Cost of Living Comparison Between Monaco and St Thomas Cost of Living Comparison Between Monaco and St Thomas
😐 Solo nomad: Monaco is 5.2% more expensive than St Thomas without rent, and 154.2% more expensive with rent.
😐 Family of 3: Monaco is 2.5% more expensive than St Thomas without rent, and 32.1% more expensive with rent.
🍽 Eating Out
Monaco
St Thomas
Difference
Meal at Budget Restaurant
$23.11 €19.74
$19.90 $19.90
16.13%
Three-Course Dinner for Two, Mid-Range
$203 €174
$163 $163
25.15%
Fast Food Meal (McDonalds, etc)
$11.76 €10.04
$12.02 $12.02
-2.16%
Cappuccino
$4.94 €4.22
$6.89 $6.89
-28.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.92 €5.05
$3.96 $3.96
49.49%
Water (0.33 liter bottle)
$4.73 €4.04
$3.41 $3.41
38.71%
Local Beer (0.5 liter draught)
$9.91 €8.47
$6.34 $6.34
56.31%
Imported Beer (0.33 liter bottle)
$8.18 €6.98
$9.90 $9.90
-17.37%
🛒 Groceries & Markets
Monaco
St Thomas
Difference
Milk (1 liter)
$1.87 €1.60
$2.56 $2.56
-26.95%
White Bread (500g)
$4.14 €3.54
$6.62 $6.62
-37.46%
Rice (white) (1kg)
$3.34 €2.86
$18.42 $18.42
-81.87%
Eggs
$4.53 €3.87
$9.03 $9.03
-49.83%
Local Cheese (1kg)
$17.14 €14.64
$11.43 $11.43
49.96%
Chicken Fillets (1kg)
$17.40 €14.86
$31.82 $31.82
-45.32%
Beef Round Steak (1kg)
$16.91 €14.44
$39.03 $39.03
-56.67%
Apples (1kg)
$2.71 €2.32
$12.00 $12.00
-77.42%
Banana (1kg)
$2.92 €2.49
$11.15 $11.15
-73.81%
Oranges (1kg)
$2.85 €2.43
$12.09 $12.09
-76.43%
Tomato (1kg)
$4.70 €4.02
$19.87 $19.87
-76.35%
Potato (1kg)
$2.39 €2.04
$1.85 $1.85
29.19%
Onion (1kg)
$2.74 €2.34
$8.76 $8.76
-68.72%
Lettuce (1 head)
$1.95 €1.66
$8.18 $8.18
-76.16%
Water (1.5 liter bottle)
$8.16 €6.97
$6.08 $6.08
34.21%
Cigarettes 20 Pack (Marlboro, Camel)
$14.71 €12.56
-
-
Wine (Bottle)
$8.34 €7.12
$24.97 $24.97
-66.60%
Local Beer (0.5 liter bottle)
$1.69 €1.44
-
-
Imported Beer (0.33 liter bottle)
$5.03 €4.29
$5.89 $5.89
-14.60%
🚌 Getting Around
Monaco
St Thomas
Difference
One-way Ticket (Public Transport)
$2.11 €1.81
$2.05 $2.05
2.93%
Public Transport Monthly Pass (Regular Price)
$25.22 €21.54
$60.3 $60.3
-58.16%
Taxi Start (Normal Tariff)
$7.84 €6.70
$19.65 $19.65
-60.10%
Taxi (Normal Tariff) (1km)
$1.66 €1.41
$3.16 $3.16
-47.47%
Taxi 1hour Waiting (Normal Tariff)
$91.2 €77.9
-
-
Gasoline (1 liter)
$2.42 €2.06
$1.34 $1.34
80.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$49.0K €41.9K
$55.1K $55.1K
-11.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.9K €34.1K
$39.1K $39.1K
2.08%
🧾 Monthly Utilities & Internet
Monaco
St Thomas
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$338 €289
$382 $382
-11.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$46.92 €40.07
$101 $101
-53.70%
Internet (50+ Mbps, Unlimited Data)
$65.1 €55.6
$132 $132
-50.62%
🎉 Sport & Entertainment
Monaco
St Thomas
Difference
Gym Membership (Monthly)
$553 €472
$125 $125
341.26%
Tennis Court (1 Hour on Weekend)
$45.60 €38.94
-
-
Cinema Ticket
$13.67 €11.68
$12.08 $12.08
13.16%
🧸 Childcare & Education
Monaco
St Thomas
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,295 €1,960
$1,526 $1,526
50.35%
International Primary School, 1 Child (Yearly)
$46.9K €40.1K
$22.4K $22.4K
109.15%
👕👟 Clothing & Footwear
Monaco
St Thomas
Difference
Jeans (Levis 501 Or Similar)
$175 €149
$117 $117
48.81%
Summer Dress (H&M, Zara, etc)
$70.3 €60.0
$151 $151
-53.56%
Sport Shoes (Adidas, Nike)
$197 €168
$197 $197
-0.11%
Men's Leather Business Shoes
$674 €575
$148 $148
354.32%
🏠 Accommodation & Living
Monaco
St Thomas
Difference
1-bedroom Apartment, City Center (Monthly)
$8,544 €7,297
$1,462 $1,462
484.34%
1-bedroom Apartment, Outside City Center (Monthly)
$8,435 €7,204
$1,824 $1,824
362.44%
3-bedroom Apartment, City Center (Monthly)
$43.7K €37.3K
$3,262 $3,262
1238.95%
3-bedroom Apartment, Outside City Center (Monthly)
$6,859 €5,858
$4,234 $4,234
62.01%
Buy Apartment in City Center (m2)
$71.1K €60.7K
$4,858 $4,858
1364.25%
Buy Apartment Outside City Center (m2)
$61.1K €52.2K
$10.6K $10.6K
478.78%
💵 Salaries & Financials
Monaco
St Thomas
Difference
Average Monthly Net Salary (After Tax)
$8,432 €7,201
$2,722 $2,722
209.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.25
9.45
-65.61%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Monaco: March 1, 2026
Last update for St Thomas: March 1, 2026
City Median Internet Speeds Comparison (Updated December 2025)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index