Cost of Living Comparison Between Munich and Hamm Cost of Living Comparison Between Munich and Hamm

😐 Solo nomad: Munich is 19.1% more expensive than Hamm without rent, and 51.9% more expensive with rent.

😐 Family of 3: Munich is 3.7% more expensive than Hamm without rent, and 43.7% more expensive with rent.

Meal at Budget Restaurant

$20.52 €17.53

$14.83 €12.66

38.37%

Three-Course Dinner for Two, Mid-Range

$91.4 €78.1

$58.0 €49.56

57.51%

Fast Food Meal (McDonalds, etc)

$13.72 €11.71

$11.01 €9.40

24.61%

Cappuccino

$4.28 €3.65

$4.45 €3.80

-3.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.19 €3.58

$2.26 €1.93

85.40%

Water (0.33 liter bottle)

$3.78 €3.23

$2.72 €2.32

38.97%

Local Beer (0.5 liter draught)

$5.81 €4.96

$4.96 €4.24

17.14%

Imported Beer (0.33 liter bottle)

$5.89 €5.03

$3.76 €3.21

56.65%

Milk (1 liter)

$1.47 €1.26

$1.28 €1.09

14.84%

White Bread (500g)

$2.21 €1.89

$2.39 €2.04

-7.53%

Rice (white) (1kg)

$3.22 €2.75

$3.87 €3.31

-16.80%

Eggs

$3.91 €3.34

$3.84 €3.28

1.82%

Local Cheese (1kg)

$17.68 €15.10

$14.76 €12.60

19.78%

Chicken Fillets (1kg)

$10.95 €9.35

$13.39 €11.43

-18.22%

Beef Round Steak (1kg)

$18.89 €16.14

$21.59 €18.44

-12.51%

Apples (1kg)

$3.35 €2.86

$3.24 €2.76

3.40%

Banana (1kg)

$2.17 €1.85

$1.71 €1.46

26.90%

Oranges (1kg)

$2.55 €2.17

$2.28 €1.94

11.84%

Tomato (1kg)

$4.05 €3.46

$5.31 €4.54

-23.73%

Potato (1kg)

$1.74 €1.48

$1.36 €1.16

27.94%

Onion (1kg)

$1.55 €1.32

$1.50 €1.28

3.33%

Lettuce (1 head)

$1.63 €1.40

$1.62 €1.39

0.62%

Water (1.5 liter bottle)

$1.01 €0.86

$0.96 €0.82

5.21%

Cigarettes 20 Pack (Marlboro, Camel)

$10.18 €8.70

$9.22 €7.87

10.41%

Wine (Bottle)

$7.15 €6.10

$5.75 €4.91

24.35%

Local Beer (0.5 liter bottle)

$1.22 €1.05

$1.05 €0.89

16.19%

Imported Beer (0.33 liter bottle)

$1.71 €1.46

$1.72 €1.47

-0.58%

One-way Ticket (Public Transport)

$4.71 €4.02

$3.15 €2.69

49.52%

Public Transport Monthly Pass (Regular Price)

$68.3 €58.3

$61.6 €52.6

10.76%

Taxi Start (Normal Tariff)

$6.47 €5.52

$5.61 €4.79

15.33%

Taxi (Normal Tariff) (1km)

$2.62 €2.23

$2.59 €2.21

1.16%

Taxi 1hour Waiting (Normal Tariff)

$43.77 €37.38

$35.11 €29.98

24.67%

Gasoline (1 liter)

$2.04 €1.74

$2.02 €1.73

0.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K €27.2K

$31.1K €26.6K

2.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €31.9K

$38.6K €32.9K

-3.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$404 €345

$208 €177

94.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.90 €14.43

$27.29 €23.31

-38.07%

Internet (50+ Mbps, Unlimited Data)

$47.54 €40.60

$52.8 €45.12

-10.03%

Gym Membership (Monthly)

$53.0 €45.27

$38.78 €33.12

36.69%

Tennis Court (1 Hour on Weekend)

$34.72 €29.65

$23.18 €19.79

49.78%

Cinema Ticket

$16.07 €13.72

$15.93 €13.60

0.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,001 €855

$413 €353

142.48%

International Primary School, 1 Child (Yearly)

$15.1K €12.9K

$11.4K €9,723

32.75%

Jeans (Levis 501 Or Similar)

$106 €90.8

$93.5 €79.9

13.63%

Summer Dress (H&M, Zara, etc)

$43.86 €37.46

$41.18 €35.17

6.51%

Sport Shoes (Adidas, Nike)

$99.6 €85.1

$89.4 €76.3

11.49%

Men's Leather Business Shoes

$134 €114

$129 €111

3.38%

1-bedroom Apartment, City Center (Monthly)

$1,769 €1,511

$851 €727

107.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,346 €1,149

$667 €570

101.71%

3-bedroom Apartment, City Center (Monthly)

$3,389 €2,894

$1,520 €1,298

122.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,551 €2,179

$1,227 €1,048

107.95%

Buy Apartment in City Center (m2)

$12.8K €11.0K

$4,902 €4,187

162.07%

Buy Apartment Outside City Center (m2)

$8,897 €7,598

$3,744 €3,198

137.61%

Average Monthly Net Salary (After Tax)

$4,650 €3,971

$2,134 €1,822

117.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

3.96

0.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: March 3, 2026

Last update for Hamm: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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