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Cost of Living Comparison Between Montclair, NJ and Indianapolis, IN Cost of Living Comparison Between Montclair, NJ and Indianapolis, IN

🙂 Solo nomad: Montclair, NJ is 10.6% cheaper than Indianapolis, IN without rent, and 7.9% more expensive with rent.
😐 Family of 3: Montclair, NJ is 9.3% more expensive than Indianapolis, IN without rent, and 14.6% more expensive with rent.
Currency
🍽 Eating Out
Montclair, NJ
Indianapolis, IN
Difference
Meal at Budget Restaurant
$17.16 $17.16
$25.16 $25.16
-31.80%
Three-Course Dinner for Two, Mid-Range
$99.8 $99.8
$74.5 $74.5
33.95%
Fast Food Meal (McDonalds, etc)
$12.1 $12.1
$10.95 $10.95
10.50%
Cappuccino
$5.85 $5.85
$5.41 $5.41
8.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.06 $3.06
$2.88 $2.88
6.25%
Water (0.33 liter bottle)
$1.55 $1.55
$2.37 $2.37
-34.60%
Local Beer (0.5 liter draught)
$7.84 $7.84
$5.93 $5.93
32.21%
Imported Beer (0.33 liter bottle)
$11.97 $11.97
$8.09 $8.09
47.96%
🛒 Groceries & Markets
Montclair, NJ
Indianapolis, IN
Difference
Milk (1 liter)
$1.31 $1.31
$0.84 $0.84
55.95%
White Bread (500g)
$4.21 $4.21
$2.95 $2.95
42.71%
Rice (white) (1kg)
$5.6 $5.6
$5.09 $5.09
10.02%
Eggs
$6.6 $6.6
$3.43 $3.43
92.42%
Local Cheese (1kg)
$14.18 $14.18
$8.99 $8.99
57.73%
Chicken Fillets (1kg)
$10.38 $10.38
$10.95 $10.95
-5.21%
Beef Round Steak (1kg)
$19.76 $19.76
$14.36 $14.36
37.60%
Apples (1kg)
$5.59 $5.59
$5.18 $5.18
7.92%
Banana (1kg)
$2.46 $2.46
$1.3 $1.3
89.23%
Oranges (1kg)
$4.39 $4.39
$5.62 $5.62
-21.89%
Tomato (1kg)
$4.18 $4.18
$3.09 $3.09
35.28%
Potato (1kg)
$3.06 $3.06
$2.13 $2.13
43.66%
Onion (1kg)
$2.66 $2.66
$2.59 $2.59
2.70%
Lettuce (1 head)
$2.87 $2.87
$1.76 $1.76
63.07%
Water (1.5 liter bottle)
$2.45 $2.45
$2.14 $2.14
14.49%
Cigarettes 20 Pack (Marlboro, Camel)
$17.45 $17.45
$9.34 $9.34
86.83%
Wine (Bottle)
$15.21 $15.21
$15.36 $15.36
-0.98%
Local Beer (0.5 liter bottle)
$1.77 $1.77
$1.78 $1.78
-0.56%
Imported Beer (0.33 liter bottle)
$3.69 $3.69
$2.23 $2.23
65.47%
🚌 Getting Around
Montclair, NJ
Indianapolis, IN
Difference
One-way Ticket (Public Transport)
$1.99 $1.99
$1.78 $1.78
11.80%
Public Transport Monthly Pass (Regular Price)
-
$59.8 $59.8
-
Taxi Start (Normal Tariff)
$2.97 $2.97
$1.94 $1.94
53.09%
Taxi (Normal Tariff) (1km)
$2.11 $2.11
$1.67 $1.67
26.35%
Taxi 1hour Waiting (Normal Tariff)
$42.55 $42.55
$34.21 $34.21
24.38%
Gasoline (1 liter)
$0.87 $0.87
$0.91 $0.91
-4.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.7K $23.7K
$33.3K $33.3K
-28.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.1K $25.1K
$24.8K $24.8K
1.21%
🧾 Monthly Utilities & Internet
Montclair, NJ
Indianapolis, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$181 $181
$239 $239
-24.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.5 $53.5
$64.5 $64.5
-17.02%
Internet (50+ Mbps, Unlimited Data)
$62.2 $62.2
$72.8 $72.8
-14.63%
🎉 Sport & Entertainment
Montclair, NJ
Indianapolis, IN
Difference
Gym Membership (Monthly)
$42.75 $42.75
$35.35 $35.35
20.93%
Tennis Court (1 Hour on Weekend)
-
$31.42 $31.42
-
Cinema Ticket
$19.65 $19.65
$14.84 $14.84
32.41%
🧸 Childcare & Education
Montclair, NJ
Indianapolis, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,781 $1,781
$1,798 $1,798
-0.98%
International Primary School, 1 Child (Yearly)
$16.2K $16.2K
$27.5K $27.5K
-41.15%
👕👟 Clothing & Footwear
Montclair, NJ
Indianapolis, IN
Difference
Jeans (Levis 501 Or Similar)
$66.2 $66.2
$46.86 $46.86
41.25%
Summer Dress (H&M, Zara, etc)
$47.38 $47.38
$41.23 $41.23
14.92%
Sport Shoes (Adidas, Nike)
$101 $101
$100 $100
0.51%
Men's Leather Business Shoes
$121 $121
$128 $128
-5.13%
🏠 Accommodation & Living
Montclair, NJ
Indianapolis, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$2,308 $2,308
$1,743 $1,743
32.42%
1-bedroom Apartment, Outside City Center (Monthly)
$1,567 $1,567
$1,276 $1,276
22.80%
3-bedroom Apartment, City Center (Monthly)
$3,793 $3,793
$2,838 $2,838
33.65%
3-bedroom Apartment, Outside City Center (Monthly)
$2,699 $2,699
$2,109 $2,109
27.94%
Buy Apartment in City Center (m2)
-
$1,710 $1,710
-
Buy Apartment Outside City Center (m2)
-
$1,615 $1,615
-
💵 Salaries & Financials
Montclair, NJ
Indianapolis, IN
Difference
Average Monthly Net Salary (After Tax)
-
$4,405 $4,405
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.54
-1.53%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montclair, NJ: December 2, 2025

Last update for Indianapolis, IN: December 2, 2025

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