Cost of Living Comparison Between Munich and Hamburg Cost of Living Comparison Between Munich and Hamburg

🙂 Solo nomad: Munich is 2.9% cheaper than Hamburg without rent, and 19% more expensive with rent.

🙂 Family of 3: Munich is 3.2% cheaper than Hamburg without rent, and 11.8% more expensive with rent.

Meal at Budget Restaurant

$20.52 €17.69

$19.33 €16.66

6.16%

Three-Course Dinner for Two, Mid-Range

$91.4 €78.8

$92.2 €79.5

-0.85%

Fast Food Meal (McDonalds, etc)

$13.72 €11.82

$14.13 €12.18

-2.90%

Cappuccino

$4.28 €3.69

$4.75 €4.09

-9.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.19 €3.61

$3.58 €3.09

17.04%

Water (0.33 liter bottle)

$3.78 €3.26

$3.09 €2.67

22.33%

Local Beer (0.5 liter draught)

$5.81 €5.01

$5.65 €4.87

2.83%

Imported Beer (0.33 liter bottle)

$5.89 €5.08

$5.72 €4.93

2.97%

Milk (1 liter)

$1.47 €1.27

$1.36 €1.17

8.09%

White Bread (500g)

$2.21 €1.91

$2.23 €1.92

-0.90%

Rice (white) (1kg)

$3.22 €2.78

$3.45 €2.97

-6.67%

Eggs

$3.91 €3.37

$3.87 €3.33

1.03%

Local Cheese (1kg)

$17.68 €15.24

$14.27 €12.30

23.90%

Chicken Fillets (1kg)

$10.95 €9.44

$12.90 €11.12

-15.12%

Beef Round Steak (1kg)

$18.89 €16.29

$21.15 €18.23

-10.69%

Apples (1kg)

$3.35 €2.89

$3.41 €2.94

-1.76%

Banana (1kg)

$2.17 €1.87

$2.24 €1.93

-3.13%

Oranges (1kg)

$2.55 €2.20

$2.40 €2.07

6.25%

Tomato (1kg)

$4.05 €3.49

$4.56 €3.93

-11.18%

Potato (1kg)

$1.74 €1.50

$1.64 €1.42

6.10%

Onion (1kg)

$1.55 €1.33

$1.56 €1.35

-0.64%

Lettuce (1 head)

$1.63 €1.41

$2.03 €1.75

-19.70%

Water (1.5 liter bottle)

$1.01 €0.87

$1.08 €0.93

-6.48%

Cigarettes 20 Pack (Marlboro, Camel)

$10.18 €8.78

$9.96 €8.59

2.21%

Wine (Bottle)

$7.15 €6.16

$6.79 €5.85

5.30%

Local Beer (0.5 liter bottle)

$1.22 €1.05

$1.14 €0.98

7.02%

Imported Beer (0.33 liter bottle)

$1.71 €1.47

$1.54 €1.33

11.04%

One-way Ticket (Public Transport)

$4.71 €4.06

$4.10 €3.54

14.88%

Public Transport Monthly Pass (Regular Price)

$68.3 €58.8

$67.7 €58.4

0.83%

Taxi Start (Normal Tariff)

$6.47 €5.58

$6.88 €5.93

-5.96%

Taxi (Normal Tariff) (1km)

$2.62 €2.26

$2.88 €2.48

-9.03%

Taxi 1hour Waiting (Normal Tariff)

$43.77 €37.73

$43.53 €37.52

0.55%

Gasoline (1 liter)

$2.04 €1.76

$1.99 €1.71

2.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K €27.4K

$31.1K €26.8K

2.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €32.2K

$40.7K €35.1K

-8.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$404 €348

$371 €320

8.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.90 €14.56

$21.36 €18.41

-20.88%

Internet (50+ Mbps, Unlimited Data)

$47.54 €40.98

$38.33 €33.04

24.03%

Gym Membership (Monthly)

$53.0 €45.70

$46.36 €39.96

14.34%

Tennis Court (1 Hour on Weekend)

$34.72 €29.93

$24.09 €20.77

44.13%

Cinema Ticket

$16.07 €13.85

$16.34 €14.09

-1.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,001 €863

$261 €225

283.11%

International Primary School, 1 Child (Yearly)

$15.1K €13.0K

$27.2K €23.4K

-44.40%

Jeans (Levis 501 Or Similar)

$106 €91.6

$92.0 €79.3

15.51%

Summer Dress (H&M, Zara, etc)

$43.86 €37.81

$58.8 €50.7

-25.41%

Sport Shoes (Adidas, Nike)

$99.6 €85.9

$122 €105

-18.37%

Men's Leather Business Shoes

$134 €115

$187 €161

-28.49%

1-bedroom Apartment, City Center (Monthly)

$1,769 €1,525

$1,368 €1,180

29.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,346 €1,160

$943 €813

42.67%

3-bedroom Apartment, City Center (Monthly)

$3,389 €2,922

$2,421 €2,087

39.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,551 €2,199

$1,788 €1,541

42.68%

Buy Apartment in City Center (m2)

$12.8K €11.1K

$9,234 €7,959

39.14%

Buy Apartment Outside City Center (m2)

$8,897 €7,669

$5,437 €4,687

63.63%

Average Monthly Net Salary (After Tax)

$4,650 €4,008

$3,918 €3,377

18.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

3.9

1.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: March 3, 2026

Last update for Hamburg: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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