For one person, living is cheaper in Cebu: $918 a month against $3,737 in Modiin, rent and utilities included – about $33,800 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Modiin and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $3,737 in Modiin versus $918 in Cebu.
Modiin $3,737
Cebu $918
Estimated couple costs with rent: $5,023 in Modiin versus $1,409 in Cebu.
Modiin $5,023
Cebu $1,409
Monthly costs for a family of three with rent: $6,309 in Modiin versus $1,900 in Cebu.
Modiin $6,309
Cebu $1,900
🌍
Living in Modiin is roughly 307% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Modiin is 177% above, Cebu is 32% below.
Currency
No currencies found
🍽 Eating Out
Modiin
Cebu
Difference
Meal at Budget Restaurant
$26.55₪82.6
$3.09₱195
759.22%
Three-Course Dinner for Two, Mid-Range
$90.2₪281
$24.22₱1,525
272.42%
Fast Food Meal(McDonalds, etc)
$20.05₪62.4
$3.92₱247
411.48%
Cappuccino
$5.32₪16.54
$2.51₱158
111.95%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$4.00₪12.45
$1.59₱100
151.57%
Water(0.33 liter bottle)
$3.12₪9.70
$0.53₱33.45
488.68%
Local Beer(0.5 liter draught)
$11.25₪34.99
$1.78₱112
532.02%
Imported Beer(0.33 liter bottle)
$10.10₪31.43
$2.17₱137
365.44%
🛒 Groceries & Markets
Modiin
Cebu
Difference
Milk(1 liter)
$2.53₪7.86
$1.92₱121
31.77%
White Bread(500g)
$4.43₪13.79
$1.36₱85.5
225.74%
Rice(white)(1kg)
$3.46₪10.76
$1.01₱63.6
242.57%
Eggs
$5.32₪16.55
$2.03₱128
162.07%
Local Cheese(1kg)
$18.16₪56.5
$9.86₱621
84.18%
Chicken Fillets(1kg)
$16.16₪50.3
$4.39₱277
268.11%
Beef Round Steak(1kg)
$26.22₪81.6
$7.60₱479
245.00%
Apples(1kg)
$4.59₪14.29
$3.30₱208
39.09%
Banana(1kg)
$3.18₪9.88
$1.39₱87.8
128.78%
Oranges(1kg)
$2.54₪7.91
$2.33₱147
9.01%
Tomato(1kg)
$3.28₪10.20
$1.50₱94.3
118.67%
Potato(1kg)
$1.89₪5.88
$2.36₱149
-19.92%
Onion(1kg)
$1.74₪5.41
$1.90₱119
-8.42%
Lettuce(1 head)
$2.35₪7.32
$1.19₱74.9
97.48%
Water(1.5 liter bottle)
$2.42₪7.53
$0.63₱39.73
284.13%
Cigarettes 20 Pack(Marlboro, Camel)
$14.89₪46.33
$3.00₱189
396.33%
Wine(Bottle)
$16.04₪49.89
$6.03₱380
166.00%
Local Beer(0.5 liter bottle)
$3.62₪11.27
$1.23₱77.7
194.31%
Imported Beer(0.33 liter bottle)
$4.08₪12.70
$1.75₱110
133.14%
🚌 Getting Around
Modiin
Cebu
Difference
One-way Ticket(Public Transport)
$2.59₪8.05
$0.25₱15.87
936.00%
Public Transport Monthly Pass(Regular Price)
$100₪312
$12.64₱796
693.75%
Taxi Start(Normal Tariff)
$4.32₪13.45
$0.77₱48.64
461.04%
Taxi(Normal Tariff)(1km)
$1.14₪3.53
$0.23₱14.54
395.65%
Taxi 1hour Waiting(Normal Tariff)
$19.27₪60.0
$4.46₱281
332.06%
Gasoline(1 liter)
$2.55₪7.92
$1.31₱82.8
94.66%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$55.5K₪172.8K
$21.2K₱1.3M
161.45%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$55.3K₪171.9K
$19.1K₱1.2M
188.61%
🧾 Monthly Utilities & Internet
Modiin
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$344₪1,070
$120₱7,573
186.17%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$11.58₪36.03
$14.00₱882
-17.29%
Internet(50+ Mbps, Unlimited Data)
$35.15₪109
$27.54₱1,735
27.63%
🎉 Sport & Entertainment
Modiin
Cebu
Difference
Gym Membership(Monthly)
$116₪360
$32.33₱2,036
257.66%
Tennis Court(1 Hour on Weekend)
$19.58₪60.9
$6.65₱419
194.44%
Cinema Ticket
$15.80₪49.14
$5.65₱356
179.65%
🧸 Childcare & Education
Modiin
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,625₪5,057
$275₱17.3K
490.35%
International Primary School, 1 Child(Yearly)
$30.7K₪95.6K
$7,918₱498.8K
288.02%
👕👟 Clothing & Footwear
Modiin
Cebu
Difference
