😐Monthly costs for one person with rent: $2,467 in Milan versus $1,760 in Palazzo San Gervasio.
😐Estimated couple costs with rent: $3,845 in Milan versus $2,629 in Palazzo San Gervasio.
😐Monthly costs for a family of three with rent: $5,223 in Milan versus $3,498 in Palazzo San Gervasio.
🌍Living in Milan is roughly 40% more expensive than in Palazzo San Gervasio, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Milan85% above, Palazzo San Gervasio32% above.
Currency
🍽 Eating Out
Milan
Palazzo San Gervasio
Difference
Meal at Budget Restaurant
$23.53€20.61
$17.06€14.94
37.92%
Three-Course Dinner for Two, Mid-Range
$91.5€80.1
$70.3€61.6
30.15%
Fast Food Meal(McDonalds, etc)
$12.72€11.14
$11.44€10.02
11.19%
Cappuccino
$2.10€1.84
$2.20€1.92
-4.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.35€2.93
$2.11€1.85
58.77%
Water(0.33 liter bottle)
$1.44€1.27
$1.07€0.94
34.58%
Local Beer(0.5 liter draught)
$7.02€6.15
$4.73€4.14
48.41%
Imported Beer(0.33 liter bottle)
$5.64€4.94
$4.60€4.03
22.61%
🛒 Groceries & Markets
Milan
Palazzo San Gervasio
Difference
Milk(1 liter)
$1.77€1.55
$1.98€1.73
-10.61%
White Bread(500g)
$2.84€2.49
$1.77€1.55
60.45%
Rice(white)(1kg)
$3.28€2.87
$2.90€2.54
13.10%
Eggs
$4.26€3.73
$4.18€3.66
1.91%
Local Cheese(1kg)
$19.76€17.31
$14.83€12.99
33.24%
Chicken Fillets(1kg)
$12.96€11.35
$10.23€8.96
26.69%
Beef Round Steak(1kg)
$24.27€21.25
$16.03€14.04
51.40%
Apples(1kg)
$2.83€2.48
$2.90€2.54
-2.41%
Banana(1kg)
$2.38€2.08
$2.20€1.93
8.18%
Oranges(1kg)
$3.34€2.92
$2.71€2.37
23.25%
Tomato(1kg)
$3.90€3.42
$3.64€3.19
7.14%
Potato(1kg)
$2.54€2.23
$1.92€1.68
32.29%
Onion(1kg)
$2.22€1.95
$1.92€1.68
15.63%
Lettuce(1 head)
$1.64€1.43
$1.50€1.32
9.33%
Water(1.5 liter bottle)
$0.70€0.61
$0.68€0.60
2.94%
Cigarettes 20 Pack(Marlboro, Camel)
$7.13€6.24
$6.79€5.95
5.01%
Wine(Bottle)
$9.28€8.13
$7.61€6.66
21.94%
Local Beer(0.5 liter bottle)
$2.46€2.16
$2.76€2.41
-10.87%
Imported Beer(0.33 liter bottle)
$3.14€2.75
$3.37€2.95
-6.82%
🚌 Getting Around
Milan
Palazzo San Gervasio
Difference
One-way Ticket(Public Transport)
$2.53€2.21
$1.71€1.50
47.95%
Public Transport Monthly Pass(Regular Price)
$44.83€39.26
$42.93€37.60
4.43%
Taxi Start(Normal Tariff)
$7.97€6.98
$5.89€5.16
35.31%
Taxi(Normal Tariff)(1km)
$2.66€2.33
$2.09€1.83
27.27%
Taxi 1hour Waiting(Normal Tariff)
$39.69€34.76
$34.82€30.50
13.99%
Gasoline(1 liter)
$2.05€1.80
$2.06€1.81
-0.49%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1K€29.8K
$35.3K€30.9K
-3.44%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.1K€31.6K
$34.9K€30.6K
3.48%
🧾 Monthly Utilities & Internet
Milan
Palazzo San Gervasio
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$215€188
$220€193
-2.28%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$11.65€10.20
$12.95€11.34
-10.04%
Internet(50+ Mbps, Unlimited Data)
$31.28€27.40
$33.03€28.93
-5.30%
🎉 Sport & Entertainment
Milan
Palazzo San Gervasio
Difference
Gym Membership(Monthly)
$76.0€66.6
$54.6€47.79
39.29%
Tennis Court(1 Hour on Weekend)
$37.56€32.89
$22.99€20.14
63.38%
Cinema Ticket
$11.38€9.96
$11.67€10.22
-2.49%
🧸 Childcare & Education
Milan
Palazzo San Gervasio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$878€769
$389€341
125.67%
