Cost of Living Comparison Between Munich and Karlsruhe Cost of Living Comparison Between Munich and Karlsruhe

😐 Solo nomad: Munich is 0.9% more expensive than Karlsruhe without rent, and 27.7% more expensive with rent.

😐 Family of 3: Munich is 3.9% more expensive than Karlsruhe without rent, and 31% more expensive with rent.

Meal at Budget Restaurant

$20.52 €17.69

$17.31 €14.92

18.54%

Three-Course Dinner for Two, Mid-Range

$91.6 €79.0

$73.2 €63.1

25.16%

Fast Food Meal (McDonalds, etc)

$14.12 €12.17

$10.86 €9.36

30.02%

Cappuccino

$4.41 €3.80

$4.00 €3.45

10.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.18 €3.61

$3.56 €3.07

17.42%

Water (0.33 liter bottle)

$3.72 €3.21

$2.84 €2.45

30.99%

Local Beer (0.5 liter draught)

$5.66 €4.88

$4.79 €4.13

18.16%

Imported Beer (0.33 liter bottle)

$5.72 €4.93

$4.65 €4.01

23.01%

Milk (1 liter)

$1.42 €1.22

$1.25 €1.08

13.60%

White Bread (500g)

$2.15 €1.86

$2.35 €2.03

-8.51%

Rice (white) (1kg)

$3.31 €2.86

$3.26 €2.81

1.53%

Eggs

$3.95 €3.41

$4.11 €3.54

-3.89%

Local Cheese (1kg)

$17.72 €15.28

$15.92 €13.72

11.31%

Chicken Fillets (1kg)

$10.83 €9.34

$15.79 €13.61

-31.41%

Beef Round Steak (1kg)

$19.45 €16.77

$20.95 €18.06

-7.16%

Apples (1kg)

$3.32 €2.86

$3.12 €2.69

6.41%

Banana (1kg)

$2.16 €1.86

$1.84 €1.58

17.39%

Oranges (1kg)

$2.62 €2.26

$2.38 €2.05

10.08%

Tomato (1kg)

$4.02 €3.47

$4.57 €3.94

-12.04%

Potato (1kg)

$1.75 €1.50

$1.54 €1.33

13.64%

Onion (1kg)

$1.59 €1.37

$1.55 €1.34

2.58%

Lettuce (1 head)

$1.55 €1.34

$1.91 €1.65

-18.85%

Water (1.5 liter bottle)

$1.01 €0.87

$1.22 €1.05

-17.21%

Cigarettes 20 Pack (Marlboro, Camel)

$10.24 €8.82

$10.14 €8.74

0.99%

Wine (Bottle)

$7.04 €6.07

Local Beer (0.5 liter bottle)

$1.16 €1.00

$1.07 €0.92

8.41%

Imported Beer (0.33 liter bottle)

$1.64 €1.42

$1.63 €1.41

0.61%

One-way Ticket (Public Transport)

$4.69 €4.04

$3.74 €3.23

25.40%

Public Transport Monthly Pass (Regular Price)

$67.3 €58.0

$56.4 €48.59

19.32%

Taxi Start (Normal Tariff)

$6.53 €5.63

$5.72 €4.93

14.16%

Taxi (Normal Tariff) (1km)

$2.52 €2.17

$3.82 €3.29

-34.03%

Taxi 1hour Waiting (Normal Tariff)

$43.54 €37.53

$31.35 €27.02

38.88%

Gasoline (1 liter)

$2.03 €1.75

$1.97 €1.70

3.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K €27.9K

$31.2K €26.9K

3.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.2K €31.2K

$38.6K €33.3K

-6.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$409 €353

$274 €236

49.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.04 €14.69

$25.88 €22.31

-34.16%

Internet (50+ Mbps, Unlimited Data)

$46.20 €39.83

$53.3 €45.93

-13.29%

Gym Membership (Monthly)

$52.1 €44.94

$41.02 €35.36

27.08%

Tennis Court (1 Hour on Weekend)

$34.14 €29.43

$41.48 €35.76

-17.70%

Cinema Ticket

$16.08 €13.86

$17.04 €14.69

-5.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$970 €836

$509 €439

90.46%

International Primary School, 1 Child (Yearly)

$15.0K €12.9K

$17.7K €15.3K

-15.64%

Jeans (Levis 501 Or Similar)

$107 €92.4

$90.6 €78.1

18.23%

Summer Dress (H&M, Zara, etc)

$43.81 €37.77

$59.6 €51.3

-26.44%

Sport Shoes (Adidas, Nike)

$101 €87.0

$106 €91.6

-5.01%

Men's Leather Business Shoes

$136 €117

$121 €105

11.91%

1-bedroom Apartment, City Center (Monthly)

$1,761 €1,518

$1,001 €863

75.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,329 €1,146

$880 €759

51.01%

3-bedroom Apartment, City Center (Monthly)

$3,332 €2,872

$2,037 €1,756

63.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 €2,211

$1,415 €1,220

81.23%

Buy Apartment in City Center (m2)

$13.3K €11.4K

$6,744 €5,813

96.86%

Buy Apartment Outside City Center (m2)

$8,880 €7,655

$3,894 €3,357

128.05%

Average Monthly Net Salary (After Tax)

$4,807 €4,144

$3,262 €2,812

47.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

3.98

-0.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: January 12, 2026

Last update for Karlsruhe: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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