Cost of Living Comparison Between Middletown, NY and Ubud, Bali Cost of Living Comparison Between Middletown, NY and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,618 in Middletown, NY versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $3,755 in Middletown, NY versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,893 in Middletown, NY versus $3,327 in Ubud, Bali.

Living in Middletown, NY is roughly 91% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Middletown, NY 91% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$19.91 $19.91

$3.44 Rp 61.0K

478.78%

Three-Course Dinner for Two, Mid-Range

$59.2 $59.2

$36.31 Rp 644.2K

63.15%

Fast Food Meal (McDonalds, etc)

$10.83 $10.83

$5.71 Rp 101.2K

89.67%

Cappuccino

$5.11 $5.11

$2.67 Rp 47.4K

91.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 $2.12

$1.75 Rp 31.0K

21.14%

Water (0.33 liter bottle)

$1.58 $1.58

$0.87 Rp 15.5K

81.61%

Local Beer (0.5 liter draught)

$5.93 $5.93

$2.95 Rp 52.4K

101.02%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$4.52 Rp 80.2K

78.76%

Milk (1 liter)

$1.22 $1.22

$1.62 Rp 28.7K

-24.69%

White Bread (500g)

$4.25 $4.25

$2.33 Rp 41.3K

82.40%

Rice (white) (1kg)

$7.77 $7.77

$1.11 Rp 19.6K

600.00%

Eggs

$5.94 $5.94

$2.20 Rp 39.0K

170.00%

Local Cheese (1kg)

$12.63 $12.63

$17.69 Rp 313.9K

-28.60%

Chicken Fillets (1kg)

$7.27 $7.27

$4.10 Rp 72.7K

77.32%

Beef Round Steak (1kg)

$17.07 $17.07

$12.18 Rp 216.0K

40.15%

Apples (1kg)

$2.94 $2.94

$3.71 Rp 65.8K

-20.75%

Banana (1kg)

$1.51 $1.51

$1.59 Rp 28.2K

-5.03%

Oranges (1kg)

$6.24 $6.24

$2.28 Rp 40.5K

173.68%

Tomato (1kg)

$4.42 $4.42

$1.95 Rp 34.7K

126.67%

Potato (1kg)

$5.40 $5.40

$1.91 Rp 33.8K

182.72%

Onion (1kg)

$3.74 $3.74

$2.33 Rp 41.4K

60.52%

Lettuce (1 head)

$2.81 $2.81

$1.01 Rp 17.9K

178.22%

Water (1.5 liter bottle)

$2.80 $2.80

$0.55 Rp 9,791

409.09%

Cigarettes 20 Pack (Marlboro, Camel)

$11.47 $11.47

$2.23 Rp 39.6K

414.35%

Wine (Bottle)

$24.05 $24.05

$23.07 Rp 409.3K

4.25%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$2.42 Rp 42.9K

-29.75%

Imported Beer (0.33 liter bottle)

$5.33 $5.33

$3.00 Rp 53.2K

77.67%

One-way Ticket (Public Transport)

$2.04 $2.04

$0.27 Rp 4,823

655.56%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$3.06 $3.06

$0.48 Rp 8,582

537.50%

Taxi (Normal Tariff) (1km)

$2.04 $2.04

$0.43 Rp 7,693

374.42%

Taxi 1hour Waiting (Normal Tariff)

$23.67 $23.67

$5.64 Rp 100.1K

319.68%

Gasoline (1 liter)

$1.07 $1.07

$0.80 Rp 14.3K

33.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K $37.3K

$24.9K Rp 442.5M

49.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$31.7K Rp 562.6M

-18.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$81.5 Rp 1.4M

165.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.0 $51.0

$6.49 Rp 115.2K

685.36%

Internet (50+ Mbps, Unlimited Data)

$64.5 $64.5

$18.77 Rp 333.0K

243.79%

Gym Membership (Monthly)

$47.27 $47.27

$56.9 Rp 1.0M

-16.88%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$14.71 $14.71

$4.54 Rp 80.5K

224.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,235 $2,235

$481 Rp 8.5M

364.93%

International Primary School, 1 Child (Yearly)

$23.6K $23.6K

$5,711 Rp 101.3M

312.94%

Jeans (Levis 501 Or Similar)

$40.69 $40.69

$45.52 Rp 807.5K

-10.61%

Summer Dress (H&M, Zara, etc)

$56.6 $56.6

$35.88 Rp 636.6K

57.72%

Sport Shoes (Adidas, Nike)

$76.8 $76.8

$80.4 Rp 1.4M

-4.52%

Men's Leather Business Shoes

$157 $157

$78.7 Rp 1.4M

99.52%

1-bedroom Apartment, City Center (Monthly)

$1,613 $1,613

$1,115 Rp 19.8M

44.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,310 $1,310

$698 Rp 12.4M

87.75%

3-bedroom Apartment, City Center (Monthly)

$2,480 $2,480

$3,637 Rp 64.5M

-31.80%

3-bedroom Apartment, Outside City Center (Monthly)

$2,160 $2,160

$1,737 Rp 30.8M

24.31%

Buy Apartment in City Center (m2)

$2,992 $2,992

$2,784 Rp 49.4M

7.45%

Buy Apartment Outside City Center (m2)

$2,505 $2,505

$2,290 Rp 40.6M

9.40%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.22

13.78

-54.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Middletown, NY: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,613 in Middletown, NY and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $59.0 in Middletown, NY vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $442 vs $295 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Middletown, NY vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Middletown, NY and Ubud, Bali differ by about 91% in total monthly costs ($2,618 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,928 in Middletown, NY and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,613 in Middletown, NY versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,235 in Middletown, NY versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $59.0 in Middletown, NY. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $2,618 in Middletown, NY, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Middletown, NY. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Middletown, NY and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 91% less than in Middletown, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.