Cost of Living Comparison Between Munich and Kassel Cost of Living Comparison Between Munich and Kassel

Monthly Cost of Living

Monthly costs for one person with rent: $2,819 in Munich versus $2,012 in Kassel.

Estimated couple costs with rent: $4,268 in Munich versus $2,926 in Kassel.

Monthly costs for a family of three with rent: $5,717 in Munich versus $3,841 in Kassel.

Living in Munich is roughly 40% more expensive than in Kassel, driven mainly by Eating Out.

Both cities are pricier than the global median: Munich 104% above, Kassel 46% above.

Meal at Budget Restaurant

$19.38 €16.70

$15.04 €12.96

28.86%

Three-Course Dinner for Two, Mid-Range

$92.5 €79.8

$59.1 €50.9

56.58%

Fast Food Meal (McDonalds, etc)

$13.91 €11.99

$12.58 €10.84

10.57%

Cappuccino

$4.66 €4.02

$4.00 €3.45

16.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.93 €3.39

$4.05 €3.49

-2.96%

Water (0.33 liter bottle)

$3.34 €2.88

$2.66 €2.29

25.56%

Local Beer (0.5 liter draught)

$5.74 €4.95

$5.84 €5.03

-1.71%

Imported Beer (0.33 liter bottle)

$5.88 €5.07

$4.57 €3.94

28.67%

Milk (1 liter)

$1.40 €1.21

$1.31 €1.13

6.87%

White Bread (500g)

$2.52 €2.17

$2.11 €1.82

19.43%

Rice (white) (1kg)

$2.78 €2.40

$3.44 €2.97

-19.19%

Eggs

$4.40 €3.79

$3.69 €3.18

19.24%

Local Cheese (1kg)

$18.31 €15.78

$14.04 €12.10

30.41%

Chicken Fillets (1kg)

$13.10 €11.29

$11.01 €9.49

18.98%

Beef Round Steak (1kg)

$23.30 €20.09

$25.06 €21.60

-7.02%

Apples (1kg)

$3.07 €2.64

$3.26 €2.81

-5.83%

Banana (1kg)

$2.04 €1.76

$2.27 €1.96

-10.13%

Oranges (1kg)

$2.93 €2.52

$2.54 €2.19

15.35%

Tomato (1kg)

$4.26 €3.67

$5.12 €4.41

-16.80%

Potato (1kg)

$2.18 €1.88

$1.57 €1.35

38.85%

Onion (1kg)

$1.90 €1.64

$1.36 €1.17

39.71%

Lettuce (1 head)

$1.51 €1.30

$1.75 €1.50

-13.71%

Water (1.5 liter bottle)

$0.88 €0.76

$0.98 €0.84

-10.20%

Cigarettes 20 Pack (Marlboro, Camel)

$10.62 €9.15

$9.44 €8.14

12.50%

Wine (Bottle)

$7.08 €6.11

$5.93 €5.11

19.39%

Local Beer (0.5 liter bottle)

$1.29 €1.11

$1.03 €0.89

25.24%

Imported Beer (0.33 liter bottle)

$1.68 €1.45

One-way Ticket (Public Transport)

$4.81 €4.14

$3.52 €3.04

36.65%

Public Transport Monthly Pass (Regular Price)

$73.1 €63.0

$73.6 €63.4

-0.67%

Taxi Start (Normal Tariff)

$6.70 €5.78

$4.32 €3.72

55.09%

Taxi (Normal Tariff) (1km)

$3.20 €2.76

$2.70 €2.33

18.52%

Taxi 1hour Waiting (Normal Tariff)

$45.77 €39.46

$41.28 €35.58

10.88%

Gasoline (1 liter)

$2.28 €1.96

$2.07 €1.79

10.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K €30.0K

$33.6K €28.9K

3.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.9K €33.5K

$39.8K €34.3K

-2.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$382 €329

$423 €365

-9.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.34 €17.53

$43.26 €37.29

-52.98%

Internet (50+ Mbps, Unlimited Data)

$41.92 €36.14

$54.4 €46.89

-22.94%

Gym Membership (Monthly)

$56.9 €49.04

$38.22 €32.95

48.85%

Tennis Court (1 Hour on Weekend)

$34.40 €29.65

$11.79 €10.17

191.77%

Cinema Ticket

$16.04 €13.83

$13.74 €11.84

16.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$870 €750

$373 €322

133.03%

International Primary School, 1 Child (Yearly)

$17.2K €14.8K

$16.4K €14.2K

4.59%

Jeans (Levis 501 Or Similar)

$82.9 €71.4

$96.4 €83.1

-14.01%

Summer Dress (H&M, Zara, etc)

$44.25 €38.14

$47.29 €40.76

-6.43%

Sport Shoes (Adidas, Nike)

$105 €90.5

$90.1 €77.7

16.54%

Men's Leather Business Shoes

$115 €98.9

$118 €102

-3.02%

1-bedroom Apartment, City Center (Monthly)

$1,815 €1,565

$677 €583

168.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,307 €1,127

$513 €442

154.97%

3-bedroom Apartment, City Center (Monthly)

$3,230 €2,785

$1,136 €979

184.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,408 €2,075

$951 €820

153.10%

Buy Apartment in City Center (m2)

$13.6K €11.8K

$5,836 €5,031

133.81%

Buy Apartment Outside City Center (m2)

$9,214 €7,942

$3,079 €2,654

199.22%

Average Monthly Net Salary (After Tax)

$4,171 €3,595

$2,688 €2,317

55.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

3.95

-1.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: September 6, 2026

Last update for Kassel: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,815 in Munich and $677 in Kassel. Housing cost is often the main lever when comparing two cities.

Munich pays 55% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $93.0 in Munich vs $59.0 in Kassel for a mid-range dinner for two. Groceries echo the gap at $370 vs $347 per month, with Kassel cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Munich vs Kassel: Cost of Living - Frequently Asked Questions

Kassel wins on cost – living expenses run 40% lower than in Munich. Housing and daily spending are where you'll feel the difference most, making Kassel the obvious pick if budget is a priority.

Average pay runs 55% higher in Munich, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,815 in Munich versus $677 in Kassel. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kassel – a meal for two runs $59.0 versus $93.0 in Munich. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,819 per month in Munich versus $2,012 in Kassel – a 40% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,012 in Kassel versus $2,819 in Munich, a $2,000 budget is realistic in Kassel but tight or insufficient in Munich. The gap between the two cities makes Kassel the clear choice for anyone on this budget.

Both work as nomad bases, but Kassel delivers better value – similar infrastructure at $2,012 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kassel hard to pass up.

Safety-wise, Munich and Kassel are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kassel gentler on the wallet – expenses run 40% less than in Munich. Beyond cost, consider language, visa policies, and how big the international community is in each city.