Last update: Nov 2026

Cost of Living Comparison Between Middletown, NY and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,691 in Middletown, NY, rent and utilities included – about $16,300 less a year. Rent and utilities account for most of the difference.

127

Cost of Living Index in Middletown, NY
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Middletown, NY Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Middletown, NY

🇺🇸 United States

$2,691

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Middletown, NY and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Middletown, NY and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,691 in Middletown, NY versus $1,331 in Ubud, Bali.

Middletown, NY $2,691
Ubud, Bali $1,331

Estimated couple costs with rent: $3,854 in Middletown, NY versus $2,255 in Ubud, Bali.

Middletown, NY $3,854
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $5,018 in Middletown, NY versus $3,180 in Ubud, Bali.

Middletown, NY $5,018
Ubud, Bali $3,180

Living in Middletown, NY is roughly 102% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Middletown, NY is 99% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$19.65 $19.65

$3.38 Rp 61.2K

481.36%

Three-Course Dinner for Two, Mid-Range

$59.4 $59.4

$34.65 Rp 628.6K

71.40%

Fast Food Meal (McDonalds, etc)

$11.14 $11.14

$5.57 Rp 101.1K

100.00%

Cappuccino

$5.03 $5.03

$2.62 Rp 47.5K

91.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 $2.19

$1.54 Rp 27.9K

42.21%

Water (0.33 liter bottle)

$1.57 $1.57

$0.64 Rp 11.6K

145.31%

Local Beer (0.5 liter draught)

$5.96 $5.96

$2.67 Rp 48.4K

123.22%

Imported Beer (0.33 liter bottle)

$8.03 $8.03

$4.26 Rp 77.3K

88.50%

Milk (1 liter)

$1.23 $1.23

$1.46 Rp 26.5K

-15.75%

White Bread (500g)

$4.20 $4.20

$2.29 Rp 41.6K

83.41%

Rice (white) (1kg)

$7.59 $7.59

$1.11 Rp 20.1K

583.78%

Eggs

$5.81 $5.81

$2.10 Rp 38.1K

176.67%

Local Cheese (1kg)

$12.41 $12.41

$15.94 Rp 289.2K

-22.15%

Chicken Fillets (1kg)

$7.40 $7.40

$3.88 Rp 70.4K

90.72%

Beef Round Steak (1kg)

$17.14 $17.14

$11.40 Rp 206.8K

50.35%

Apples (1kg)

$2.98 $2.98

$3.55 Rp 64.4K

-16.06%

Banana (1kg)

$1.53 $1.53

$1.54 Rp 27.9K

-0.65%

Oranges (1kg)

$6.15 $6.15

$2.23 Rp 40.5K

175.78%

Tomato (1kg)

$4.33 $4.33

$1.97 Rp 35.8K

119.80%

Potato (1kg)

$5.41 $5.41

$1.86 Rp 33.7K

190.86%

Onion (1kg)

$3.77 $3.77

$2.42 Rp 43.9K

55.79%

Lettuce (1 head)

$2.77 $2.77

$1.02 Rp 18.6K

171.57%

Water (1.5 liter bottle)

$2.96 $2.96

$0.52 Rp 9,475

469.23%

Cigarettes 20 Pack (Marlboro, Camel)

$11.43 $11.43

$2.20 Rp 39.9K

419.55%

Wine (Bottle)

$24.37 $24.37

$21.79 Rp 395.2K

11.84%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$2.33 Rp 42.2K

-27.47%

Imported Beer (0.33 liter bottle)

$5.36 $5.36

$2.97 Rp 53.9K

80.47%

One-way Ticket (Public Transport)

$2.20 $2.20

$0.25 Rp 4,542

780.00%

Public Transport Monthly Pass (Regular Price)

$59.5 $59.5

$8.17 Rp 148.3K

627.66%

Taxi Start (Normal Tariff)

$2.92 $2.92

$0.44 Rp 7,941

563.64%

Taxi (Normal Tariff) (1km)

