Cost of Living Comparison Between Munich and Gummersbach Cost of Living Comparison Between Munich and Gummersbach

😐 Solo nomad: Munich is 3.6% more expensive than Gummersbach without rent, and 48.1% more expensive with rent.

😐 Family of 3: Munich is 30.1% more expensive than Gummersbach without rent, and 46.5% more expensive with rent.

Meal at Budget Restaurant

$20.52 €17.69

$17.06 €14.70

20.28%

Three-Course Dinner for Two, Mid-Range

$91.6 €79.0

$70.1 €60.4

30.72%

Fast Food Meal (McDonalds, etc)

$14.12 €12.17

$7.89 €6.80

78.96%

Cappuccino

$4.41 €3.80

$4.11 €3.55

7.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.18 €3.61

$3.49 €3.01

19.77%

Water (0.33 liter bottle)

$3.72 €3.21

$1.78 €1.54

108.99%

Local Beer (0.5 liter draught)

$5.66 €4.88

$2.36 €2.03

139.83%

Imported Beer (0.33 liter bottle)

$5.72 €4.93

$3.43 €2.96

66.76%

Milk (1 liter)

$1.42 €1.22

$1.27 €1.09

11.81%

White Bread (500g)

$2.15 €1.86

$2.00 €1.73

7.50%

Rice (white) (1kg)

$3.31 €2.86

$3.62 €3.12

-8.56%

Eggs

$3.95 €3.41

$3.05 €2.63

29.51%

Local Cheese (1kg)

$17.72 €15.28

$13.20 €11.37

34.24%

Chicken Fillets (1kg)

$10.83 €9.34

$14.87 €12.82

-27.17%

Beef Round Steak (1kg)

$19.45 €16.77

$19.70 €16.98

-1.27%

Apples (1kg)

$3.32 €2.86

$2.29 €1.97

44.98%

Banana (1kg)

$2.16 €1.86

$1.91 €1.64

13.09%

Oranges (1kg)

$2.62 €2.26

$2.30 €1.98

13.91%

Tomato (1kg)

$4.02 €3.47

$4.64 €4.00

-13.36%

Potato (1kg)

$1.75 €1.50

$1.49 €1.28

17.45%

Onion (1kg)

$1.59 €1.37

$1.47 €1.27

8.16%

Lettuce (1 head)

$1.55 €1.34

$0.71 €0.61

118.31%

Water (1.5 liter bottle)

$1.01 €0.87

$0.53 €0.45

90.57%

Cigarettes 20 Pack (Marlboro, Camel)

$10.24 €8.82

$9.44 €8.14

8.47%

Wine (Bottle)

$7.04 €6.07

$6.31 €5.44

11.57%

Local Beer (0.5 liter bottle)

$1.16 €1.00

$1.01 €0.87

14.85%

Imported Beer (0.33 liter bottle)

$1.64 €1.42

$1.72 €1.48

-4.65%

One-way Ticket (Public Transport)

$4.69 €4.04

$3.57 €3.08

31.37%

Public Transport Monthly Pass (Regular Price)

$67.3 €58.0

$64.7 €55.8

3.91%

Taxi Start (Normal Tariff)

$6.53 €5.63

$5.75 €4.96

13.57%

Taxi (Normal Tariff) (1km)

$2.52 €2.17

$3.19 €2.75

-21.00%

Taxi 1hour Waiting (Normal Tariff)

$43.54 €37.53

$39.93 €34.42

9.04%

Gasoline (1 liter)

$2.03 €1.75

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K €27.9K

$31.5K €27.2K

2.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.2K €31.2K

$36.7K €31.6K

-1.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$409 €353

$273 €235

49.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.04 €14.69

$29.27 €25.23

-41.78%

Internet (50+ Mbps, Unlimited Data)

$46.20 €39.83

$49.28 €42.48

-6.25%

Gym Membership (Monthly)

$52.1 €44.94

$40.06 €34.53

30.13%

Tennis Court (1 Hour on Weekend)

$34.14 €29.43

$22.82 €19.67

49.61%

Cinema Ticket

$16.08 €13.86

$6.87 €5.92

134.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$970 €836

$389 €336

148.95%

International Primary School, 1 Child (Yearly)

$15.0K €12.9K

$17.6K €15.2K

-15.00%

Jeans (Levis 501 Or Similar)

$107 €92.4

$68.1 €58.7

57.27%

Summer Dress (H&M, Zara, etc)

$43.81 €37.77

$19.75 €17.02

121.82%

Sport Shoes (Adidas, Nike)

$101 €87.0

$139 €120

-27.58%

Men's Leather Business Shoes

$136 €117

$74.2 €64.0

82.96%

1-bedroom Apartment, City Center (Monthly)

$1,761 €1,518

$547 €471

222.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,329 €1,146

$679 €585

95.88%

3-bedroom Apartment, City Center (Monthly)

$3,332 €2,872

$762 €657

337.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 €2,211

$1,232 €1,062

108.22%

Buy Apartment in City Center (m2)

$13.3K €11.4K

$2,277 €1,963

483.02%

Buy Apartment Outside City Center (m2)

$8,880 €7,655

$2,073 €1,787

328.35%

Average Monthly Net Salary (After Tax)

$4,807 €4,144

$2,187 €1,885

119.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

3.98

-0.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: January 12, 2026

Last update for Gummersbach: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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