Jeans(Levis 501 Or Similar)
$103₪322
$49.33₱3,107
109.51%
Summer Dress(H&M, Zara, etc)
$65.8₪205
$25.24₱1,590
160.66%
Sport Shoes(Adidas, Nike)
$173₪539
$77.0₱4,848
125.10%
Men's Leather Business Shoes
$132₪409
$57.2₱3,603
130.02%
🏠 Accommodation & Living
Modiin
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$2,274₪7,076
$500₱31.5K
355.32%
1-bedroom Apartment, Outside City Center(Monthly)
$1,931₪6,008
$309₱19.5K
525.31%
3-bedroom Apartment, City Center(Monthly)
$2,378₪7,398
$1,078₱67.9K
120.62%
3-bedroom Apartment, Outside City Center(Monthly)
$2,406₪7,486
$615₱38.8K
291.12%
Buy Apartment in City Center(m2)
$9,485₪29.5K
$2,886₱181.8K
228.65%
Buy Apartment Outside City Center(m2)
$9,557₪29.7K
$1,917₱120.7K
398.64%
💵 Salaries & Financials
Modiin
Cebu
Difference
Average Monthly Net Salary(After Tax)
$5,890₪18.3K
$346₱21.8K
1602.49%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.8
7.2
-33.33%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Modiin: October 10, 2026
Last update for Cebu: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Modiin
$1.9K 51.7%
Cebu
$309 33.6% ↓ 84%$1.6K
🛒Groceries & Markets
Modiin
$493 13.2%
Cebu
$206 22.4% ↓ 58.3%$287
🍽Eating Out
Modiin
$441 11.8%
Cebu
$88 9.6% ↓ 80%$353
🧾Monthly Utilities & Internet
Modiin
$391 10.5%
Cebu
$162 17.6% ↓ 58.6%$229
👕👟Clothing & Footwear
Modiin
$213 5.7%
Cebu
$94 10.2% ↓ 56%$119
🎉Sport & Entertainment
Modiin
$147 3.9%
Cebu
$44 4.8% ↓ 70.4%$104
🚌Getting Around
Modiin
$121 3.2%
Cebu
$16 1.7% ↓ 87.1%$105
🏠Accommodation & Living
Modiin
$2.4K 38.1%
Cebu
$615 32.4% ↓ 74.4%$1.8K
🛒Groceries & Markets
Modiin
$1.1K 18%
Cebu
$483 25.4% ↓ 57.5%$653
🍽Eating Out
Modiin
$1.3K 21.1%
Cebu
$292 15.4% ↓ 78%$1K
🧾Monthly Utilities & Internet
Modiin
$402 6.4%
Cebu
$176 9.3% ↓ 56.3%$227
👕👟Clothing & Footwear
Modiin
$474 7.5%
Cebu
$209 11% ↓ 56%$265
🎉Sport & Entertainment
Modiin
$314 5%
Cebu
$94 4.9% ↓ 70.1%$220
🚌Getting Around
Modiin
$247 3.9%
Cebu
$32 1.7% ↓ 87.2%$215
Cost Breakdown
🏠A one-bedroom apartment in the center runs $2,274 in Modiin and $500 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Modiin pays 1602% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $90.0 in Modiin vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $493 vs $206 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Modiin vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Modiin?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 307% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Modiin or Cebu?
Average pay runs 1602% higher in Modiin, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Modiin and Cebu?
Rent for a central apartment: $2,274 in Modiin versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Modiin and in Cebu?
All in, you'll spend $3,737 per month in Modiin versus $918 in Cebu – a 307% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 694% less than in Modiin. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Modiin or in Cebu?
At $918 in Cebu versus $3,737 in Modiin, a $1,500 budget is realistic in Cebu but tight or insufficient in Modiin. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Modiin or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Modiin, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Modiin or Cebu?
Safety-wise, Modiin and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 307% less than in Modiin. Beyond cost, consider language, visa policies, and how big the international community is in each city.