International Primary School, 1 Child(Yearly)
$16.4K€14.3K
$6,180€5,413
164.70%
👕👟 Clothing & Footwear
Milan
Palazzo San Gervasio
Difference
Jeans(Levis 501 Or Similar)
$112€98.2
$106€92.5
6.17%
Summer Dress(H&M, Zara, etc)
$53.4€46.73
$43.92€38.46
21.49%
Sport Shoes(Adidas, Nike)
$115€101
$100€87.6
15.36%
Men's Leather Business Shoes
$169€148
$145€127
16.84%
🏠 Accommodation & Living
Milan
Palazzo San Gervasio
Difference
1-bedroom Apartment, City Center(Monthly)
$1,573€1,378
$752€659
109.23%
1-bedroom Apartment, Outside City Center(Monthly)
$1,124€984
$589€516
90.79%
3-bedroom Apartment, City Center(Monthly)
$3,208€2,810
$1,203€1,054
166.67%
3-bedroom Apartment, Outside City Center(Monthly)
$2,050€1,795
$913€799
124.61%
Buy Apartment in City Center(m2)
$10.7K€9,333
$2,819€2,469
278.00%
Buy Apartment Outside City Center(m2)
$5,344€4,680
$2,231€1,954
139.55%
💵 Salaries & Financials
Milan
Palazzo San Gervasio
Difference
Average Monthly Net Salary(After Tax)
$2,208€1,934
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
3.25
4.04
-19.55%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Milan: July 12, 2026
Last update for Palazzo San Gervasio: July 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,573 in Milan and $752 in Palazzo San Gervasio. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $91.0 in Milan vs $70.0 in Palazzo San Gervasio for a mid-range dinner for two. Groceries echo the gap at $399 vs $326 per month, with Palazzo San Gervasio cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Milan vs Palazzo San Gervasio: Cost of Living - Frequently Asked Questions
Is Palazzo San Gervasio cheaper than Milan?
Palazzo San Gervasio is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 40% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,701 in Milan and $2,640 in Palazzo San Gervasio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Milan and Palazzo San Gervasio?
Rent for a central apartment: $1,573 in Milan versus $752 in Palazzo San Gervasio. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $878 in Milan versus $389 in Palazzo San Gervasio. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Milan and in Palazzo San Gervasio?
Supermarket bills run roughly 22% higher in Milan. For households that cook at home regularly, that difference adds up over a month.
Is $2,000 a realistic budget for living in Milan or in Palazzo San Gervasio?
At $1,760 in Palazzo San Gervasio versus $2,467 in Milan, a $2,000 budget is realistic in Palazzo San Gervasio but tight or insufficient in Milan. The gap between the two cities makes Palazzo San Gervasio the clear choice for anyone on this budget.
Is Milan or Palazzo San Gervasio more family-friendly?
For families, Palazzo San Gervasio is more practical. Housing and childcare are both notably cheaper than in Milan, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Milan or Palazzo San Gervasio?
Safety-wise, Milan and Palazzo San Gervasio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Palazzo San Gervasio gentler on the wallet – expenses run 40% less than in Milan. Beyond cost, consider language, visa policies, and how big the international community is in each city.