Cost of Living Comparison Between Munich and Gummersbach Cost of Living Comparison Between Munich and Gummersbach

😐 Solo nomad: Munich is 25.1% more expensive than Gummersbach without rent, and 52% more expensive with rent.
😐 Family of 3: Munich is 31.6% more expensive than Gummersbach without rent, and 46.4% more expensive with rent.
Currency
🍽 Eating Out
Munich
Gummersbach
Difference
Meal at Budget Restaurant
$21.21 €18.32
$17.29 €14.92
22.67%
Three-Course Dinner for Two, Mid-Range
$93.9 €81.1
$69.8 €60.2
34.57%
Fast Food Meal (McDonalds, etc)
$13.64 €11.78
$8.19 €7.07
66.54%
Cappuccino
$4.38 €3.78
$4.14 €3.58
5.80%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.96 €3.42
$3.33 €2.88
18.92%
Water (0.33 liter bottle)
$3.65 €3.15
$1.71 €1.48
113.45%
Local Beer (0.5 liter draught)
$5.75 €4.96
$2.33 €2.02
146.78%
Imported Beer (0.33 liter bottle)
$5.71 €4.93
$3.53 €3.05
61.76%
🛒 Groceries & Markets
Munich
Gummersbach
Difference
Milk (1 liter)
$1.5 €1.3
$1.27 €1.09
18.11%
White Bread (500g)
$2.21 €1.91
$2.08 €1.79
6.25%
Rice (white) (1kg)
$3.24 €2.79
$3.43 €2.96
-5.54%
Eggs
$3.97 €3.43
$2.96 €2.55
34.12%
Local Cheese (1kg)
$17.88 €15.44
$13.47 €11.63
32.74%
Chicken Fillets (1kg)
$10.71 €9.25
$14.99 €12.94
-28.55%
Beef Round Steak (1kg)
$18.82 €16.25
$19.95 €17.23
-5.66%
Apples (1kg)
$3.25 €2.8
$2.3 €1.98
41.30%
Banana (1kg)
$2.22 €1.92
$1.88 €1.62
18.09%
Oranges (1kg)
$2.51 €2.17
$2.31 €1.99
8.66%
Tomato (1kg)
$3.92 €3.38
$4.55 €3.93
-13.85%
Potato (1kg)
$1.68 €1.45
$1.49 €1.29
12.75%
Onion (1kg)
$1.53 €1.32
$1.47 €1.27
4.08%
Lettuce (1 head)
$1.61 €1.39
$0.71 €0.62
126.76%
Water (1.5 liter bottle)
$1.02 €0.88
$0.53 €0.46
92.45%
Cigarettes 20 Pack (Marlboro, Camel)
$9.88 €8.53
$9.7 €8.38
1.86%
Wine (Bottle)
$8.05 €6.95
$5.68 €4.9
41.73%
Local Beer (0.5 liter bottle)
$1.22 €1.05
$1.05 €0.91
16.19%
Imported Beer (0.33 liter bottle)
$1.69 €1.46
$1.68 €1.45
0.60%
🚌 Getting Around
Munich
Gummersbach
Difference
One-way Ticket (Public Transport)
$4.51 €3.89
$3.55 €3.06
27.04%
Public Transport Monthly Pass (Regular Price)
$66 €57
$65.1 €56.2
1.46%
Taxi Start (Normal Tariff)
$6.3 €5.44
$5.89 €5.08
6.96%
Taxi (Normal Tariff) (1km)
$2.64 €2.28
$3.08 €2.66
-14.29%
Taxi 1hour Waiting (Normal Tariff)
$44.16 €38.13
$41.29 €35.65
6.95%
Gasoline (1 liter)
$1.96 €1.69
$2.06 €1.77
-4.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K €27.4K
$31.2K €26.9K
1.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.7K €31.7K
$35.8K €30.9K
2.49%
🧾 Monthly Utilities & Internet
Munich
Gummersbach
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$401 €346
$270 €233
48.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.71 €14.43
$28.71 €24.79
-41.80%
Internet (50+ Mbps, Unlimited Data)
$46.3 €39.98
$47.94 €41.39
-3.42%
🎉 Sport & Entertainment
Munich
Gummersbach
Difference
Gym Membership (Monthly)
$52.4 €45.22
$39.06 €33.73
34.08%
Tennis Court (1 Hour on Weekend)
$33.89 €29.26
$23.57 €20.35
43.78%
Cinema Ticket
$16.48 €14.23
$7.12 €6.14
131.46%
🧸 Childcare & Education
Munich
Gummersbach
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$975 €842
$388 €335
151.51%
International Primary School, 1 Child (Yearly)
$15.3K €13.2K
$17.4K €15K
-11.97%
👕👟 Clothing & Footwear
Munich
Gummersbach
Difference
Jeans (Levis 501 Or Similar)
$108 €93
$69.7 €60.2
54.65%
Summer Dress (H&M, Zara, etc)
$44.44 €38.37
$19.85 €17.14
123.88%
Sport Shoes (Adidas, Nike)
$98.1 €84.7
$137 €118
-28.28%
Men's Leather Business Shoes
$133 €115
$73.4 €63.4
81.63%
🏠 Accommodation & Living
Munich
Gummersbach
Difference
1-bedroom Apartment, City Center (Monthly)
$1,794 €1,549
$552 €477
224.96%
1-bedroom Apartment, Outside City Center (Monthly)
$1,334 €1,151
$677 €584
97.05%
3-bedroom Apartment, City Center (Monthly)
$3,376 €2,915
$776 €670
334.93%
3-bedroom Apartment, Outside City Center (Monthly)
$2,590 €2,236
$1,218 €1,052
112.61%
Buy Apartment in City Center (m2)
$13.1K €11.3K
$2,277 €1,966
475.56%
Buy Apartment Outside City Center (m2)
$9,363 €8,084
$2,042 €1,763
358.60%
💵 Salaries & Financials
Munich
Gummersbach
Difference
Average Monthly Net Salary (After Tax)
$4,194 €3,621
$2,175 €1,878
92.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.97
3.98
-0.25%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: October 27, 2025

Last update for Gummersbach: October 29, 2025

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