Last update: Oct 2026

Cost of Living Comparison Between Milan and Saratoga Springs, NY

For one person, living is cheaper in Milan: $2,560 a month against $2,906 in Saratoga Springs, NY, rent and utilities included – about $4,200 less a year. Higher rent and utilities in Saratoga Springs, NY outweigh lower spending on other living expenses.

124

Cost of Living Index in Milan
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Milan Living Index
141

Cost of Living Index in Saratoga Springs, NY
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Saratoga Springs, NY Living Index

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Milan

🇮🇹 Italy

$2,560

/mo nomad

Saratoga Springs, NY

🇺🇸 United States

$2,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Milan and in Saratoga Springs, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Milan and in Saratoga Springs, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,560 in Milan versus $2,906 in Saratoga Springs, NY.

Milan $2,560
Saratoga Springs, NY $2,906

Estimated couple costs with rent: $3,895 in Milan versus $4,031 in Saratoga Springs, NY.

Milan $3,895
Saratoga Springs, NY $4,031

Monthly costs for a family of three with rent: $5,230 in Milan versus $5,156 in Saratoga Springs, NY.

Milan $5,230
Saratoga Springs, NY $5,156

Living in Milan costs roughly 12% less than in Saratoga Springs, NY, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Milan 90% above, Saratoga Springs, NY 115% above.

Meal at Budget Restaurant

$22.52 €20.03

$18.10 $18.10

24.42%

Three-Course Dinner for Two, Mid-Range

$89.3 €79.4

$78.4 $78.4

13.86%

Fast Food Meal (McDonalds, etc)

$13.16 €11.71

$8.12 $8.12

62.07%

Cappuccino

$2.13 €1.90

$5.29 $5.29

-59.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.67 €3.26

$2.62 $2.62

40.08%

Water (0.33 liter bottle)

$1.82 €1.62

$1.83 $1.83

-0.55%

Local Beer (0.5 liter draught)

$6.65 €5.92

$6.42 $6.42

3.58%

Imported Beer (0.33 liter bottle)

$6.64 €5.91

$7.62 $7.62

-12.86%

Milk (1 liter)

$1.70 €1.51

$0.91 $0.91

86.81%

White Bread (500g)

$3.16 €2.81

$3.41 $3.41

-7.33%

Rice (white) (1kg)

$3.54 €3.15

$4.41 $4.41

-19.73%

Eggs

$4.88 €4.34

$4.06 $4.06

20.20%

Local Cheese (1kg)

$22.85 €20.33

$11.00 $11.00

107.73%

Chicken Fillets (1kg)

$14.72 €13.09

$13.59 $13.59

8.31%

Beef Round Steak (1kg)

$22.77 €20.25

$18.03 $18.03

26.29%

Apples (1kg)

$3.12 €2.77

$6.49 $6.49

-51.93%

Banana (1kg)

$2.39 €2.12

$1.36 $1.36

75.74%

Oranges (1kg)

$3.39 €3.02

$5.16 $5.16

-34.30%

Tomato (1kg)

$4.27 €3.80

$6.83 $6.83

-37.48%

Potato (1kg)

$2.38 €2.12

$3.00 $3.00

-20.67%

Onion (1kg)

$2.04 €1.82

$3.26 $3.26

-37.42%

Lettuce (1 head)

$1.75 €1.56

$2.33 $2.33

-24.89%

Water (1.5 liter bottle)

$0.57 €0.51

$2.65 $2.65

-78.49%

Cigarettes 20 Pack (Marlboro, Camel)

$7.46 €6.64

$12.85 $12.85

-41.95%

Wine (Bottle)

$9.58 €8.52

$15.11 $15.11

-36.60%

Local Beer (0.5 liter bottle)

$2.01 €1.79

$2.92 $2.92

-31.16%

Imported Beer (0.33 liter bottle)

$2.46 €2.19

$4.81 $4.81

-48.86%

One-way Ticket (Public Transport)

$2.38 €2.12

Public Transport Monthly Pass (Regular Price)

$43.27 €38.49

Taxi Start (Normal Tariff)

$7.67 €6.82

$3.98 $3.98

92.71%

Taxi (Normal Tariff) (1km)

$2.26 €2.01

$2.20 $2.20

2.73%

Taxi 1hour Waiting (Normal Tariff)

