending.

Good to know

🇩🇪 Munich

🇩🇪 Kaufbeuren

🕒 Local time

03:01 3:01 AM

Same time as Munich

🌤 Weather

👥 Population

1,484,226

41,759

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Munich vs Kaufbeuren: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,717 in Munich, $1,961 in Kaufbeuren – Kaufbeuren comes out roughly 28% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,076 per month in Munich and $2,942 in Kaufbeuren. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kaufbeuren, especially for central apartments: a one-bedroom in the center costs $807 there versus $1,685 in Munich.

Monthly expenses with rent come to $2,717 in Munich and $1,961 in Kaufbeuren. That makes Kaufbeuren about 28% cheaper.

Kindergarten costs $882 per month in Munich and $342 in Kaufbeuren. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 covers both cities comfortably – all-in costs are $2,717 in Munich and $1,961 in Kaufbeuren, leaving budget for savings and extras in both cases.

Families tend to lean toward Kaufbeuren – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Kaufbeuren. If higher salaries or specific career opportunities are the priority, Munich makes more sense. Both are solid long-term options with distinct trade-offs.