Cost of Living Comparison Between Munich and Hamm Cost of Living Comparison Between Munich and Hamm

😐 Solo nomad: Munich is 14.2% more expensive than Hamm without rent, and 53.5% more expensive with rent.

😐 Family of 3: Munich is 5.8% more expensive than Hamm without rent, and 50.1% more expensive with rent.

Meal at Budget Restaurant

$21.21 €18.32

$14.82 €12.79

43.12%

Three-Course Dinner for Two, Mid-Range

$93.9 €81.1

$57.5 €49.65

63.29%

Fast Food Meal (McDonalds, etc)

$13.64 €11.78

$10.83 €9.35

25.95%

Cappuccino

$4.38 €3.78

$4.36 €3.77

0.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 €3.42

$2.24 €1.93

76.79%

Water (0.33 liter bottle)

$3.65 €3.15

$2.81 €2.43

29.89%

Local Beer (0.5 liter draught)

$5.75 €4.96

$4.83 €4.17

19.05%

Imported Beer (0.33 liter bottle)

$5.71 €4.93

$3.72 €3.21

53.49%

Milk (1 liter)

$1.5 €1.3

$1.24 €1.07

20.97%

White Bread (500g)

$2.21 €1.91

$2.38 €2.06

-7.14%

Rice (white) (1kg)

$3.24 €2.79

$3.75 €3.24

-13.60%

Eggs

$3.97 €3.43

$3.79 €3.28

4.75%

Local Cheese (1kg)

$17.88 €15.44

$14.77 €12.75

21.06%

Chicken Fillets (1kg)

$10.71 €9.25

$13.15 €11.36

-18.56%

Beef Round Steak (1kg)

$18.82 €16.25

$21.37 €18.45

-11.93%

Apples (1kg)

$3.25 €2.8

$3.18 €2.74

2.20%

Banana (1kg)

$2.22 €1.92

$1.8 €1.56

23.33%

Oranges (1kg)

$2.51 €2.17

$2.27 €1.96

10.57%

Tomato (1kg)

$3.92 €3.38

$5.09 €4.4

-22.99%

Potato (1kg)

$1.68 €1.45

$1.31 €1.13

28.24%

Onion (1kg)

$1.53 €1.32

$1.5 €1.3

2.00%

Lettuce (1 head)

$1.61 €1.39

$1.68 €1.45

-4.17%

Water (1.5 liter bottle)

$1.02 €0.88

$0.97 €0.84

5.15%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 €8.53

$9.01 €7.78

9.66%

Wine (Bottle)

$8.05 €6.95

$5.9 €5.09

36.44%

Local Beer (0.5 liter bottle)

$1.22 €1.05

$1.03 €0.89

18.45%

Imported Beer (0.33 liter bottle)

$1.69 €1.46

$1.79 €1.54

-5.59%

One-way Ticket (Public Transport)

$4.51 €3.89

$3.04 €2.63

48.36%

Public Transport Monthly Pass (Regular Price)

$66 €57

$62.9 €54.3

4.96%

Taxi Start (Normal Tariff)

$6.3 €5.44

$5.87 €5.07

7.33%

Taxi (Normal Tariff) (1km)

$2.64 €2.28

$2.5 €2.16

5.60%

Taxi 1hour Waiting (Normal Tariff)

$44.16 €38.13

$34.86 €30.1

26.68%

Gasoline (1 liter)

$1.96 €1.69

$2.01 €1.73

-2.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K €27.4K

$31K €26.7K

2.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K €31.7K

$38.8K €33.5K

-5.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$401 €346

$201 €173

99.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.71 €14.43

$27.29 €23.56

-38.77%

Internet (50+ Mbps, Unlimited Data)

$46.3 €39.98

$53.3 €45.98

-13.07%

Gym Membership (Monthly)

$52.4 €45.22

$39.27 €33.91

33.36%

Tennis Court (1 Hour on Weekend)

$33.89 €29.26

$23.09 €19.94

46.77%

Cinema Ticket

$16.48 €14.23

$15.32 €13.22

7.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$975 €842

$397 €343

145.57%

International Primary School, 1 Child (Yearly)

$15.3K €13.2K

$11.7K €10.1K

31.24%

Jeans (Levis 501 Or Similar)

$108 €93

$91.3 €78.9

18.00%

Summer Dress (H&M, Zara, etc)

$44.44 €38.37

$40.86 €35.28

8.76%

Sport Shoes (Adidas, Nike)

$98.1 €84.7

$90.1 €77.8

8.95%

Men's Leather Business Shoes

$133 €115

$130 €112

2.57%

1-bedroom Apartment, City Center (Monthly)

$1,794 €1,549

$830 €717

116.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,334 €1,151

$666 €575

100.19%

3-bedroom Apartment, City Center (Monthly)

$3,376 €2,915

$1,527 €1,319

121.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,590 €2,236

$1,207 €1,042

114.57%

Buy Apartment in City Center (m2)

$13.1K €11.3K

$5,854 €5,054

123.93%

Buy Apartment Outside City Center (m2)

$9,363 €8,084

$3,302 €2,851

183.60%

Average Monthly Net Salary (After Tax)

$4,194 €3,621

$2,142 €1,849

95.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

3.96

0.25%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: October 27, 2025

Last update for Hamm: October 28, 2025

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