Cost of Living Comparison Between Munich and Hof Cost of Living Comparison Between Munich and Hof

😐 Solo nomad: Munich is 10.3% more expensive than Hof without rent, and 31.8% more expensive with rent.

😐 Family of 3: Munich is 4.5% more expensive than Hof without rent, and 50.3% more expensive with rent.

Meal at Budget Restaurant

$20.52 €17.69

$17.15 €14.78

19.65%

Three-Course Dinner for Two, Mid-Range

$91.6 €79.0

$51.2 €44.13

78.98%

Fast Food Meal (McDonalds, etc)

$14.12 €12.17

$11.38 €9.81

24.08%

Cappuccino

$4.41 €3.80

$2.62 €2.26

68.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.18 €3.61

$3.04 €2.62

37.50%

Water (0.33 liter bottle)

$3.72 €3.21

$2.85 €2.46

30.53%

Local Beer (0.5 liter draught)

$5.66 €4.88

$4.50 €3.88

25.78%

Imported Beer (0.33 liter bottle)

$5.72 €4.93

$3.50 €3.02

63.43%

Milk (1 liter)

$1.42 €1.22

$1.24 €1.07

14.52%

White Bread (500g)

$2.15 €1.86

$1.79 €1.54

20.11%

Rice (white) (1kg)

$3.31 €2.86

$3.23 €2.78

2.48%

Eggs

$3.95 €3.41

$3.72 €3.21

6.18%

Local Cheese (1kg)

$17.72 €15.28

$14.58 €12.57

21.54%

Chicken Fillets (1kg)

$10.83 €9.34

$13.60 €11.72

-20.37%

Beef Round Steak (1kg)

$19.45 €16.77

$18.66 €16.09

4.23%

Apples (1kg)

$3.32 €2.86

$1.74 €1.50

90.80%

Banana (1kg)

$2.16 €1.86

$1.45 €1.25

48.97%

Oranges (1kg)

$2.62 €2.26

$2.68 €2.31

-2.24%

Tomato (1kg)

$4.02 €3.47

$5.16 €4.45

-22.09%

Potato (1kg)

$1.75 €1.50

$1.67 €1.44

4.79%

Onion (1kg)

$1.59 €1.37

$1.54 €1.32

3.25%

Lettuce (1 head)

$1.55 €1.34

$1.80 €1.56

-13.89%

Water (1.5 liter bottle)

$1.01 €0.87

$0.88 €0.76

14.77%

Cigarettes 20 Pack (Marlboro, Camel)

$10.24 €8.82

$8.65 €7.45

18.38%

Wine (Bottle)

$7.04 €6.07

$7.17 €6.18

-1.81%

Local Beer (0.5 liter bottle)

$1.16 €1.00

$1.01 €0.87

14.85%

Imported Beer (0.33 liter bottle)

$1.64 €1.42

$1.58 €1.36

3.80%

One-way Ticket (Public Transport)

$4.69 €4.04

$2.97 €2.56

57.91%

Public Transport Monthly Pass (Regular Price)

$67.3 €58.0

$63.2 €54.5

6.37%

Taxi Start (Normal Tariff)

$6.53 €5.63

$4.76 €4.10

37.18%

Taxi (Normal Tariff) (1km)

$2.52 €2.17

$1.78 €1.54

41.57%

Taxi 1hour Waiting (Normal Tariff)

$43.54 €37.53

$40.80 €35.17

6.72%

Gasoline (1 liter)

$2.03 €1.75

$2.01 €1.73

1.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K €27.9K

$17.4K €15.0K

86.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.2K €31.2K

$26.3K €22.7K

37.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$409 €353

$458 €395

-10.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.04 €14.69

$29.64 €25.55

-42.51%

Internet (50+ Mbps, Unlimited Data)

$46.20 €39.83

$53.0 €45.66

-12.78%

Gym Membership (Monthly)

$52.1 €44.94

$23.49 €20.25

121.92%

Tennis Court (1 Hour on Weekend)

$34.14 €29.43

$14.76 €12.72

131.30%

Cinema Ticket

$16.08 €13.86

$8.22 €7.08

95.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$970 €836

$462 €398

109.97%

International Primary School, 1 Child (Yearly)

$15.0K €12.9K

$11.4K €9,869

30.72%

Jeans (Levis 501 Or Similar)

$107 €92.4

$95.2 €82.1

12.53%

Summer Dress (H&M, Zara, etc)

$43.81 €37.77

$32.18 €27.74

36.14%

Sport Shoes (Adidas, Nike)

$101 €87.0

$127 €110

-20.61%

Men's Leather Business Shoes

$136 €117

$152 €131

-10.76%

1-bedroom Apartment, City Center (Monthly)

$1,761 €1,518

$930 €802

89.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,329 €1,146

$674 €581

97.20%

3-bedroom Apartment, City Center (Monthly)

$3,332 €2,872

$1,135 €979

193.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 €2,211

$1,002 €864

155.84%

Buy Apartment in City Center (m2)

$13.3K €11.4K

$2,519 €2,171

427.12%

Buy Apartment Outside City Center (m2)

$8,880 €7,655

Average Monthly Net Salary (After Tax)

$4,807 €4,144

$2,770 €2,388

73.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

3.87

2.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: January 12, 2026

Last update for Hof: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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