Cost of Living Comparison Between Munich and Hof Cost of Living Comparison Between Munich and Hof

😐 Solo nomad: Munich is 27% more expensive than Hof without rent, and 33.6% more expensive with rent.

😐 Family of 3: Munich is 35.5% more expensive than Hof without rent, and 50% more expensive with rent.

Meal at Budget Restaurant

$21.21 €18.32

$17.52 €15.13

21.06%

Three-Course Dinner for Two, Mid-Range

$93.9 €81.1

$51.4 €44.33

82.84%

Fast Food Meal (McDonalds, etc)

$13.64 €11.78

$11.7 €10.11

16.58%

Cappuccino

$4.38 €3.78

$2.67 €2.31

64.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 €3.42

$3.03 €2.62

30.69%

Water (0.33 liter bottle)

$3.65 €3.15

$2.75 €2.37

32.73%

Local Beer (0.5 liter draught)

$5.75 €4.96

$4.57 €3.95

25.82%

Imported Beer (0.33 liter bottle)

$5.71 €4.93

$3.54 €3.06

61.30%

Milk (1 liter)

$1.5 €1.3

$1.2 €1.04

25.00%

White Bread (500g)

$2.21 €1.91

$1.81 €1.56

22.10%

Rice (white) (1kg)

$3.24 €2.79

$3.23 €2.79

0.31%

Eggs

$3.97 €3.43

$3.75 €3.24

5.87%

Local Cheese (1kg)

$17.88 €15.44

$14.51 €12.52

23.23%

Chicken Fillets (1kg)

$10.71 €9.25

$13.49 €11.64

-20.61%

Beef Round Steak (1kg)

$18.82 €16.25

$18.37 €15.86

2.45%

Apples (1kg)

$3.25 €2.8

$1.77 €1.52

83.62%

Banana (1kg)

$2.22 €1.92

$1.48 €1.28

50.00%

Oranges (1kg)

$2.51 €2.17

$2.68 €2.31

-6.34%

Tomato (1kg)

$3.92 €3.38

$4.97 €4.29

-21.13%

Potato (1kg)

$1.68 €1.45

$1.67 €1.44

0.60%

Onion (1kg)

$1.53 €1.32

$1.54 €1.33

-0.65%

Lettuce (1 head)

$1.61 €1.39

$1.79 €1.54

-10.06%

Water (1.5 liter bottle)

$1.02 €0.88

$0.98 €0.84

4.08%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 €8.53

$8.73 €7.54

13.17%

Wine (Bottle)

$8.05 €6.95

$6.84 €5.91

17.69%

Local Beer (0.5 liter bottle)

$1.22 €1.05

$0.96 €0.83

27.08%

Imported Beer (0.33 liter bottle)

$1.69 €1.46

$1.64 €1.41

3.05%

One-way Ticket (Public Transport)

$4.51 €3.89

$3 €2.59

50.33%

Public Transport Monthly Pass (Regular Price)

$66 €57

$62 €53.5

6.52%

Taxi Start (Normal Tariff)

$6.3 €5.44

$4.95 €4.27

27.27%

Taxi (Normal Tariff) (1km)

$2.64 €2.28

$1.75 €1.51

50.86%

Taxi 1hour Waiting (Normal Tariff)

$44.16 €38.13

$39.91 €34.46

10.65%

Gasoline (1 liter)

$1.96 €1.69

$2.09 €1.81

-6.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K €27.4K

$17.4K €15K

82.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K €31.7K

$25.8K €22.3K

42.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$401 €346

$444 €383

-9.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.71 €14.43

$30.19 €26.07

-44.65%

Internet (50+ Mbps, Unlimited Data)

$46.3 €39.98

$53.7 €46.34

-13.75%

Gym Membership (Monthly)

$52.4 €45.22

$22.82 €19.7

129.49%

Tennis Court (1 Hour on Weekend)

$33.89 €29.26

$14.86 €12.83

128.06%

Cinema Ticket

$16.48 €14.23

$8.06 €6.96

104.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$975 €842

$467 €403

108.81%

International Primary School, 1 Child (Yearly)

$15.3K €13.2K

$11.5K €9,892

33.47%

Jeans (Levis 501 Or Similar)

$108 €93

$95.3 €82.2

13.12%

Summer Dress (H&M, Zara, etc)

$44.44 €38.37

$32.41 €27.98

37.12%

Sport Shoes (Adidas, Nike)

$98.1 €84.7

$127 €109

-22.59%

Men's Leather Business Shoes

$133 €115

$151 €130

-11.77%

1-bedroom Apartment, City Center (Monthly)

$1,794 €1,549

$918 €793

95.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,334 €1,151

$697 €602

91.40%

3-bedroom Apartment, City Center (Monthly)

$3,376 €2,915

$1,141 €985

195.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,590 €2,236

$967 €835

167.77%

Buy Apartment in City Center (m2)

$13.1K €11.3K

$5,233 €4,518

150.50%

Buy Apartment Outside City Center (m2)

$9,363 €8,084

$3,905 €3,371

139.79%

Average Monthly Net Salary (After Tax)

$4,194 €3,621

$2,766 €2,388

51.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

3.87

2.58%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: October 27, 2025

Last update for Hof: October 28, 2025

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