Last update: Oct 2026

Cost of Living Comparison Between McMinnville, TN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,689 in McMinnville, TN, rent and utilities included – about $16,100 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in McMinnville, TN
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McMinnville, TN Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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McMinnville, TN

🇺🇸 United States

$2,689

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in McMinnville, TN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in McMinnville, TN and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,689 in McMinnville, TN versus $1,349 in Ubud, Bali.

McMinnville, TN $2,689
Ubud, Bali $1,349

Estimated couple costs with rent: $4,029 in McMinnville, TN versus $2,305 in Ubud, Bali.

McMinnville, TN $4,029
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,370 in McMinnville, TN versus $3,261 in Ubud, Bali.

McMinnville, TN $5,370
Ubud, Bali $3,261

Living in McMinnville, TN is roughly 99% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$20.26 $20.26

$3.32 Rp 60.3K

510.24%

Three-Course Dinner for Two, Mid-Range

$76.0 $76.0

$35.64 Rp 647.3K

113.16%

Fast Food Meal (McDonalds, etc)

$11.56 $11.56

$5.53 Rp 100.5K

109.04%

Cappuccino

$5.42 $5.42

$2.72 Rp 49.4K

99.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 $2.96

$1.70 Rp 30.9K

74.12%

Water (0.33 liter bottle)

$1.98 $1.98

$0.76 Rp 13.8K

160.53%

Local Beer (0.5 liter draught)

$6.41 $6.41

$2.65 Rp 48.2K

141.89%

Imported Beer (0.33 liter bottle)

$6.40 $6.40

$4.38 Rp 79.6K

46.12%

Milk (1 liter)

$1.01 $1.01

$1.49 Rp 27.1K

-32.21%

White Bread (500g)

$3.60 $3.60

$2.28 Rp 41.3K

57.89%

Rice (white) (1kg)

$4.70 $4.70

$1.19 Rp 21.6K

294.96%

Eggs

$3.64 $3.64

$2.04 Rp 37.0K

78.43%

Local Cheese (1kg)

$11.59 $11.59

$17.70 Rp 321.5K

-34.52%

Chicken Fillets (1kg)

$12.08 $12.08

$3.96 Rp 72.0K

205.05%

Beef Round Steak (1kg)

$18.55 $18.55

$12.19 Rp 221.4K

52.17%

Apples (1kg)

$5.61 $5.61

$3.66 Rp 66.4K

53.28%

Banana (1kg)

$1.54 $1.54

$1.52 Rp 27.6K

1.32%

Oranges (1kg)

$4.21 $4.21

$2.23 Rp 40.5K

88.79%

Tomato (1kg)

$4.80 $4.80

$1.97 Rp 35.8K

143.65%

Potato (1kg)

$2.88 $2.88

$1.85 Rp 33.6K

55.68%

Onion (1kg)

$2.99 $2.99

$2.42 Rp 44.0K

23.55%

Lettuce (1 head)

$2.31 $2.31

$0.99 Rp 18.0K

133.33%

Water (1.5 liter bottle)

$2.51 $2.51

$0.51 Rp 9,324

392.16%

Cigarettes 20 Pack (Marlboro, Camel)

$9.82 $9.82

$2.22 Rp 40.4K

342.34%

Wine (Bottle)

$14.58 $14.58

$22.24 Rp 403.9K

-34.44%

Local Beer (0.5 liter bottle)

$2.24 $2.24

$2.26 Rp 41.0K

-0.88%

Imported Beer (0.33 liter bottle)

$3.68 $3.68

$2.97 Rp 53.9K

23.91%

One-way Ticket (Public Transport)

$1.73 $1.73

$0.25 Rp 4,559

592.00%

Public Transport Monthly Pass (Regular Price)

$64.5 $64.5

$7.82 Rp 142.1K

724.81%

Taxi Start (Normal Tariff)

$2.71 $2.71

$0.44 Rp 7,982

515.91%

Taxi (Normal Tariff) (1km)

