Cost of Living Comparison Between McKinney, TX and New York, NY Cost of Living Comparison Between McKinney, TX and New York, NY

🙂 Solo nomad: McKinney, TX is 28.1% cheaper than New York, NY without rent, and 42% cheaper with rent.

🙂 Family of 3: McKinney, TX is 41.9% cheaper than New York, NY without rent, and 52.6% cheaper with rent.

Meal at Budget Restaurant

$17.32 $17.32

$29.68 $29.68

-41.64%

Three-Course Dinner for Two, Mid-Range

$73.6 $73.6

$144 $144

-48.98%

Fast Food Meal (McDonalds, etc)

$9.06 $9.06

$12.43 $12.43

-27.11%

Cappuccino

$5.18 $5.18

$5.84 $5.84

-11.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 $2.51

$3.26 $3.26

-23.01%

Water (0.33 liter bottle)

$1.97 $1.97

$2.58 $2.58

-23.64%

Local Beer (0.5 liter draught)

$6.16 $6.16

$8.24 $8.24

-25.24%

Imported Beer (0.33 liter bottle)

$7.81 $7.81

$11.86 $11.86

-34.15%

Milk (1 liter)

$1.04 $1.04

$1.56 $1.56

-33.33%

White Bread (500g)

$2.71 $2.71

$5.23 $5.23

-48.18%

Rice (white) (1kg)

$4.03 $4.03

$8.11 $8.11

-50.31%

Eggs

$5.19 $5.19

$7.25 $7.25

-28.41%

Local Cheese (1kg)

$11.62 $11.62

$17.08 $17.08

-31.97%

Chicken Fillets (1kg)

$14.48 $14.48

$16.24 $16.24

-10.84%

Beef Round Steak (1kg)

$16.02 $16.02

$20.02 $20.02

-19.98%

Apples (1kg)

$4.43 $4.43

$7.49 $7.49

-40.85%

Banana (1kg)

$1.57 $1.57

$2.55 $2.55

-38.43%

Oranges (1kg)

$4.13 $4.13

$5.82 $5.82

-29.04%

Tomato (1kg)

$4.39 $4.39

$6.52 $6.52

-32.67%

Potato (1kg)

$3.77 $3.77

$3.72 $3.72

1.34%

Onion (1kg)

$2.26 $2.26

$3.9 $3.9

-42.05%

Lettuce (1 head)

$2.01 $2.01

$3.07 $3.07

-34.53%

Water (1.5 liter bottle)

$3.06 $3.06

$2.57 $2.57

19.07%

Cigarettes 20 Pack (Marlboro, Camel)

$9.47 $9.47

$19.21 $19.21

-50.70%

Wine (Bottle)

$11.45 $11.45

$17.79 $17.79

-35.64%

Local Beer (0.5 liter bottle)

$1.83 $1.83

$3.01 $3.01

-39.20%

Imported Beer (0.33 liter bottle)

$3.02 $3.02

$3.72 $3.72

-18.82%

One-way Ticket (Public Transport)

$1.95 $1.95

$2.92 $2.92

-33.22%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$2.72 $2.72

$5.13 $5.13

-46.98%

Taxi (Normal Tariff) (1km)

$1.26 $1.26

$2.15 $2.15

-41.40%

Taxi 1hour Waiting (Normal Tariff)

$29.74 $29.74

$41.57 $41.57

-28.46%

Gasoline (1 liter)

$0.74 $0.74

$0.95 $0.95

-22.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30K $30K

$35K $35K

-14.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$27.7K $27.7K

-4.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$189 $189

$179 $179

5.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.3 $61.3

$60 $60

2.13%

Internet (50+ Mbps, Unlimited Data)

$81.6 $81.6

$63.8 $63.8

27.89%

Gym Membership (Monthly)

$35.3 $35.3

$141 $141

-74.91%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$15.19 $15.19

$19.9 $19.9

-23.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,312 $1,312

$3,206 $3,206

-59.09%

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$56.5K $56.5K

-58.00%

Jeans (Levis 501 Or Similar)

$52.9 $52.9

$65.7 $65.7

-19.53%

Summer Dress (H&M, Zara, etc)

$28.19 $28.19

$48.75 $48.75

-42.17%

Sport Shoes (Adidas, Nike)

$104 $104

$111 $111

-6.29%

Men's Leather Business Shoes

$112 $112

$172 $172

-34.93%

1-bedroom Apartment, City Center (Monthly)

$1,689 $1,689

$4,165 $4,165

-59.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,374 $1,374

$2,653 $2,653

-48.22%

3-bedroom Apartment, City Center (Monthly)

$3,291 $3,291

$8,412 $8,412

-60.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,920 $1,920

$5,277 $5,277

-63.62%

Buy Apartment in City Center (m2)

$2,334 $2,334

$15.6K $15.6K

-85.06%

Buy Apartment Outside City Center (m2)

$2,371 $2,371

$11.2K $11.2K

-78.75%

Average Monthly Net Salary (After Tax)

$5,840 $5,840

$5,616 $5,616

3.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.44

0.78%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for McKinney, TX: October 26, 2025

Last update for New York, NY: October 28, 2025

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