Cost of Living Comparison Between McKinney, TX and Chicago, IL Cost of Living Comparison Between McKinney, TX and Chicago, IL

🙂 Solo nomad: McKinney, TX is 6.5% cheaper than Chicago, IL without rent, and 14.4% cheaper with rent.

🙂 Family of 3: McKinney, TX is 24% cheaper than Chicago, IL without rent, and 25.8% cheaper with rent.

Meal at Budget Restaurant

$17.32 $17.32

$20.82 $20.82

-16.81%

Three-Course Dinner for Two, Mid-Range

$73.6 $73.6

$100 $100

-26.69%

Fast Food Meal (McDonalds, etc)

$9.06 $9.06

$11.97 $11.97

-24.31%

Cappuccino

$5.18 $5.18

$5.56 $5.56

-6.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 $2.51

$3.11 $3.11

-19.29%

Water (0.33 liter bottle)

$1.97 $1.97

$2.42 $2.42

-18.60%

Local Beer (0.5 liter draught)

$6.16 $6.16

$6.86 $6.86

-10.20%

Imported Beer (0.33 liter bottle)

$7.81 $7.81

$8.45 $8.45

-7.57%

Milk (1 liter)

$1.04 $1.04

White Bread (500g)

$2.71 $2.71

$4.15 $4.15

-34.70%

Rice (white) (1kg)

$4.03 $4.03

$5.52 $5.52

-26.99%

Eggs

$5.19 $5.19

$4.65 $4.65

11.61%

Local Cheese (1kg)

$11.62 $11.62

$14.33 $14.33

-18.91%

Chicken Fillets (1kg)

$14.48 $14.48

$14.88 $14.88

-2.69%

Beef Round Steak (1kg)

$16.02 $16.02

$19.34 $19.34

-17.17%

Apples (1kg)

$4.43 $4.43

$5.17 $5.17

-14.31%

Banana (1kg)

$1.57 $1.57

$1.71 $1.71

-8.19%

Oranges (1kg)

$4.13 $4.13

$4.41 $4.41

-6.35%

Tomato (1kg)

$4.39 $4.39

$4.51 $4.51

-2.66%

Potato (1kg)

$3.77 $3.77

$2.53 $2.53

49.01%

Onion (1kg)

$2.26 $2.26

$2.74 $2.74

-17.52%

Lettuce (1 head)

$2.01 $2.01

$2.43 $2.43

-17.28%

Water (1.5 liter bottle)

$3.06 $3.06

$2.7 $2.7

13.33%

Cigarettes 20 Pack (Marlboro, Camel)

$9.47 $9.47

$15.19 $15.19

-37.66%

Wine (Bottle)

$11.45 $11.45

$16.42 $16.42

-30.27%

Local Beer (0.5 liter bottle)

$1.83 $1.83

$2.35 $2.35

-22.13%

Imported Beer (0.33 liter bottle)

$3.02 $3.02

$3.7 $3.7

-18.38%

One-way Ticket (Public Transport)

$1.95 $1.95

$2.53 $2.53

-22.92%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$2.72 $2.72

$3.34 $3.34

-18.56%

Taxi (Normal Tariff) (1km)

$1.26 $1.26

$1.42 $1.42

-11.27%

Taxi 1hour Waiting (Normal Tariff)

$29.74 $29.74

$25.42 $25.42

16.99%

Gasoline (1 liter)

$0.74 $0.74

$1.08 $1.08

-31.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30K $30K

$32.4K $32.4K

-7.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$26.2K $26.2K

0.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$189 $189

$188 $188

0.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.3 $61.3

$63.7 $63.7

-3.85%

Internet (50+ Mbps, Unlimited Data)

$81.6 $81.6

$65.2 $65.2

25.20%

Gym Membership (Monthly)

$35.3 $35.3

$76.7 $76.7

-53.99%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$15.19 $15.19

$14.93 $14.93

1.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,312 $1,312

$2,063 $2,063

-36.41%

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$39.2K $39.2K

-39.46%

Jeans (Levis 501 Or Similar)

$52.9 $52.9

$64.3 $64.3

-17.77%

Summer Dress (H&M, Zara, etc)

$28.19 $28.19

$52.4 $52.4

-46.19%

Sport Shoes (Adidas, Nike)

$104 $104

$95.2 $95.2

9.41%

Men's Leather Business Shoes

$112 $112

$145 $145

-22.83%

1-bedroom Apartment, City Center (Monthly)

$1,689 $1,689

$2,378 $2,378

-28.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,374 $1,374

$1,584 $1,584

-13.29%

3-bedroom Apartment, City Center (Monthly)

$3,291 $3,291

$4,763 $4,763

-30.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,920 $1,920

$2,815 $2,815

-31.80%

Buy Apartment in City Center (m2)

$2,334 $2,334

$3,588 $3,588

-34.94%

Buy Apartment Outside City Center (m2)

$2,371 $2,371

$2,490 $2,490

-4.79%

Average Monthly Net Salary (After Tax)

$5,840 $5,840

$5,275 $5,275

10.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.6

-1.67%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for McKinney, TX: October 26, 2025

Last update for Chicago, IL: October 29, 2025

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