😐A single person spends $2,605 per month in Modesto, CA vs $1,266 in Playa del Carmen, rent included.
😐A couple spends around $4,020 per month in Modesto, CA vs $2,279 in Playa del Carmen, rent included.
😐A family of three spends $5,435 per month in Modesto, CA vs $3,292 in Playa del Carmen, rent included.
😐Modesto, CA costs about 106% more than Playa del Carmen, driven mainly by Groceries & Markets.
📊Modesto, CA sits 90% above the global median, while Playa del Carmen is 7% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Modesto, CA
Playa del Carmen
Difference
Meal at Budget Restaurant
$14.70$14.70
$11.60MX$200
26.72%
Three-Course Dinner for Two, Mid-Range
$78.9$78.9
$47.11MX$812
67.46%
Fast Food Meal(McDonalds, etc)
$8.95$8.95
$11.88MX$205
-24.66%
Cappuccino
$5.52$5.52
$3.98MX$68.6
38.69%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.66$2.66
$1.43MX$24.60
86.01%
Water(0.33 liter bottle)
$1.59$1.59
$0.82MX$14.22
93.90%
Local Beer(0.5 liter draught)
$4.92$4.92
$3.19MX$55.0
54.23%
Imported Beer(0.33 liter bottle)
$6.86$6.86
$6.79MX$117
1.03%
🛒 Groceries & Markets
Modesto, CA
Playa del Carmen
Difference
Milk(1 liter)
$1.05$1.05
$1.68MX$28.89
-37.50%
White Bread(500g)
$3.53$3.53
$2.20MX$37.88
60.45%
Rice(white)(1kg)
$4.18$4.18
$1.71MX$29.45
144.44%
Eggs
$5.82$5.82
$2.74MX$47.26
112.41%
Local Cheese(1kg)
$12.91$12.91
$9.58MX$165
34.76%
Chicken Fillets(1kg)
$13.86$13.86
$9.01MX$155
53.83%
Beef Round Steak(1kg)
$19.54$19.54
$12.81MX$221
52.54%
Apples(1kg)
$5.19$5.19
$2.89MX$49.81
79.58%
Banana(1kg)
$2.02$2.02
$1.50MX$25.81
34.67%
Oranges(1kg)
$5.64$5.64
$2.15MX$37.03
162.33%
Tomato(1kg)
$5.65$5.65
$2.26MX$38.96
150.00%
Potato(1kg)
$3.46$3.46
$1.98MX$34.15
74.75%
Onion(1kg)
$2.98$2.98
$1.99MX$34.30
49.75%
Lettuce(1 head)
$2.46$2.46
$1.23MX$21.28
100.00%
Water(1.5 liter bottle)
$2.58$2.58
$1.20MX$20.63
115.00%
Cigarettes 20 Pack(Marlboro, Camel)
$11.52$11.52
$4.55MX$78.5
153.19%
Wine(Bottle)
$14.80$14.80
$10.37MX$179
42.72%
Local Beer(0.5 liter bottle)
$1.85$1.85
$1.62MX$27.91
14.20%
Imported Beer(0.33 liter bottle)
$3.34$3.34
$2.88MX$49.67
15.97%
🚌 Getting Around
Modesto, CA
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$2.02$2.02
$0.60MX$10.35
236.67%
Public Transport Monthly Pass(Regular Price)
$40.09$40.09
$28.80MX$497
39.20%
Taxi Start(Normal Tariff)
$3.41$3.41
$5.39MX$92.9
-36.73%
Taxi(Normal Tariff)(1km)
$2.93$2.93
$3.73MX$64.3
-21.45%
Taxi 1hour Waiting(Normal Tariff)
$30.53$30.53
$5.77MX$99.5
429.12%
Gasoline(1 liter)
$1.36$1.36
$1.54MX$26.48
-11.69%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.0K$37.0K
$22.5KMX$388.8K
64.16%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K$25.9K
$26.1KMX$449.3K
-0.51%
🧾 Monthly Utilities & Internet
Modesto, CA
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$259$259
$91.4MX$1,576
183.04%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$48.45$48.45
$25.20MX$435
92.26%
Internet(50+ Mbps, Unlimited Data)
$69.4$69.4
$31.24MX$539
122.09%
🎉 Sport & Entertainment
Modesto, CA
Playa del Carmen
Difference
Gym Membership(Monthly)
$41.60$41.60
$67.2MX$1,159
-38.10%
Tennis Court(1 Hour on Weekend)
$15.27$15.27
$29.11MX$502
-47.54%
Cinema Ticket
$11.16$11.16
$4.86MX$83.8
129.63%
🧸 Childcare & Education
Modesto, CA
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,794$1,794
$224MX$3,856
702.07%
International Primary School, 1 Child(Yearly)
$39.1K$39.1K
$4,229MX$72.9K
823.82%
👕👟 Clothing & Footwear
Modesto, CA
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$48.95$48.95
$47.10MX$812
3.93%
Summer Dress(H&M, Zara, etc)
$39.09$39.09
$44.29MX$764
-11.74%
Sport Shoes(Adidas, Nike)
$96.4$96.4
$80.1MX$1,381
20.37%
Men's Leather Business Shoes
$122$122
$92.7MX$1,598
31.36%
🏠 Accommodation & Living
Modesto, CA
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$1,465$1,465
$1,063MX$18.3K
37.86%
1-bedroom Apartment, Outside City Center(Monthly)
$1,307$1,307
$390MX$6,728
234.85%
3-bedroom Apartment, City Center(Monthly)
$2,461$2,461
$2,149MX$37.1K
14.51%
3-bedroom Apartment, Outside City Center(Monthly)
$2,471$2,471
$1,272MX$21.9K
94.28%
Buy Apartment in City Center(m2)
$3,182$3,182
$4,001MX$69.0K
-20.49%
Buy Apartment Outside City Center(m2)
$3,234$3,234
$6,502MX$112.1K
-50.27%
💵 Salaries & Financials
Modesto, CA
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$4,074$4,074
$758MX$13.1K
437.40%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.1
11.45
-46.72%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Modesto, CA: September 13, 2026
Last update for Playa del Carmen: September 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,465 in Modesto, CA versus $1,063 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 437% higher in Modesto, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $79.0 in Modesto, CA versus $47.00 in Playa del Carmen. Monthly groceries follow the same trend: $444 vs $276 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Modesto, CA vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Modesto, CA or Playa del Carmen?
Modesto, CA costs about 106% more than Playa del Carmen, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Modesto, CA and in Playa del Carmen?
For a comfortable life, plan on about $3,908 per month in Modesto, CA and $1,899 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Modesto, CA or Playa del Carmen?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Modesto, CA compared to Playa del Carmen?
Monthly expenses with rent come to $2,605 in Modesto, CA and $1,266 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
How expensive is transport in Modesto, CA compared to Playa del Carmen?
Public transport costs about 39% less in Playa del Carmen. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,500/month in Modesto, CA or in Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,266, than in Modesto, CA at $2,605. In Playa del Carmen it covers expenses comfortably, while in Modesto, CA it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Modesto, CA or Playa del Carmen?
For digital nomads, it depends on budget. Playa del Carmen costs $1,266 versus $2,605 in Modesto, CA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Modesto, CA or to Playa del Carmen?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Modesto, CA makes more sense. Both are solid long-term options with distinct trade-offs.
Modesto, CA vs other spots: cost of living compared