Cost of Living Comparison Between Munich and Hamm Cost of Living Comparison Between Munich and Hamm

🙂 Solo nomad: Munich is 4.9% cheaper than Hamm without rent, and 51.1% more expensive with rent.

😐 Family of 3: Munich is 31.3% more expensive than Hamm without rent, and 46.2% more expensive with rent.

Meal at Budget Restaurant

$20.52 €17.69

$15.15 €13.06

35.45%

Three-Course Dinner for Two, Mid-Range

$91.6 €79.0

$57.8 €49.78

58.65%

Fast Food Meal (McDonalds, etc)

$14.12 €12.17

$10.77 €9.29

31.10%

Cappuccino

$4.41 €3.80

$4.34 €3.74

1.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.18 €3.61

$2.37 €2.04

76.37%

Water (0.33 liter bottle)

$3.72 €3.21

$2.76 €2.37

34.78%

Local Beer (0.5 liter draught)

$5.66 €4.88

$5.01 €4.31

12.97%

Imported Beer (0.33 liter bottle)

$5.72 €4.93

$3.78 €3.26

51.32%

Milk (1 liter)

$1.42 €1.22

$1.22 €1.05

16.39%

White Bread (500g)

$2.15 €1.86

$2.37 €2.04

-9.28%

Rice (white) (1kg)

$3.31 €2.86

$3.71 €3.20

-10.78%

Eggs

$3.95 €3.41

$3.71 €3.19

6.47%

Local Cheese (1kg)

$17.72 €15.28

$14.66 €12.64

20.87%

Chicken Fillets (1kg)

$10.83 €9.34

$13.44 €11.58

-19.42%

Beef Round Steak (1kg)

$19.45 €16.77

$21.20 €18.27

-8.25%

Apples (1kg)

$3.32 €2.86

$3.24 €2.80

2.47%

Banana (1kg)

$2.16 €1.86

$1.73 €1.49

24.86%

Oranges (1kg)

$2.62 €2.26

$2.17 €1.87

20.74%

Tomato (1kg)

$4.02 €3.47

$5.35 €4.62

-24.86%

Potato (1kg)

$1.75 €1.50

$1.34 €1.15

30.60%

Onion (1kg)

$1.59 €1.37

$1.50 €1.29

6.00%

Lettuce (1 head)

$1.55 €1.34

$1.62 €1.40

-4.32%

Water (1.5 liter bottle)

$1.01 €0.87

$1.02 €0.88

-0.98%

Cigarettes 20 Pack (Marlboro, Camel)

$10.24 €8.82

$9.05 €7.80

13.15%

Wine (Bottle)

$7.04 €6.07

$5.96 €5.14

18.12%

Local Beer (0.5 liter bottle)

$1.16 €1.00

$0.99 €0.85

17.17%

Imported Beer (0.33 liter bottle)

$1.64 €1.42

$1.82 €1.57

-9.89%

One-way Ticket (Public Transport)

$4.69 €4.04

$3.04 €2.62

54.28%

Public Transport Monthly Pass (Regular Price)

$67.3 €58.0

$62.0 €53.4

8.57%

Taxi Start (Normal Tariff)

$6.53 €5.63

$5.79 €4.99

12.78%

Taxi (Normal Tariff) (1km)

$2.52 €2.17

$2.58 €2.23

-2.33%

Taxi 1hour Waiting (Normal Tariff)

$43.54 €37.53

$35.11 €30.26

24.01%

Gasoline (1 liter)

$2.03 €1.75

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K €27.9K

$31.5K €27.2K

2.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.2K €31.2K

$39.0K €33.6K

-7.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$409 €353

$206 €178

98.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.04 €14.69

$27.84 €24.00

-38.79%

Internet (50+ Mbps, Unlimited Data)

$46.20 €39.83

$53.1 €45.79

-13.03%

Gym Membership (Monthly)

$52.1 €44.94

$39.72 €34.24

31.24%

Tennis Court (1 Hour on Weekend)

$34.14 €29.43

$23.21 €20.01

47.09%

Cinema Ticket

$16.08 €13.86

$15.76 €13.59

2.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$970 €836

$398 €343

143.35%

International Primary School, 1 Child (Yearly)

$15.0K €12.9K

$11.6K €9,994

29.09%

Jeans (Levis 501 Or Similar)

$107 €92.4

$92.8 €80.0

15.51%

Summer Dress (H&M, Zara, etc)

$43.81 €37.77

$40.12 €34.58

9.20%

Sport Shoes (Adidas, Nike)

$101 €87.0

$87.2 €75.2

15.82%

Men's Leather Business Shoes

$136 €117

$128 €110

6.17%

1-bedroom Apartment, City Center (Monthly)

$1,761 €1,518

$823 €710

113.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,329 €1,146

$678 €584

96.18%

3-bedroom Apartment, City Center (Monthly)

$3,332 €2,872

$1,553 €1,339

114.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 €2,211

$1,209 €1,042

112.22%

Buy Apartment in City Center (m2)

$13.3K €11.4K

$4,614 €3,977

187.75%

Buy Apartment Outside City Center (m2)

$8,880 €7,655

$3,632 €3,131

144.47%

Average Monthly Net Salary (After Tax)

$4,807 €4,144

$2,137 €1,842

124.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

3.96

0.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: January 12, 2026

Last update for Hamm: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Similar cities

Austin, TX

🇺🇸 United States

Dubai

🇦🇪 United Arab Emirates

Toronto

🇨🇦 Canada

Hong Kong

🇭🇰 Hong Kong (China)

Sydney

🇦🇺 Australia

Vancouver

🇨🇦 Canada

Dallas, TX

🇺🇸 United States

Portland, OR

🇺🇸 United States