Last update: Oct 2026

Cost of Living Comparison Between Metkovic and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,559 in Metkovic, rent and utilities included – about $7,700 less a year. Rent and utilities account for about half of the difference.

75

Cost of Living Index in Metkovic
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Metkovic Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Metkovic

🇭🇷 Croatia

$1,559

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Metkovic and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Metkovic and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,559 in Metkovic versus $918 in Cebu.

Metkovic $1,559
Cebu $918

Estimated couple costs with rent: $2,340 in Metkovic versus $1,409 in Cebu.

Metkovic $2,340
Cebu $1,409

Monthly costs for a family of three with rent: $3,120 in Metkovic versus $1,900 in Cebu.

Metkovic $3,120
Cebu $1,900

Living in Metkovic is roughly 70% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Metkovic is 15% above, Cebu is 32% below.

Meal at Budget Restaurant

$10.94 €9.77

$3.09 ₱194

254.05%

Three-Course Dinner for Two, Mid-Range

$44.40 €39.65

$24.22 ₱1,522

83.32%

Fast Food Meal (McDonalds, etc)

$7.84 €7.00

$3.92 ₱246

100.00%

Cappuccino

$1.63 €1.46

$2.51 ₱157

-35.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.95 €3.53

$1.59 ₱100

148.43%

Water (0.33 liter bottle)

$3.00 €2.68

$0.53 ₱33.37

466.04%

Local Beer (0.5 liter draught)

$5.45 €4.87

$1.78 ₱112

206.18%

Imported Beer (0.33 liter bottle)

$4.56 €4.07

$2.17 ₱136

110.14%

Milk (1 liter)

$1.13 €1.01

$1.92 ₱121

-41.15%

White Bread (500g)

$1.69 €1.51

$1.36 ₱85.2

24.26%

Rice (white) (1kg)

$3.15 €2.81

$1.01 ₱63.4

211.88%

Eggs

$5.01 €4.48

$2.03 ₱127

146.80%

Local Cheese (1kg)

$14.98 €13.38

$9.86 ₱620

51.93%

Chicken Fillets (1kg)

$9.45 €8.44

$4.39 ₱276

115.26%

Beef Round Steak (1kg)

$11.75 €10.49

$7.60 ₱478

54.61%

Apples (1kg)

$1.95 €1.74

$3.30 ₱207

-40.91%

Banana (1kg)

$1.57 €1.40

$1.39 ₱87.6

12.95%

Oranges (1kg)

$2.07 €1.85

$2.33 ₱147

-11.16%

Tomato (1kg)

$2.69 €2.40

$1.50 ₱94.1

79.33%

Potato (1kg)

$2.17 €1.94

$2.36 ₱148

-8.05%

Onion (1kg)

$2.10 €1.87

$1.90 ₱119

10.53%

Lettuce (1 head)

$1.59 €1.42

$1.19 ₱74.8

33.61%

Water (1.5 liter bottle)

$1.59 €1.42

$0.63 ₱39.63

152.38%

Cigarettes 20 Pack (Marlboro, Camel)

$5.42 €4.84

$3.00 ₱189

80.67%

Wine (Bottle)

$7.82 €6.99

$6.03 ₱379

29.68%

Local Beer (0.5 liter bottle)

$1.36 €1.22

$1.23 ₱77.5

10.57%

Imported Beer (0.33 liter bottle)

$1.47 €1.32

$1.75 ₱110

-16.00%

One-way Ticket (Public Transport)

$1.81 €1.61

$0.25 ₱15.83

624.00%

Public Transport Monthly Pass (Regular Price)

$49.88 €44.54

$12.64 ₱794

294.62%

Taxi Start (Normal Tariff)

$3.07 €2.74

$0.77 ₱48.52

298.70%

Taxi (Normal Tariff) (1km)

$1.36 €1.21

$0.23 ₱14.50

491.30%

Taxi 1hour Waiting (Normal Tariff)

