Cost of Living Comparison Between Montclair, NJ and Chicago, IL Cost of Living Comparison Between Montclair, NJ and Chicago, IL

🙂 Solo nomad: Montclair, NJ is 2.1% cheaper than Chicago, IL without rent, and 5.7% cheaper with rent.
🙂 Family of 3: Montclair, NJ is 17.5% cheaper than Chicago, IL without rent, and 7.7% cheaper with rent.
Currency
🍽 Eating Out
Montclair, NJ
Chicago, IL
Difference
Meal at Budget Restaurant
$17.47 $17.47
$20.82 $20.82
-16.09%
Three-Course Dinner for Two, Mid-Range
$99.8 $99.8
$100 $100
-0.51%
Fast Food Meal (McDonalds, etc)
$11.89 $11.89
$11.97 $11.97
-0.67%
Cappuccino
$5.84 $5.84
$5.56 $5.56
5.04%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.99 $2.99
$3.11 $3.11
-3.86%
Water (0.33 liter bottle)
$1.6 $1.6
$2.42 $2.42
-33.88%
Local Beer (0.5 liter draught)
$7.83 $7.83
$6.86 $6.86
14.14%
Imported Beer (0.33 liter bottle)
$12.19 $12.19
$8.45 $8.45
44.26%
🛒 Groceries & Markets
Montclair, NJ
Chicago, IL
Difference
Milk (1 liter)
$1.27 $1.27
$1.04 $1.04
22.12%
White Bread (500g)
$4.31 $4.31
$4.15 $4.15
3.86%
Rice (white) (1kg)
$5.6 $5.6
$5.52 $5.52
1.45%
Eggs
$6.75 $6.75
$4.65 $4.65
45.16%
Local Cheese (1kg)
$14 $14
$14.33 $14.33
-2.30%
Chicken Fillets (1kg)
$10.13 $10.13
$14.88 $14.88
-31.92%
Beef Round Steak (1kg)
$20.15 $20.15
$19.34 $19.34
4.19%
Apples (1kg)
$5.65 $5.65
$5.17 $5.17
9.28%
Banana (1kg)
$2.47 $2.47
$1.71 $1.71
44.44%
Oranges (1kg)
$4.24 $4.24
$4.41 $4.41
-3.85%
Tomato (1kg)
$4.13 $4.13
$4.51 $4.51
-8.43%
Potato (1kg)
$3.07 $3.07
$2.53 $2.53
21.34%
Onion (1kg)
$2.56 $2.56
$2.74 $2.74
-6.57%
Lettuce (1 head)
$2.73 $2.73
$2.43 $2.43
12.35%
Water (1.5 liter bottle)
$2.56 $2.56
$2.7 $2.7
-5.19%
Cigarettes 20 Pack (Marlboro, Camel)
$17.75 $17.75
$15.19 $15.19
16.85%
Wine (Bottle)
$14.92 $14.92
$16.42 $16.42
-9.14%
Local Beer (0.5 liter bottle)
$1.76 $1.76
$2.35 $2.35
-25.11%
Imported Beer (0.33 liter bottle)
$3.88 $3.88
$3.7 $3.7
4.86%
🚌 Getting Around
Montclair, NJ
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.03 $2.03
$2.53 $2.53
-19.76%
Public Transport Monthly Pass (Regular Price)
-
$74.1 $74.1
-
Taxi Start (Normal Tariff)
$3.06 $3.06
$3.34 $3.34
-8.38%
Taxi (Normal Tariff) (1km)
$2.21 $2.21
$1.42 $1.42
55.63%
Taxi 1hour Waiting (Normal Tariff)
$42.83 $42.83
$25.42 $25.42
68.49%
Gasoline (1 liter)
$0.9 $0.9
$1.08 $1.08
-16.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.6K $23.6K
$32.4K $32.4K
-27.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$26.2K $26.2K
-3.49%
🧾 Monthly Utilities & Internet
Montclair, NJ
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$181 $181
$188 $188
-4.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$54 $54
$63.7 $63.7
-15.31%
Internet (50+ Mbps, Unlimited Data)
$60.7 $60.7
$65.2 $65.2
-6.84%
🎉 Sport & Entertainment
Montclair, NJ
Chicago, IL
Difference
Gym Membership (Monthly)
$42.48 $42.48
$76.7 $76.7
-44.63%
Tennis Court (1 Hour on Weekend)
-
$13.03 $13.03
-
Cinema Ticket
$20.17 $20.17
$14.93 $14.93
35.10%
🧸 Childcare & Education
Montclair, NJ
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,740 $1,740
$2,063 $2,063
-15.65%
International Primary School, 1 Child (Yearly)
$15.8K $15.8K
$39.2K $39.2K
-59.57%
👕👟 Clothing & Footwear
Montclair, NJ
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$67 $67
$64.3 $64.3
4.20%
Summer Dress (H&M, Zara, etc)
$48.63 $48.63
$52.4 $52.4
-7.18%
Sport Shoes (Adidas, Nike)
$98.6 $98.6
$95.2 $95.2
3.54%
Men's Leather Business Shoes
$119 $119
$145 $145
-17.64%
🏠 Accommodation & Living
Montclair, NJ
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,265 $2,265
$2,378 $2,378
-4.74%
1-bedroom Apartment, Outside City Center (Monthly)
$1,529 $1,529
$1,584 $1,584
-3.47%
3-bedroom Apartment, City Center (Monthly)
$3,798 $3,798
$4,763 $4,763
-20.26%
3-bedroom Apartment, Outside City Center (Monthly)
$2,732 $2,732
$2,815 $2,815
-2.96%
Buy Apartment in City Center (m2)
$3,045 $3,045
$3,588 $3,588
-15.14%
Buy Apartment Outside City Center (m2)
$2,287 $2,287
$2,490 $2,490
-8.16%
💵 Salaries & Financials
Montclair, NJ
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
-
$5,275 $5,275
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.6
-2.42%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montclair, NJ: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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