Cost of Living Comparison Between Munich and Heidelberg Cost of Living Comparison Between Munich and Heidelberg

🙂 Solo nomad: Munich is 1.7% cheaper than Heidelberg without rent, and 25.6% more expensive with rent.

😐 Family of 3: Munich is 2.2% more expensive than Heidelberg without rent, and 13.8% more expensive with rent.

Meal at Budget Restaurant

$21.21 €18.32

$17.66 €15.25

20.10%

Three-Course Dinner for Two, Mid-Range

$93.9 €81.1

$82.3 €71

14.14%

Fast Food Meal (McDonalds, etc)

$13.64 €11.78

$11.55 €9.97

18.10%

Cappuccino

$4.38 €3.78

$4.32 €3.73

1.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 €3.42

$3.43 €2.96

15.45%

Water (0.33 liter bottle)

$3.65 €3.15

$3.03 €2.62

20.46%

Local Beer (0.5 liter draught)

$5.75 €4.96

$5.64 €4.87

1.95%

Imported Beer (0.33 liter bottle)

$5.71 €4.93

$4.7 €4.05

21.49%

Milk (1 liter)

$1.5 €1.3

$1.26 €1.09

19.05%

White Bread (500g)

$2.21 €1.91

$2.39 €2.06

-7.53%

Rice (white) (1kg)

$3.24 €2.79

$3.52 €3.04

-7.95%

Eggs

$3.97 €3.43

$4.09 €3.53

-2.93%

Local Cheese (1kg)

$17.88 €15.44

$14.36 €12.4

24.51%

Chicken Fillets (1kg)

$10.71 €9.25

$15.65 €13.52

-31.57%

Beef Round Steak (1kg)

$18.82 €16.25

$22.34 €19.29

-15.76%

Apples (1kg)

$3.25 €2.8

$3.29 €2.84

-1.22%

Banana (1kg)

$2.22 €1.92

$1.84 €1.59

20.65%

Oranges (1kg)

$2.51 €2.17

$2.3 €1.99

9.13%

Tomato (1kg)

$3.92 €3.38

$4.89 €4.23

-19.84%

Potato (1kg)

$1.68 €1.45

$1.56 €1.34

7.69%

Onion (1kg)

$1.53 €1.32

$1.56 €1.35

-1.92%

Lettuce (1 head)

$1.61 €1.39

$1.93 €1.67

-16.58%

Water (1.5 liter bottle)

$1.02 €0.88

$1.04 €0.9

-1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 €8.53

$9.25 €7.99

6.81%

Wine (Bottle)

$8.05 €6.95

$7.18 €6.2

12.12%

Local Beer (0.5 liter bottle)

$1.22 €1.05

$1.02 €0.88

19.61%

Imported Beer (0.33 liter bottle)

$1.69 €1.46

$1.7 €1.47

-0.59%

One-way Ticket (Public Transport)

$4.51 €3.89

$3.51 €3.03

28.49%

Public Transport Monthly Pass (Regular Price)

$66 €57

$56.2 €48.56

17.43%

Taxi Start (Normal Tariff)

$6.3 €5.44

$5.75 €4.97

9.57%

Taxi (Normal Tariff) (1km)

$2.64 €2.28

$3.06 €2.64

-13.73%

Taxi 1hour Waiting (Normal Tariff)

$44.16 €38.13

$34.96 €30.18

26.32%

Gasoline (1 liter)

$1.96 €1.69

$2.06 €1.78

-4.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K €27.4K

$31.6K €27.3K

0.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K €31.7K

$37.4K €32.3K

-1.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$401 €346

$313 €271

27.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.71 €14.43

$30.47 €26.31

-45.16%

Internet (50+ Mbps, Unlimited Data)

$46.3 €39.98

$52.7 €45.53

-12.19%

Gym Membership (Monthly)

$52.4 €45.22

$63.3 €54.7

-17.25%

Tennis Court (1 Hour on Weekend)

$33.89 €29.26

$21.33 €18.41

58.88%

Cinema Ticket

$16.48 €14.23

$16.91 €14.6

-2.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$975 €842

$616 €532

58.37%

International Primary School, 1 Child (Yearly)

$15.3K €13.2K

$11.7K €10.1K

30.59%

Jeans (Levis 501 Or Similar)

$108 €93

$98.1 €84.7

9.80%

Summer Dress (H&M, Zara, etc)

$44.44 €38.37

$45.51 €39.29

-2.35%

Sport Shoes (Adidas, Nike)

$98.1 €84.7

$116 €100

-15.27%

Men's Leather Business Shoes

$133 €115

$211 €182

-36.79%

1-bedroom Apartment, City Center (Monthly)

$1,794 €1,549

$1,101 €951

62.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,334 €1,151

$852 €736

56.43%

3-bedroom Apartment, City Center (Monthly)

$3,376 €2,915

$2,671 €2,306

26.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,590 €2,236

$1,846 €1,594

40.30%

Buy Apartment in City Center (m2)

$13.1K €11.3K

$9,581 €8,272

36.81%

Buy Apartment Outside City Center (m2)

$9,363 €8,084

$6,737 €5,817

38.98%

Average Monthly Net Salary (After Tax)

$4,194 €3,621

$4,042 €3,490

3.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

3.98

-0.25%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: October 27, 2025

Last update for Heidelberg: October 27, 2025

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