Last update: Oct 2026

Cost of Living Comparison Between Mullingar and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,795 in Mullingar, rent and utilities included – about $22,500 less a year. Rent and utilities account for most of the difference.

138

Cost of Living Index in Mullingar
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Mullingar Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Mullingar

🇮🇪 Ireland

$2,795

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Mullingar and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mullingar and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,795 in Mullingar versus $918 in Cebu.

Mullingar $2,795
Cebu $918

Estimated couple costs with rent: $3,953 in Mullingar versus $1,409 in Cebu.

Mullingar $3,953
Cebu $1,409

Monthly costs for a family of three with rent: $5,112 in Mullingar versus $1,900 in Cebu.

Mullingar $5,112
Cebu $1,900

Living in Mullingar is roughly 204% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Mullingar is 107% above, Cebu is 32% below.

Meal at Budget Restaurant

$21.99 €19.56

$3.09 ₱194

611.65%

Three-Course Dinner for Two, Mid-Range

$90.9 €80.9

$24.22 ₱1,525

275.39%

Fast Food Meal (McDonalds, etc)

$12.57 €11.18

$3.92 ₱247

220.66%

Cappuccino

$4.33 €3.85

$2.51 ₱158

72.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 €2.51

$1.59 ₱100

77.99%

Water (0.33 liter bottle)

$2.23 €1.99

$0.53 ₱33.43

320.75%

Local Beer (0.5 liter draught)

$7.39 €6.57

$1.78 ₱112

315.17%

Imported Beer (0.33 liter bottle)

$7.55 €6.71

$2.17 ₱137

247.93%

Milk (1 liter)

$1.55 €1.37

$1.92 ₱121

-19.27%

White Bread (500g)

$1.25 €1.11

$1.36 ₱85.4

-8.09%

Rice (white) (1kg)

$1.88 €1.67

$1.01 ₱63.5

86.14%

Eggs

$3.95 €3.51

$2.03 ₱128

94.58%

Local Cheese (1kg)

$11.27 €10.03

$9.86 ₱621

14.30%

Chicken Fillets (1kg)

$11.96 €10.64

$4.39 ₱277

172.44%

Beef Round Steak (1kg)

$16.25 €14.45

$7.60 ₱479

113.82%

Apples (1kg)

$3.25 €2.89

$3.30 ₱208

-1.52%

Banana (1kg)

$1.95 €1.74

$1.39 ₱87.8

40.29%

Oranges (1kg)

$1.60 €1.43

$2.33 ₱147

-31.33%

Tomato (1kg)

$4.07 €3.62

$1.50 ₱94.3

171.33%

Potato (1kg)

$2.18 €1.94

$2.36 ₱149

-7.63%

Onion (1kg)

$1.20 €1.07

$1.90 ₱119

-36.84%

Lettuce (1 head)

$1.36 €1.21

$1.19 ₱74.9

14.29%

Water (1.5 liter bottle)

$1.10 €0.98

$0.63 ₱39.71

74.60%

Cigarettes 20 Pack (Marlboro, Camel)

$20.31 €18.07

$3.00 ₱189

577.00%

Wine (Bottle)

$11.30 €10.06

$6.03 ₱379

87.40%

Local Beer (0.5 liter bottle)

$2.77 €2.46

$1.23 ₱77.7

125.20%

Imported Beer (0.33 liter bottle)

$3.41 €3.03

$1.75 ₱110

94.86%

One-way Ticket (Public Transport)

$1.64 €1.46

$0.25 ₱15.86

556.00%

Public Transport Monthly Pass (Regular Price)

$68.0 €60.5

$12.64 ₱796

437.97%

Taxi Start (Normal Tariff)

$5.08 €4.52

$0.77 ₱48.62

559.74%

Taxi (Normal Tariff) (1km)

$1.47 €1.31

$0.23 ₱14.53

539.13%

Taxi 1hour Waiting (Normal Tariff)

$32.94 €29.30

$4.46 ₱281

638.57%

Gasoline (1 liter)

$2.08 €1.85

$1.31 ₱82.8

58.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.2K €34.9K

$21.2K ₱1.3M

84.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.2K €33.1K

$19.1K ₱1.2M

94.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$196 €175

$120 ₱7,569

63.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.42 €19.06

$14.00 ₱882

53.00%

Internet (50+ Mbps, Unlimited Data)

$56.1 €49.93

$27.54 ₱1,734

103.81%

Gym Membership (Monthly)

$57.6 €51.2

$32.33 ₱2,035

78.16%

Tennis Court (1 Hour on Weekend)

$33.52 €29.81

$6.65 ₱419

404.06%

Cinema Ticket

$13.14 €11.68

$5.65 ₱356

132.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,001 €891

$275 ₱17.3K

263.76%

International Primary School, 1 Child (Yearly)

$5,358 €4,766

$7,918 ₱498.5K

-32.34%

Jeans (Levis 501 Or Similar)

$94.4 €83.9

$49.33 ₱3,106

91.28%

Summer Dress (H&M, Zara, etc)

$42.80 €38.07

$25.24 ₱1,589

69.57%

Sport Shoes (Adidas, Nike)

$107 €95.4

$77.0 ₱4,846

39.29%

Men's Leather Business Shoes

$111 €98.7

$57.2 ₱3,601

93.88%

1-bedroom Apartment, City Center (Monthly)

$1,730 €1,539

$500 ₱31.5K

246.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,533 €1,364

$309 ₱19.4K

396.45%

3-bedroom Apartment, City Center (Monthly)

$2,379 €2,116

$1,078 ₱67.9K

120.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,207 €1,963

$615 ₱38.7K

258.72%

Buy Apartment in City Center (m2)

$3,966 €3,527

$2,886 ₱181.7K

37.41%

Buy Apartment Outside City Center (m2)

$3,801 €3,381

$1,917 ₱120.7K

98.31%

Average Monthly Net Salary (After Tax)

$2,552 €2,270

$346 ₱21.8K

637.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-44.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mullingar: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mullingar

$1.5K 54.9%

Cebu

$309 33.6% 79.9% $1.2K

Eating Out

Mullingar

$338 12.1%

Cebu

$88 9.6% 73.9% $250

Groceries & Markets

Mullingar

$319 11.4%

Cebu

$206 22.4% 35.5% $113

Monthly Utilities & Internet

Mullingar

$274 9.8%

Cebu

$162 17.6% 40.9% $112

Clothing & Footwear

Mullingar

$160 5.7%

Cebu

$94 10.2% 41.2% $66

Getting Around

Mullingar

$87 3.1%

Cebu

$16 1.7% 82.1% $71

Sport & Entertainment

Mullingar

$84 3%

Cebu

$44 4.8% 48% $40

Cost Breakdown

A one-bedroom apartment in the center runs $1,730 in Mullingar and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Mullingar pays 638% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $91.0 in Mullingar vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $319 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇪 Mullingar

🇵🇭 Cebu

🕒 Local time

14:37 2:37 PM

21:37 9:37 PM

7 h ahead of Mullingar

🌤 Weather

👥 Population

22,667

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

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Between locations

Mullingar Cebu 11,560 km ≈ 15 h nonstop flight

From you

Mullingar
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mullingar vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 204% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 638% higher in Mullingar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,730 in Mullingar versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,795 per month in Mullingar versus $918 in Cebu – a 204% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 438% less than in Mullingar. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,795 in Mullingar, a $1,500 budget is realistic in Cebu but tight or insufficient in Mullingar. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Mullingar, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Mullingar and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 204% less than in Mullingar. Beyond cost, consider language, visa policies, and how big the international community is in each city.