$1.87 $1.87

$0.43 Rp 7,811

334.88%

Taxi 1hour Waiting (Normal Tariff)

$32.73 $32.73

$5.41 Rp 98.2K

504.99%

Gasoline (1 liter)

$0.95 $0.95

$0.82 Rp 15.0K

15.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K $29.1K

$23.8K Rp 433.0M

21.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$31.7K Rp 576.6M

-16.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 $201

$79.1 Rp 1.4M

154.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.7 $57.7

$6.45 Rp 117.1K

793.80%

Internet (50+ Mbps, Unlimited Data)

$61.4 $61.4

$18.58 Rp 337.4K

230.19%

Gym Membership (Monthly)

$35.03 $35.03

$49.48 Rp 898.7K

-29.20%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

Cinema Ticket

$12.74 $12.74

$4.27 Rp 77.6K

198.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,437 $1,437

$491 Rp 8.9M

192.88%

International Primary School, 1 Child (Yearly)

$21.4K $21.4K

$5,674 Rp 103.0M

276.72%

Jeans (Levis 501 Or Similar)

$48.95 $48.95

$44.64 Rp 810.7K

9.66%

Summer Dress (H&M, Zara, etc)

$45.91 $45.91

$34.95 Rp 634.8K

31.36%

Sport Shoes (Adidas, Nike)

$88.4 $88.4

$79.9 Rp 1.5M

10.64%

Men's Leather Business Shoes

$131 $131

$79.4 Rp 1.4M

64.33%

1-bedroom Apartment, City Center (Monthly)

$1,709 $1,709

$1,125 Rp 20.4M

51.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,347 $1,347

$671 Rp 12.2M

100.53%

3-bedroom Apartment, City Center (Monthly)

$2,388 $2,388

$3,565 Rp 64.7M

-33.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,411 $2,411

$1,723 Rp 31.3M

39.88%

Buy Apartment in City Center (m2)

$2,599 $2,599

$2,732 Rp 49.6M

-4.87%

Buy Apartment Outside City Center (m2)

$2,569 $2,569

$2,284 Rp 41.5M

12.47%

Average Monthly Net Salary (After Tax)

$1,496 $1,496

$164 Rp 3.0M

813.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

13.78

-52.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for McMinnville, TN: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

McMinnville, TN

$1.3K 50.1%

Ubud, Bali

$672 49.8% 50.1% $675

Groceries & Markets

McMinnville, TN

$410 15.3%

Ubud, Bali

$288 21.4% 29.7% $122

Eating Out

McMinnville, TN

$326 12.1%

Ubud, Bali

$108 8% 67% $219

Monthly Utilities & Internet

McMinnville, TN

$320 11.9%

Ubud, Bali

$104 7.7% 67.5% $216

Clothing & Footwear

McMinnville, TN

$141 5.3%

Ubud, Bali

$108 8% 23.9% $34

Getting Around

McMinnville, TN

$84 3.1%

Ubud, Bali

$11 0.9% 86.3% $72

Sport & Entertainment

McMinnville, TN

$61 2.3%

Ubud, Bali

$58 4.3% 4.1% $2.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,709 in McMinnville, TN and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

McMinnville, TN pays about 9.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $76 in McMinnville, TN vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $410 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 McMinnville, TN

🇮🇩 Ubud, Bali

🕒 Local time

21:41 9:41 PM

11:41 11:41 AM

14 h ahead of McMinnville, TN

🌤 Weather

👥 Population

30,410

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

IDR to USD in detail →

On the map

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Between locations

McMinnville, TN Ubud, Bali 16,320 km ≈ 21 h nonstop flight

From you

McMinnville, TN
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

McMinnville, TN vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 50% lower than in McMinnville, TN. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in McMinnville, TN is about 9.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,709 in McMinnville, TN versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $76 in McMinnville, TN. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,689 per month in McMinnville, TN versus $1,349 in Ubud, Bali – Ubud, Bali is about 50% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 50% less than in McMinnville, TN. Beyond cost, consider language, visa policies, and how big the international community is in each city.