$12.89 €11.51

$4.46 ₱280

189.01%

Gasoline (1 liter)

$1.86 €1.66

$1.31 ₱82.6

41.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K €23.6K

$21.2K ₱1.3M

24.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K €22.4K

$19.1K ₱1.2M

30.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 €162

$120 ₱7,554

51.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.59 €24.64

$14.00 ₱880

97.07%

Internet (50+ Mbps, Unlimited Data)

$43.37 €38.73

$27.54 ₱1,731

57.48%

Gym Membership (Monthly)

$57.8 €51.6

$32.33 ₱2,031

78.69%

Tennis Court (1 Hour on Weekend)

$13.30 €11.88

$6.65 ₱418

100.00%

Cinema Ticket

$8.97 €8.01

$5.65 ₱355

58.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$417 €373

$275 ₱17.3K

51.57%

International Primary School, 1 Child (Yearly)

$6,920 €6,180

$7,918 ₱497.5K

-12.60%

Jeans (Levis 501 Or Similar)

$90.2 €80.5

$49.33 ₱3,100

82.83%

Summer Dress (H&M, Zara, etc)

$43.85 €39.16

$25.24 ₱1,586

73.73%

Sport Shoes (Adidas, Nike)

$102 €91.5

$77.0 ₱4,836

33.15%

Men's Leather Business Shoes

$79.1 €70.6

$57.2 ₱3,594

38.29%

1-bedroom Apartment, City Center (Monthly)

$766 €684

$500 ₱31.4K

53.34%

1-bedroom Apartment, Outside City Center (Monthly)

$536 €479

$309 ₱19.4K

73.52%

3-bedroom Apartment, City Center (Monthly)

$1,307 €1,167

$1,078 ₱67.7K

21.28%

3-bedroom Apartment, Outside City Center (Monthly)

$944 €843

$615 ₱38.7K

53.52%

Buy Apartment in City Center (m2)

$4,028 €3,597

$2,886 ₱181.3K

39.58%

Buy Apartment Outside City Center (m2)

$2,904 €2,593

$1,917 ₱120.4K

51.51%

Average Monthly Net Salary (After Tax)

$660 €590

$346 ₱21.7K

90.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

7.2

-48.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Metkovic: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Metkovic

$536 34.4%

Cebu

$309 33.6% 42.4% $227

Groceries & Markets

Metkovic

$291 18.7%

Cebu

$206 22.4% 29.2% $85

Monthly Utilities & Internet

Metkovic

$253 16.2%

Cebu

$162 17.6% 36% $91

Eating Out

Metkovic

$195 12.5%

Cebu

$88 9.6% 54.7% $107

Clothing & Footwear

Metkovic

$142 9.1%

Cebu

$94 10.2% 33.9% $48

Sport & Entertainment

Metkovic

$76 4.9%

Cebu

$44 4.8% 42.4% $32

Getting Around

Metkovic

$67 4.3%

Cebu

$16 1.7% 76.7% $51

Cost Breakdown

A one-bedroom apartment in the center runs $766 in Metkovic and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Metkovic pays 91% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Metkovic vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $291 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇭🇷 Metkovic

🇵🇭 Cebu

🕒 Local time

13:06 1:06 PM

19:06 7:06 PM

6 h ahead of Metkovic

🌤 Weather

👥 Population

15,235

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 15, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 15, 2026: 1 USD = 62.83 PHP (100 PHP = 1.59 USD). 1 EUR = 70.36 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Metkovic Cebu 10,510 km ≈ 14 h nonstop flight

From you

Metkovic
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Metkovic vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 70% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 91% higher in Metkovic, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $766 in Metkovic versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,559 per month in Metkovic versus $918 in Cebu – a 70% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 295% less than in Metkovic. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,559 in Metkovic, a $1,500 budget is realistic in Cebu but tight or insufficient in Metkovic. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Metkovic, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Metkovic and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 70% less than in Metkovic. Beyond cost, consider language, visa policies, and how big the international community is in each city.