Last update: Oct 2026

Cost of Living Comparison Between Monaghan and Austin, TX

For one person, living is cheaper in Monaghan: $2,403 a month against $2,663 in Austin, TX, rent and utilities included – about $3,100 less a year. Other living expenses account for most of the difference.

117

Cost of Living Index in Monaghan
Learn more

Monaghan Living Index
130

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index

Jump to prices

Monaghan

🇮🇪 Ireland

$2,403

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Monaghan and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monaghan and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,403 in Monaghan versus $2,663 in Austin, TX.

Monaghan $2,403
Austin, TX $2,663

Estimated couple costs with rent: $3,383 in Monaghan versus $4,133 in Austin, TX.

Monaghan $3,383
Austin, TX $4,133

Monthly costs for a family of three with rent: $4,363 in Monaghan versus $5,603 in Austin, TX.

Monaghan $4,363
Austin, TX $5,603

Living in Monaghan costs roughly 10% less than in Austin, TX, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Monaghan 78% above, Austin, TX 97% above.

Meal at Budget Restaurant

$17.59 €15.64

$20.77 $20.77

-15.31%

Three-Course Dinner for Two, Mid-Range

$57.5 €51.1

$84.6 $84.6

-32.07%

Fast Food Meal (McDonalds, etc)

$12.07 €10.74

$12.32 $12.32

-2.03%

Cappuccino

$4.33 €3.85

$5.63 $5.63

-23.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 €2.51

$3.72 $3.72

-24.19%

Water (0.33 liter bottle)

$2.15 €1.91

$2.50 $2.50

-14.00%

Local Beer (0.5 liter draught)

$6.85 €6.09

$8.05 $8.05

-14.91%

Imported Beer (0.33 liter bottle)

$6.76 €6.01

$9.01 $9.01

-24.97%

Milk (1 liter)

$1.59 €1.42

$1.12 $1.12

41.96%

White Bread (500g)

$2.18 €1.94

$3.75 $3.75

-41.87%

Rice (white) (1kg)

$1.95 €1.74

$3.26 $3.26

-40.18%

Eggs

$4.29 €3.81

$4.17 $4.17

2.88%

Local Cheese (1kg)

$10.10 €8.98

$12.90 $12.90

-21.71%

Chicken Fillets (1kg)

$12.81 €11.40

$14.16 $14.16

-9.53%

Beef Round Steak (1kg)

$13.64 €12.13

$16.22 $16.22

-15.91%

Apples (1kg)

$3.07 €2.73

$4.33 $4.33

-29.10%

Banana (1kg)

$2.25 €2.00

$1.46 $1.46

54.11%

Oranges (1kg)

$3.04 €2.70

$4.51 $4.51

-32.59%

Tomato (1kg)

$4.81 €4.28

$4.34 $4.34

10.83%

Potato (1kg)

$2.08 €1.85

$2.58 $2.58

-19.38%

Onion (1kg)

$1.48 €1.31

$2.35 $2.35

-37.02%

Lettuce (1 head)

$1.30 €1.15

$1.78 $1.78

-26.97%

Water (1.5 liter bottle)

$2.06 €1.83

$2.22 $2.22

-7.21%

Cigarettes 20 Pack (Marlboro, Camel)

$20.42 €18.16

$9.88 $9.88

106.68%

Wine (Bottle)

$13.17 €11.71

$15.08 $15.08

-12.67%

Local Beer (0.5 liter bottle)

$2.93 €2.60

$2.92 $2.92

0.34%

Imported Beer (0.33 liter bottle)

$3.55 €3.16

$3.46 $3.46

2.60%

One-way Ticket (Public Transport)

$2.65 €2.36

$1.49 $1.49

77.85%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$5.09 €4.53

$2.73 $2.73

86.45%

Taxi (Normal Tariff) (1km)

$1.49 €1.32

$1.66 $1.66

-10.24%

Taxi 1hour Waiting (Normal Tariff)

$35.36 €31.45

$35.30 $35.30

0.17%

Gasoline (1 liter)

$1.91 €1.70

$0.95 $0.95

101.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.2K €34.8K

$36.0K $36.0K

8.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.7K €33.6K

$27.1K $27.1K

39.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 €210

$229 $229

3.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.05 €16.94

$59.4 $59.4

-67.92%

Internet (50+ Mbps, Unlimited Data)

$51.5 €45.76

$69.9 $69.9

-26.41%

Gym Membership (Monthly)

$57.9 €51.5

$57.2 $57.2

1.21%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$13.65 €12.15

$14.28 $14.28

-4.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,018 €906

$1,506 $1,506

-32.37%

International Primary School, 1 Child (Yearly)

$5,685 €5,057

$21.5K $21.5K

-73.50%

Jeans (Levis 501 Or Similar)

$93.9 €83.5

$52.8 $52.8

77.81%

Summer Dress (H&M, Zara, etc)

$45.80 €40.74

$43.82 $43.82

4.52%

Sport Shoes (Adidas, Nike)

$110 €97.5

$84.8 $84.8

29.26%

Men's Leather Business Shoes

$123 €109

$103 $103

19.14%

1-bedroom Apartment, City Center (Monthly)

$1,304 €1,160

$1,907 $1,907

-31.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,174 €1,044

$1,274 $1,274

-7.86%

3-bedroom Apartment, City Center (Monthly)

$2,213 €1,969

$3,664 $3,664

-39.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 €1,567

$2,538 $2,538

-30.58%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$3,880 €3,451

$5,121 $5,121

-24.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.14

6.79

-39.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monaghan: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monaghan

$1.2K 48.9%

Austin, TX

$1.3K 47.8% 8.5% $100

Groceries & Markets

Monaghan

$350 14.6%

Austin, TX

$405 15.2% 15.5% $54

Monthly Utilities & Internet

Monaghan

$307 12.8%

Austin, TX

$358 13.5% 16.8% $52

Eating Out

Monaghan

$297 12.3%

Austin, TX

$354 13.3% 19.3% $57

Clothing & Footwear

Monaghan

$167 7%

Austin, TX

$128 4.8% 23.5% $39

Sport & Entertainment

Monaghan

$85 3.6%

Austin, TX

$86 3.2% 0.6% $0.6

Getting Around

Monaghan

$23 * 1%

Austin, TX

$59 2.2% 154% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,304 in Monaghan and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Monaghan vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $350 vs $405 per month, with Monaghan cheaper across the board.

Good to know

🇮🇪 Monaghan

🇺🇸 Austin, TX

🕒 Local time

16:34 4:34 PM

10:34 10:34 AM

6 h behind Monaghan

🌤 Weather

👥 Population

7,700

974,447

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.889 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Monaghan Austin, TX 7,370 km ≈ 10 h nonstop flight

From you

Monaghan
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monaghan vs Austin, TX: Cost of Living - Frequently Asked Questions

Monaghan wins on cost – living expenses run 11% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Monaghan the obvious pick if budget is a priority.

On paper, salaries run 32% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,304 in Monaghan versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,018 in Monaghan versus $1,506 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Monaghan – a meal for two runs $57.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,403 in Monaghan versus $2,663 in Austin, TX, a $2,500 budget is realistic in Monaghan but tight or insufficient in Austin, TX. The gap between the two cities makes Monaghan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Monaghan and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Monaghan gentler on the wallet – expenses run 11% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.