Last update: Oct 2026

Cost of Living Comparison Between Milan and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,555 in Milan, rent and utilities included – about $14,500 less a year. Rent and utilities account for about half of the difference.

122

Cost of Living Index in Milan
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Milan Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Milan

🇮🇹 Italy

$2,555

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Milan and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Milan and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,555 in Milan versus $1,349 in Ubud, Bali.

Milan $2,555
Ubud, Bali $1,349

Estimated couple costs with rent: $3,859 in Milan versus $2,305 in Ubud, Bali.

Milan $3,859
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,163 in Milan versus $3,261 in Ubud, Bali.

Milan $5,163
Ubud, Bali $3,261

Living in Milan is roughly 89% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$22.10 €19.85

$3.32 Rp 59.9K

565.66%

Three-Course Dinner for Two, Mid-Range

$89.0 €80.0

$35.64 Rp 642.4K

149.83%

Fast Food Meal (McDonalds, etc)

$13.35 €11.99

$5.53 Rp 99.7K

141.41%

Cappuccino

$2.14 €1.92

$2.72 Rp 49.0K

-21.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 €3.31

$1.70 Rp 30.7K

116.47%

Water (0.33 liter bottle)

$1.95 €1.75

$0.76 Rp 13.7K

156.58%

Local Beer (0.5 liter draught)

$6.96 €6.26

$2.65 Rp 47.8K

162.64%

Imported Beer (0.33 liter bottle)

$6.78 €6.09

$4.38 Rp 79.0K

54.79%

Milk (1 liter)

$1.75 €1.57

$1.49 Rp 26.9K

17.45%

White Bread (500g)

$3.19 €2.86

$2.28 Rp 41.0K

39.91%

Rice (white) (1kg)

$3.69 €3.31

$1.19 Rp 21.5K

210.08%

Eggs

$5.02 €4.51

$2.04 Rp 36.7K

146.08%

Local Cheese (1kg)

$23.30 €20.94

$17.70 Rp 319.1K

31.64%

Chicken Fillets (1kg)

$14.73 €13.24

$3.96 Rp 71.4K

271.97%

Beef Round Steak (1kg)

$22.89 €20.57

$12.19 Rp 219.7K

87.78%

Apples (1kg)

$2.96 €2.66

$3.66 Rp 65.9K

-19.13%

Banana (1kg)

$2.31 €2.07

$1.52 Rp 27.4K

51.97%

Oranges (1kg)

$3.23 €2.90

$2.23 Rp 40.2K

44.84%

Tomato (1kg)

$4.30 €3.87

$1.97 Rp 35.6K

118.27%

Potato (1kg)

$2.26 €2.03

$1.85 Rp 33.3K

22.16%

Onion (1kg)

$2.00 €1.79

$2.42 Rp 43.7K

-17.36%

Lettuce (1 head)

$1.78 €1.60

$0.99 Rp 17.8K

79.80%

Water (1.5 liter bottle)

$0.61 €0.55

$0.51 Rp 9,255

19.61%

Cigarettes 20 Pack (Marlboro, Camel)

$7.25 €6.51

$2.22 Rp 40.0K

226.58%

Wine (Bottle)

$9.77 €8.78

$22.24 Rp 400.9K

-56.07%

Local Beer (0.5 liter bottle)

$1.93 €1.74

$2.26 Rp 40.7K

-14.60%

Imported Beer (0.33 liter bottle)

$2.38 €2.14

$2.97 Rp 53.5K

-19.87%

One-way Ticket (Public Transport)

$2.45 €2.20

$0.25 Rp 4,525

880.00%

Public Transport Monthly Pass (Regular Price)

$43.45 €39.04

$7.82 Rp 141.0K

455.63%

Taxi Start (Normal Tariff)

$7.62 €6.85

$0.44 Rp 7,923

1631.82%

Taxi (Normal Tariff) (1km)

