Last update: Oct 2026

Cost of Living Comparison Between Moratuwa and Cebu

For one person, living is cheaper in Moratuwa: $131 a month against $934 in Cebu, rent and utilities included – about $9,600 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Moratuwa

🇱🇰 Sri Lanka

$131

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Moratuwa and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moratuwa and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $131 in Moratuwa versus $934 in Cebu.

Moratuwa $131
Cebu $934

Estimated couple costs with rent: $211 in Moratuwa versus $1,423 in Cebu.

Moratuwa $211
Cebu $1,423

Monthly costs for a family of three with rent: $291 in Moratuwa versus $1,913 in Cebu.

Moratuwa $291
Cebu $1,913

Living in Moratuwa costs roughly 86% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Moratuwa 90% lower, Cebu 31% lower.

Meal at Budget Restaurant

$3.79 ₱242

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,491

Fast Food Meal (McDonalds, etc)

$3.94 ₱252

Cappuccino

$1.84 LKR 611

$2.54 ₱163

-27.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 LKR 234

$1.57 ₱100

-54.78%

Water (0.33 liter bottle)

$0.15 LKR 49.28

$0.47 ₱29.82

-68.09%

Local Beer (0.5 liter draught)

$1.85 LKR 616

$1.77 ₱113

4.52%

Imported Beer (0.33 liter bottle)

$2.46 LKR 816

$2.22 ₱142

10.81%

Milk (1 liter)

$1.25 LKR 417

$1.90 ₱121

-34.21%

White Bread (500g)

$0.46 LKR 154

$1.36 ₱87.1

-66.18%

Rice (white) (1kg)

$0.82 LKR 272

$0.94 ₱59.8

-12.77%

Eggs

$2.36 LKR 785

$1.99 ₱127

18.59%

Local Cheese (1kg)

$12.27 LKR 4,078

$9.70 ₱620

26.49%

Chicken Fillets (1kg)

$4.32 ₱276

Beef Round Steak (1kg)

$7.51 ₱480

Apples (1kg)

$3.31 ₱211

Banana (1kg)

$0.46 LKR 154

$1.37 ₱87.5

-66.42%

Oranges (1kg)

$2.34 ₱149

Tomato (1kg)

$1.49 ₱95.4

Potato (1kg)

$2.30 ₱147

Onion (1kg)

$1.87 ₱120

Lettuce (1 head)

$1.10 ₱70.3

Water (1.5 liter bottle)

$0.63 ₱40.36

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱183

Wine (Bottle)

$6.08 ₱389

Local Beer (0.5 liter bottle)

$1.27 ₱81.4

Imported Beer (0.33 liter bottle)

$1.72 ₱110

One-way Ticket (Public Transport)

$0.22 ₱13.99

Public Transport Monthly Pass (Regular Price)

$12.34 ₱788

Taxi Start (Normal Tariff)

$0.74 ₱47.53

Taxi (Normal Tariff) (1km)

$0.22 ₱14.08

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱273

Gasoline (1 liter)

$1.31 ₱83.7

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,565

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.44 LKR 1,475

$15.76 ₱1,007

-71.83%

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,810

Gym Membership (Monthly)

$15.01 LKR 4,989

$32.94 ₱2,105

-54.43%

Tennis Court (1 Hour on Weekend)

$3.08 LKR 1,024

$6.49 ₱415

-52.54%

Cinema Ticket

$5.45 ₱348

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

International Primary School, 1 Child (Yearly)

$7,789 ₱497.7K

Jeans (Levis 501 Or Similar)

$48.18 ₱3,078

Summer Dress (H&M, Zara, etc)

$6.05 LKR 2,013

$24.47 ₱1,564

-75.28%

Sport Shoes (Adidas, Nike)

$75.3 ₱4,810

Men's Leather Business Shoes

$58.0 ₱3,707

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.5K

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.6K

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.5K

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱40.0K

Buy Apartment in City Center (m2)

$4,551 ₱290.8K

Buy Apartment Outside City Center (m2)

$3,028 ₱193.5K

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moratuwa: October 27, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Moratuwa

–

Cebu

$322 34.5%

Groceries & Markets

Moratuwa

–

Cebu

$204 21.8%

Monthly Utilities & Internet

Moratuwa

–

Cebu

$163 17.4%

Eating Out

Moratuwa

–

Cebu

$94 10.1%

Clothing & Footwear

Moratuwa

–

Cebu

$93 9.9%

Sport & Entertainment

Moratuwa

–

Cebu

$44 4.7%

Getting Around

Moratuwa

–

Cebu

$15 1.6%

Good to know

🇱🇰 Moratuwa

🇵🇭 Cebu

🕒 Local time

03:41 3:41 AM

06:11 6:11 AM

2 h 30 min ahead of Moratuwa

🌤 Weather

👥 Population

207,000

964,169

💱 Currency

Sri Lankan Rupee LKR Rs

Philippine Peso PHP ₱

📈 Exchange rate

1,000 LKR = 3.01 USD

1,000 LKR = 2.7 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to LKR – Sri Lankan Rupee Converter

🇺🇸 United States Dollar ($)

🇱🇰 Sri Lankan Rupee (Rs)

Sri Lankan Rupee exchange rates as of October 28, 2026: 1 USD = 332 LKR (1,000 LKR = 3.01 USD). 1 EUR = 370 LKR (1,000 LKR = 2.7 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

USD to LKR in detail →

On the map

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Between locations

Moratuwa Cebu 4,850 km ≈ 7 h nonstop flight

From you

Moratuwa
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moratuwa vs Cebu: Cost of Living - Frequently Asked Questions

Moratuwa is about 86% cheaper overall, especially in groceries, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $197 in Moratuwa and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 193% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $131 per month in Moratuwa versus $934 in Cebu – Moratuwa is about 86% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Moratuwa and Cebu are both considered safe, so it’s unlikely to be the deciding factor between them.