Last update: Oct 2026

Cost of Living Comparison Between Mexico City and Masaya

For one person, living is cheaper in Masaya: $823 a month against $1,608 in Mexico City, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

Mexico City, Mexico
Masaya, Nicaragua
Mexico City
🇲🇽 Mexico
$1,608
/mo nomad
Masaya
🇳🇮 Nicaragua
$823
/mo nomad
Monthly Cost of Living

How much you'll spend in Mexico City and in Masaya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mexico City and in Masaya actually costs, broken down by who's living it.

A single person spends $1,608 per month in Mexico City vs $823 in Masaya, rent included.

  • Mexico City $1,608
  • Masaya $823

A couple spends around $2,549 per month in Mexico City vs $1,283 in Masaya, rent included.

  • Mexico City $2,549
  • Masaya $1,283

A family of three spends $3,490 per month in Mexico City vs $1,744 in Masaya, rent included.

  • Mexico City $3,490
  • Masaya $1,744

Mexico City costs about 95% more than Masaya, and outside of rent the biggest gap is in groceries.

Mexico City sits 18% above the global median, while Masaya is 40% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Mexico City
Masaya
Difference
Meal at Budget Restaurant
$10.62 MX$198
$9.92 NIO 363
7.06%
Three-Course Dinner for Two, Mid-Range
$48.35 MX$901
$34.43 NIO 1,261
40.43%
Fast Food Meal (McDonalds, etc)
$10.35 MX$193
$7.73 NIO 283
33.89%
Cappuccino
$3.69 MX$68.8
$2.54 NIO 93.0
45.28%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.67 MX$31.07
$0.91 NIO 33.22
83.52%
Water (0.33 liter bottle)
$1.27 MX$23.59
$0.73 NIO 26.84
73.97%
Local Beer (0.5 liter draught)
$3.19 MX$59.5
$1.53 NIO 56.0
108.50%
Imported Beer (0.33 liter bottle)
$5.31 MX$98.9
$2.28 NIO 83.6
132.89%
🛒 Groceries & Markets
Mexico City
Masaya
Difference
Milk (1 liter)
$1.72 MX$32.15
$1.22 NIO 44.66
40.98%
White Bread (500g)
$3.04 MX$56.7
$2.40 NIO 87.8
26.67%
Rice (white) (1kg)
$1.94 MX$36.19
$1.80 NIO 65.8
7.78%
Eggs
$2.89 MX$53.8
$2.38 NIO 87.3
21.43%
Local Cheese (1kg)
$10.97 MX$205
$11.43 NIO 419
-4.02%
Chicken Fillets (1kg)
$9.25 MX$172
$6.35 NIO 233
45.67%
Beef Round Steak (1kg)
$15.13 MX$282
$7.68 NIO 281
97.01%
Apples (1kg)
$3.05 MX$56.8
$3.95 NIO 145
-22.78%
Banana (1kg)
$1.94 MX$36.19
$0.57 NIO 21.03
240.35%
Oranges (1kg)
$2.03 MX$37.75
$1.84 NIO 67.3
10.33%
Tomato (1kg)
$2.31 MX$43.15
$2.51 NIO 92.0
-7.97%
Potato (1kg)
$2.04 MX$37.94
$3.91 NIO 143
-47.83%
Onion (1kg)
$1.80 MX$33.55
$2.24 NIO 82.0
-19.64%
Lettuce (1 head)
$1.48 MX$27.58
$1.09 NIO 39.98
35.78%
Water (1.5 liter bottle)
$1.27 MX$23.63
$1.06 NIO 38.67
19.81%
Cigarettes 20 Pack (Marlboro, Camel)
$5.30 MX$98.9
$2.80 NIO 103
89.29%
Wine (Bottle)
$16.10 MX$300
$14.85 NIO 544
8.42%
Local Beer (0.5 liter bottle)
$1.98 MX$36.97
$1.46 NIO 53.5
35.62%
Imported Beer (0.33 liter bottle)
$4.25 MX$79.3
$2.18 NIO 79.8
94.95%
🚌 Getting Around
Mexico City
Masaya
Difference
One-way Ticket (Public Transport)
$0.31 MX$5.69
-
-
Public Transport Monthly Pass (Regular Price)
$19.73 MX$368
-
-
Taxi Start (Normal Tariff)
$1.84 MX$34.25
$1.60 NIO 58.7
15.00%
Taxi (Normal Tariff) (1km)
$0.53 MX$9.94
$1.59 NIO 58.2
-66.67%
Taxi 1hour Waiting (Normal Tariff)
$5.30 MX$98.7
$6.85 NIO 251
-22.63%
Gasoline (1 liter)
$1.51 MX$28.16
$1.38 NIO 50.5
9.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K MX$405.5K
$22.7K NIO 832.1K
-4.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.0K MX$447.1K
$26.4K NIO 966.7K
-9.12%
🧾 Monthly Utilities & Internet
Mexico City
Masaya
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$63.0 MX$1,174
$154 NIO 5,654
-59.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.39 MX$511
$19.83 NIO 726
38.12%
Internet (50+ Mbps, Unlimited Data)
$35.67 MX$665
$31.97 NIO 1,171
11.57%
🎉 Sport & Entertainment
Mexico City
Masaya
Difference
Gym Membership (Monthly)
$58.9 MX$1,099
-
-
Tennis Court (1 Hour on Weekend)
$23.64 MX$441
-
-
Cinema Ticket
$6.40 MX$119
$9.06 NIO 332
-29.36%
🧸 Childcare & Education
Mexico City
Masaya
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$432 MX$8,045
$240 NIO 8,800
79.62%
International Primary School, 1 Child (Yearly)
$11.4K MX$212.9K
$5,987 NIO 219.3K
90.81%
👕👟 Clothing & Footwear
Mexico City
Masaya
Difference
Jeans (Levis 501 Or Similar)
$68.2 MX$1,272
$59.7 NIO 2,184
14.37%
Summer Dress (H&M, Zara, etc)
$53.1 MX$990
$64.7 NIO 2,369
-17.87%
Sport Shoes (Adidas, Nike)
$108 MX$2,009
$123 NIO 4,504
-12.35%
Men's Leather Business Shoes
$117 MX$2,186
$147 NIO 5,379
-20.15%
🏠 Accommodation & Living
Mexico City
Masaya
Difference
1-bedroom Apartment, City Center (Monthly)
$1,113 MX$20.8K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$710 MX$13.2K
-
-
3-bedroom Apartment, City Center (Monthly)
$2,588 MX$48.2K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,406 MX$26.2K
-
-
Buy Apartment in City Center (m2)
$3,631 MX$67.7K
-
-
Buy Apartment Outside City Center (m2)
$2,135 MX$39.8K
-
-
💵 Salaries & Financials
Mexico City
Masaya
Difference
Average Monthly Net Salary (After Tax)
$946 MX$17.6K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.35
11.92
-4.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mexico City: October 25, 2026