$2.29 €2.06

$0.43 Rp 7,753

432.56%

Taxi 1hour Waiting (Normal Tariff)

$65.1 €58.5

$5.41 Rp 97.5K

1102.77%

Gasoline (1 liter)

$2.20 €1.98

$0.82 Rp 14.9K

168.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K €32.7K

$23.8K Rp 429.7M

52.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.4K €33.6K

$31.7K Rp 572.3M

17.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$248 €223

$79.1 Rp 1.4M

213.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.29 €9.25

$6.45 Rp 116.2K

59.53%

Internet (50+ Mbps, Unlimited Data)

$29.70 €26.69

$18.58 Rp 334.9K

59.85%

Gym Membership (Monthly)

$82.9 €74.4

$49.48 Rp 892.0K

67.44%

Tennis Court (1 Hour on Weekend)

$33.55 €30.14

$17.65 Rp 318.1K

90.08%

Cinema Ticket

$11.38 €10.22

$4.27 Rp 77.0K

166.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$939 €844

$491 Rp 8.8M

91.47%

International Primary School, 1 Child (Yearly)

$18.8K €16.8K

$5,674 Rp 102.3M

230.51%

Jeans (Levis 501 Or Similar)

$101 €91.0

$44.64 Rp 804.7K

126.75%

Summer Dress (H&M, Zara, etc)

$49.50 €44.48

$34.95 Rp 630.1K

41.63%

Sport Shoes (Adidas, Nike)

$116 €104

$79.9 Rp 1.4M

44.98%

Men's Leather Business Shoes

$164 €147

$79.4 Rp 1.4M

105.92%

1-bedroom Apartment, City Center (Monthly)

$1,764 €1,585

$1,125 Rp 20.3M

56.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,164 €1,046

$671 Rp 12.1M

73.36%

3-bedroom Apartment, City Center (Monthly)

$3,429 €3,081

$3,565 Rp 64.3M

-3.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,975 €1,774

$1,723 Rp 31.1M

14.58%

Buy Apartment in City Center (m2)

$10.6K €9,501

$2,732 Rp 49.2M

287.11%

Buy Apartment Outside City Center (m2)

$5,220 €4,690

$2,284 Rp 41.2M

128.53%

Average Monthly Net Salary (After Tax)

$2,162 €1,942

$164 Rp 3.0M

1219.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.18

13.78

-76.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Milan: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Milan

$1.2K 45.6%

Ubud, Bali

$672 49.8% 42.3% $493

Groceries & Markets

Milan

$419 16.4%

Ubud, Bali

$288 21.4% 31.1% $130

Eating Out

Milan

$313 12.3%

Ubud, Bali

$108 8% 65.6% $206

Monthly Utilities & Internet

Milan

$288 11.3%

Ubud, Bali

$104 7.7% 63.8% $184

Clothing & Footwear

Milan

$194 7.6%

Ubud, Bali

$108 8% 44.5% $86

Sport & Entertainment

Milan

$106 4.1%

Ubud, Bali

$58 4.3% 45.1% $48

Getting Around

Milan

$72 2.8%

Ubud, Bali

$11 0.9% 84.2% $61

Cost Breakdown

A one-bedroom apartment in the center runs $1,764 in Milan and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Milan pays about 13 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $89 in Milan vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $419 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇹 Milan

🇮🇩 Ubud, Bali

🕒 Local time

08:36 8:36 AM

15:36 3:36 PM

7 h ahead of Milan

🌤 Weather

👥 Population

1,394,798

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Milan Ubud, Bali 11,930 km ≈ 15 h nonstop flight

From you

Milan
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Milan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in eating out, groceries, and clothing. The 89% gap adds up to real monthly savings that compound significantly over time.

Average pay in Milan is about 13 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,764 in Milan versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $939 in Milan versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 45% higher in Milan. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Milan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Milan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in Milan. Beyond cost, consider language, visa policies, and how big the international community is in each city.