Cost of Living Comparison Between Munich and Gummersbach Cost of Living Comparison Between Munich and Gummersbach

😐 Solo nomad: Munich is 28.5% more expensive than Gummersbach without rent, and 53% more expensive with rent.

😐 Family of 3: Munich is 17.7% more expensive than Gummersbach without rent, and 43.9% more expensive with rent.

Meal at Budget Restaurant

$20.52 €17.77

$17.42 €15.09

17.80%

Three-Course Dinner for Two, Mid-Range

$91.4 €79.2

$69.3 €60.0

31.92%

Fast Food Meal (McDonalds, etc)

$13.72 €11.88

$8.20 €7.11

67.32%

Cappuccino

$4.28 €3.70

$4.07 €3.53

5.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.19 €3.63

$3.37 €2.92

24.33%

Water (0.33 liter bottle)

$3.78 €3.27

$1.77 €1.53

113.56%

Local Beer (0.5 liter draught)

$5.81 €5.03

$2.33 €2.01

149.36%

Imported Beer (0.33 liter bottle)

$5.89 €5.10

$3.54 €3.07

66.38%

Milk (1 liter)

$1.47 €1.27

$1.22 €1.05

20.49%

White Bread (500g)

$2.21 €1.92

$2.08 €1.81

6.25%

Rice (white) (1kg)

$3.22 €2.79

$3.58 €3.10

-10.06%

Eggs

$3.91 €3.39

$3.02 €2.62

29.47%

Local Cheese (1kg)

$17.68 €15.31

$13.46 €11.66

31.35%

Chicken Fillets (1kg)

$10.95 €9.48

$14.45 €12.51

-24.22%

Beef Round Steak (1kg)

$18.89 €16.36

$19.51 €16.90

-3.18%

Apples (1kg)

$3.35 €2.90

$2.28 €1.98

46.93%

Banana (1kg)

$2.17 €1.88

$1.85 €1.60

17.30%

Oranges (1kg)

$2.55 €2.21

$2.30 €1.99

10.87%

Tomato (1kg)

$4.05 €3.51

$4.76 €4.12

-14.92%

Potato (1kg)

$1.74 €1.50

$1.49 €1.29

16.78%

Onion (1kg)

$1.55 €1.34

$1.48 €1.28

4.73%

Lettuce (1 head)

$1.63 €1.41

$0.71 €0.62

129.58%

Water (1.5 liter bottle)

$1.01 €0.88

$0.52 €0.45

94.23%

Cigarettes 20 Pack (Marlboro, Camel)

$10.18 €8.82

$9.70 €8.40

4.95%

Wine (Bottle)

$7.15 €6.19

$6.87 €5.95

4.08%

Local Beer (0.5 liter bottle)

$1.22 €1.06

$1.04 €0.90

17.31%

Imported Beer (0.33 liter bottle)

$1.71 €1.48

$1.66 €1.43

3.01%

One-way Ticket (Public Transport)

$4.71 €4.08

$3.61 €3.13

30.47%

Public Transport Monthly Pass (Regular Price)

$68.3 €59.1

$65.6 €56.8

4.04%

Taxi Start (Normal Tariff)

$6.47 €5.60

$5.58 €4.84

15.95%

Taxi (Normal Tariff) (1km)

$2.62 €2.27

$3.05 €2.64

-14.10%

Taxi 1hour Waiting (Normal Tariff)

$43.77 €37.90

$40.19 €34.81

8.91%

Gasoline (1 liter)

$2.04 €1.76

$2.07 €1.79

-1.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K €27.6K

$32.0K €27.7K

-0.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €32.3K

$36.2K €31.3K

3.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$404 €350

$270 €234

49.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.90 €14.63

$29.35 €25.42

-42.42%

Internet (50+ Mbps, Unlimited Data)

$47.54 €41.17

$48.51 €42.01

-2.00%

Gym Membership (Monthly)

$53.0 €45.91

$39.19 €33.94

35.26%

Tennis Court (1 Hour on Weekend)

$34.72 €30.07

$23.30 €20.18

49.01%

Cinema Ticket

$16.07 €13.91

$7.07 €6.12

127.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,001 €867

$382 €331

162.05%

International Primary School, 1 Child (Yearly)

$15.1K €13.1K

$17.7K €15.3K

-14.56%

Jeans (Levis 501 Or Similar)

$106 €92.0

$67.9 €58.8

56.57%

Summer Dress (H&M, Zara, etc)

$43.86 €37.98

$19.58 €16.96

124.00%

Sport Shoes (Adidas, Nike)

$99.6 €86.3

$138 €119

-27.66%

Men's Leather Business Shoes

$134 €116

$73.5 €63.7

82.07%

1-bedroom Apartment, City Center (Monthly)

$1,769 €1,532

$537 €465

229.24%

1-bedroom Apartment, Outside City Center (Monthly)

$1,346 €1,165

$653 €565

106.11%

3-bedroom Apartment, City Center (Monthly)

$3,389 €2,935

$772 €668

339.23%

3-bedroom Apartment, Outside City Center (Monthly)

$2,551 €2,209

$1,214 €1,052

110.08%

Buy Apartment in City Center (m2)

$12.8K €11.1K

$2,238 €1,938

474.03%

Buy Apartment Outside City Center (m2)

$8,897 €7,705

$2,072 €1,795

329.32%

Average Monthly Net Salary (After Tax)

$4,650 €4,027

$2,158 €1,869

115.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

3.98

-0.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: March 3, 2026

Last update for Gummersbach: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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