Cost of Living Comparison Between Modesto, CA and New York, NY Cost of Living Comparison Between Modesto, CA and New York, NY

🙂 Solo nomad: Modesto, CA is 42.6% cheaper than New York, NY without rent, and 40.2% cheaper with rent.

🙂 Family of 3: Modesto, CA is 31% cheaper than New York, NY without rent, and 43.5% cheaper with rent.

Meal at Budget Restaurant

$14.75 $14.75

$29.68 $29.68

-50.30%

Three-Course Dinner for Two, Mid-Range

$81.5 $81.5

$144 $144

-43.48%

Fast Food Meal (McDonalds, etc)

$8.98 $8.98

$12.43 $12.43

-27.76%

Cappuccino

$5.39 $5.39

$5.84 $5.84

-7.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$3.26 $3.26

-19.02%

Water (0.33 liter bottle)

$1.59 $1.59

$2.58 $2.58

-38.37%

Local Beer (0.5 liter draught)

$5.12 $5.12

$8.24 $8.24

-37.86%

Imported Beer (0.33 liter bottle)

$6.95 $6.95

$11.86 $11.86

-41.40%

Milk (1 liter)

$1.08 $1.08

$1.56 $1.56

-30.77%

White Bread (500g)

$3.56 $3.56

$5.23 $5.23

-31.93%

Rice (white) (1kg)

$3.27 $3.27

$8.11 $8.11

-59.68%

Eggs

$4.98 $4.98

$7.25 $7.25

-31.31%

Local Cheese (1kg)

$13.03 $13.03

$17.08 $17.08

-23.71%

Chicken Fillets (1kg)

$14.98 $14.98

$16.24 $16.24

-7.76%

Beef Round Steak (1kg)

$18.92 $18.92

$20.02 $20.02

-5.49%

Apples (1kg)

$6.19 $6.19

$7.49 $7.49

-17.36%

Banana (1kg)

$2.51 $2.51

$2.55 $2.55

-1.57%

Oranges (1kg)

$5.02 $5.02

$5.82 $5.82

-13.75%

Tomato (1kg)

$6.71 $6.71

$6.52 $6.52

2.91%

Potato (1kg)

$3.47 $3.47

$3.72 $3.72

-6.72%

Onion (1kg)

$4.31 $4.31

$3.9 $3.9

10.51%

Lettuce (1 head)

$3.09 $3.09

$3.07 $3.07

0.65%

Water (1.5 liter bottle)

$2.87 $2.87

$2.57 $2.57

11.67%

Cigarettes 20 Pack (Marlboro, Camel)

$9.94 $9.94

$19.21 $19.21

-48.26%

Wine (Bottle)

$14.85 $14.85

$17.79 $17.79

-16.53%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$3.01 $3.01

-38.87%

Imported Beer (0.33 liter bottle)

$3.43 $3.43

$3.72 $3.72

-7.80%

One-way Ticket (Public Transport)

$2.05 $2.05

$2.92 $2.92

-29.79%

Public Transport Monthly Pass (Regular Price)

$40.74 $40.74

$134 $134

-69.59%

Taxi Start (Normal Tariff)

$3.44 $3.44

$5.13 $5.13

-32.94%

Taxi (Normal Tariff) (1km)

$2 $2

$2.15 $2.15

-6.98%

Taxi 1hour Waiting (Normal Tariff)

$29.69 $29.69

$41.57 $41.57

-28.58%

Gasoline (1 liter)

$1.21 $1.21

$0.95 $0.95

27.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27K $27K

$35K $35K

-23.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$27.7K $27.7K

-5.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$299 $299

$179 $179

67.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.27 $49.27

$60 $60

-17.84%

Internet (50+ Mbps, Unlimited Data)

$64.1 $64.1

$63.8 $63.8

0.38%

Gym Membership (Monthly)

$42.16 $42.16

$141 $141

-70.04%

Tennis Court (1 Hour on Weekend)

$15.21 $15.21

$63.9 $63.9

-76.20%

Cinema Ticket

$10.89 $10.89

$19.9 $19.9

-45.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,952 $1,952

$3,206 $3,206

-39.12%

International Primary School, 1 Child (Yearly)

$26.1K $26.1K

$56.5K $56.5K

-53.71%

Jeans (Levis 501 Or Similar)

$48.04 $48.04

$65.7 $65.7

-26.89%

Summer Dress (H&M, Zara, etc)

$39.95 $39.95

$48.75 $48.75

-18.05%

Sport Shoes (Adidas, Nike)

$86.2 $86.2

$111 $111

-22.42%

Men's Leather Business Shoes

$128 $128

$172 $172

-25.38%

1-bedroom Apartment, City Center (Monthly)

$1,423 $1,423

$4,165 $4,165

-65.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,297 $1,297

$2,653 $2,653

-51.11%

3-bedroom Apartment, City Center (Monthly)

$2,469 $2,469

$8,412 $8,412

-70.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,390 $2,390

$5,277 $5,277

-54.71%

Buy Apartment in City Center (m2)

$3,270 $3,270

$15.6K $15.6K

-79.06%

Buy Apartment Outside City Center (m2)

$2,927 $2,927

$11.2K $11.2K

-73.77%

Average Monthly Net Salary (After Tax)

$4,080 $4,080

$5,616 $5,616

-27.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.44

1.09%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Modesto, CA: October 29, 2025

Last update for New York, NY: October 28, 2025

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