Last update for Masaya: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Mexico City
$710
Masaya
- * 100%
Groceries & Markets
Mexico City
$320
Masaya
$260 18.7% $60
Eating Out
Mexico City
$199
Masaya
$152 23.6% $47
Clothing & Footwear
Mexico City
$156
Masaya
$177 13.8% $22
Monthly Utilities & Internet
Mexico City
$126
Masaya
$206 63.6% $80
Sport & Entertainment
Mexico City
$72
Masaya
$18 * 74.7% $54
Getting Around
Mexico City
$25
Masaya
$9.5 * 62.5% $16

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $48 in Mexico City versus $34 in Masaya. Monthly groceries follow the same trend: $320 vs $260 – making Masaya the more affordable choice for daily food spending.

Good to know
🇲🇽 Mexico City
🇳🇮 Masaya
🕒 Local time
16:20 4:20 PM
16:20 4:20 PM
Same time as Mexico City
🌤 Weather
👥 Population
9,209,944 Capital
178,835
💱 Currency
Exchange rates and currency converter

NIO, USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 28, 2026: 1 USD = 18.64 MXN (100 MXN = 5.36 USD). 1 EUR = 20.75 MXN (100 MXN = 4.82 EUR).

Nicaraguan Córdoba exchange rates as of October 28, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 40.77 NIO (100 NIO = 2.45 EUR).

On the map
Between locations
  • Mexico City Masaya 1,620 km ≈ 2 h 30 min nonstop flight
From you
  • Mexico City
  • Masaya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mexico City vs Masaya: Cost of Living - Frequently Asked Questions
Is Masaya cheaper than Mexico City?
Yes – Mexico City is pricier by about 95%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $2,412 per month in Mexico City and $1,234 in Masaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Is eating out cheaper in Mexico City or in Masaya?
A mid-range dinner for two costs $48 in Mexico City and $34 in Masaya. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Mexico City and in Masaya?
Groceries cost about 23% more in Mexico City, though the gap depends on what you buy.
Is $1,000 a realistic budget for living in Mexico City or in Masaya?
A $1,000 monthly budget goes further in Masaya, where all-in costs run around $823, than in Mexico City at $1,608. In Masaya it covers expenses comfortably, while in Mexico City it requires careful planning or may not stretch far enough.
Is it better to live in Mexico City or in Masaya?
It depends on your priorities. Mexico City has an edge in some lifestyle areas, with costs from $823 in Masaya to $1,608 in Mexico City. Climate, culture, job market, and personal taste all factor in.

Mexico City vs other spots: cost of living compared

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