$2.00 $2.00

$0.47 Rp 8,489

325.53%

Taxi 1hour Waiting (Normal Tariff)

$24.23 $24.23

$5.60 Rp 101.6K

332.68%

Gasoline (1 liter)

$1.15 $1.15

$0.83 Rp 15.0K

38.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$24.4K Rp 443.5M

11.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$31.7K Rp 575.0M

-16.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$216 $216

$77.5 Rp 1.4M

178.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.9 $50.9

$6.14 Rp 111.5K

728.66%

Internet (50+ Mbps, Unlimited Data)

$65.1 $65.1

$18.92 Rp 343.1K

243.82%

Gym Membership (Monthly)

$40.87 $40.87

$51.0 Rp 925.0K

-19.85%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$14.55 $14.55

$4.38 Rp 79.5K

232.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,500 $2,500

$492 Rp 8.9M

407.63%

International Primary School, 1 Child (Yearly)

$34.3K $34.3K

$12.2K Rp 221.7M

181.05%

Jeans (Levis 501 Or Similar)

$40.74 $40.74

$45.16 Rp 819.2K

-9.79%

Summer Dress (H&M, Zara, etc)

$58.5 $58.5

$34.89 Rp 632.9K

67.67%

Sport Shoes (Adidas, Nike)

$76.8 $76.8

$78.3 Rp 1.4M

-1.92%

Men's Leather Business Shoes

$160 $160

$77.9 Rp 1.4M

105.12%

1-bedroom Apartment, City Center (Monthly)

$1,564 $1,564

$1,078 Rp 19.5M

45.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,302 $1,302

$665 Rp 12.1M

95.85%

3-bedroom Apartment, City Center (Monthly)

$2,572 $2,572

$3,510 Rp 63.7M

-26.73%

3-bedroom Apartment, Outside City Center (Monthly)

$2,074 $2,074

$1,671 Rp 30.3M

24.15%

Buy Apartment in City Center (m2)

$2,978 $2,978

$2,340 Rp 42.4M

27.27%

Buy Apartment Outside City Center (m2)

$2,373 $2,373

$2,236 Rp 40.6M

6.10%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.92

13.78

-49.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Middletown, NY: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Middletown, NY

$1.3K 48.4%

Ubud, Bali

$665 50% 48.9% $637

Groceries & Markets

Middletown, NY

$442 16.4%

Ubud, Bali

$279 21% 36.8% $163

Monthly Utilities & Internet

Middletown, NY

$332 12.3%

Ubud, Bali

$103 7.7% 69.1% $229

Eating Out

Middletown, NY

$312 11.6%

Ubud, Bali

$106 8% 66.1% $206

Clothing & Footwear

Middletown, NY

$151 5.6%

Ubud, Bali

$106 8% 29.6% $45

Getting Around

Middletown, NY

$81 3%

Ubud, Bali

$12 0.9% 85.3% $69

Sport & Entertainment

Middletown, NY

$70 2.6%

Ubud, Bali

$60 4.5% 14.6% $10

Cost Breakdown

A one-bedroom apartment in the center runs $1,564 in Middletown, NY and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $59 in Middletown, NY vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $442 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Middletown, NY

🇮🇩 Ubud, Bali

🕒 Local time

04:54 4:54 AM

17:54 5:54 PM

13 h ahead of Middletown, NY

🌤 Weather

👥 Population

47,648

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

IDR to USD in detail →

On the map

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Between locations

Middletown, NY Ubud, Bali 16,230 km ≈ 21 h nonstop flight

From you

Middletown, NY
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Middletown, NY vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,691 in Middletown, NY and $1,331 in Ubud, Bali, so Ubud, Bali is about 51% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $4,036 in Middletown, NY and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,564 in Middletown, NY versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,691 per month in Middletown, NY versus $1,331 in Ubud, Bali – Ubud, Bali is about 51% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 86% less than in Middletown, NY. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 51% less than in Middletown, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.