$65.2 €58.0

$29.52 $29.52

120.83%

Gasoline (1 liter)

$2.20 €1.96

$0.90 $0.90

144.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K €32.4K

$33.7K $33.7K

8.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.4K €31.5K

$24.9K $24.9K

42.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 €220

$230 $230

7.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.21 €9.08

$53.1 $53.1

-80.79%

Internet (50+ Mbps, Unlimited Data)

$29.16 €25.94

$57.4 $57.4

-49.22%

Gym Membership (Monthly)

$82.4 €73.3

$60.7 $60.7

35.67%

Tennis Court (1 Hour on Weekend)

$34.18 €30.41

$20.22 $20.22

69.04%

Cinema Ticket

$12.11 €10.77

$14.98 $14.98

-19.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$857 €762

$1,425 $1,425

-39.88%

International Primary School, 1 Child (Yearly)

$18.6K €16.5K

$17.7K $17.7K

4.75%

Jeans (Levis 501 Or Similar)

$101 €90.2

$54.2 $54.2

87.19%

Summer Dress (H&M, Zara, etc)

$50.8 €45.21

$48.93 $48.93

3.88%

Sport Shoes (Adidas, Nike)

$117 €104

$95.3 $95.3

22.29%

Men's Leather Business Shoes

$167 €149

$101 $101

65.91%

1-bedroom Apartment, City Center (Monthly)

$1,731 €1,540

$2,548 $2,548

-32.07%

1-bedroom Apartment, Outside City Center (Monthly)

$1,169 €1,040

$1,588 $1,588

-26.39%

3-bedroom Apartment, City Center (Monthly)

$3,402 €3,026

$3,008 $3,008

13.11%

3-bedroom Apartment, Outside City Center (Monthly)

$2,036 €1,811

$2,236 $2,236

-8.94%

Buy Apartment in City Center (m2)

$10.5K €9,376

Buy Apartment Outside City Center (m2)

$5,240 €4,661

Average Monthly Net Salary (After Tax)

$2,145 €1,908

$4,930 $4,930

-56.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.18

6.66

-52.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Milan: October 12, 2026

Last update for Saratoga Springs, NY: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Milan

$1.2K 45.7%

Saratoga Springs, NY

$1.6K 54.7% 35.9% $419

Groceries & Markets

Milan

$417 16.3%

Saratoga Springs, NY

$439 15.1% 5.2% $22

Eating Out

Milan

$314 12.3%

Saratoga Springs, NY

$298 10.3% 5.1% $16

Monthly Utilities & Internet

Milan

$286 11.2%

Saratoga Springs, NY

$341 11.7% 19% $54

Clothing & Footwear

Milan

$196 7.7%

Saratoga Springs, NY

$135 4.6% 31.4% $62

Sport & Entertainment

Milan

$107 4.2%

Saratoga Springs, NY

$91 3.1% 14.9% $16

Getting Around

Milan

$72 2.8%

Saratoga Springs, NY

$15 * 0.5% 79.1% $57

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,731 in Milan and $2,548 in Saratoga Springs, NY. Housing cost is often the main lever when comparing two cities.

Saratoga Springs, NY pays 130% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $89.0 in Milan vs $78.0 in Saratoga Springs, NY. Groceries flip the comparison at $417 vs $439, with Milan cheaper for home cooking.

Good to know

🇮🇹 Milan

🇺🇸 Saratoga Springs, NY

🕒 Local time

07:42 7:42 AM

01:42 1:42 AM

6 h behind Milan

🌤 Weather

👥 Population

1,394,798

28,491

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Milan Saratoga Springs, NY 6,300 km ≈ 8 h nonstop flight

From you

Milan
Saratoga Springs, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Milan vs Saratoga Springs, NY: Cost of Living - Frequently Asked Questions

Milan is cheaper overall, especially in groceries and utilities. The 13% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 130% lower in Saratoga Springs, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,731 in Milan versus $2,548 in Saratoga Springs, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Saratoga Springs, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,560 per month in Milan versus $2,906 in Saratoga Springs, NY – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Milan is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Milan is more practical. Housing and childcare are both notably cheaper than in Saratoga Springs, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Milan and Saratoga Springs, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Milan gentler on the wallet – expenses run 13% less than in Saratoga Springs, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.